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About HDB loan repayment online

If you have availed of a loan from HDB Financial Services, it can be a tedious task if you want to repay it offline. You should switch to the online mode and make instant and secure payments, saving both time and energy. Bajaj Finserv presents the BBPS platform, a simple interface to make HDB Finance loan repayments online. Through the BBPS platform on Bajaj Finserv, you can pay loan EMIs conveniently.

  • Loan repayment billers across India

    Apart from HDB Financial Services, Bajaj Finserv also allows you to pay for other loan providers. You can pay other loan providers as well, such as Manappuram Finance, IIFL, IDFC First Bank, Hero Fincorp, Muthoot Finance, ICICI Bank, Axis Bank, Mahindra Finance and many more.

    Benefits of making HDB Financial Services loan repayment online on Bajaj Finserv

    When repaying your HDB Financial Services loan through the Bajaj Finserv BBPS platform, you can avail of the following benefits:

    Quick and hassle-free

    With the Bajaj Finserv BBPS platform, you can pay your HDB Finance loan quickly and effortlessly.

    Safe and secure

    Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.

    Multiple payment options

    Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.

    Instant confirmation

    After making the payment, the platform immediately confirms the payment through an email and SMS.

    HDB Financial Personal Loan interest rate

    HDB Financial Services offers personal loans up to Rs. 20 lakh with starting interest rates at 12% p.a. The repayment period can extend up to 5 years, catering to both salaried and self-employed individuals. They also provide new credit loans based on social profiles for those with limited credit history. Applying for a personal loan is simplified through online submission of documents, subject to meeting eligibility criteria.

    HDB Financial Personal Loan interest rate

    Interest rate

    12% to 31% p.a.

    Loan amount

    Up to Rs. 20 lakh

    Loan tenure

    12 to 60 months

    Processing fee

    Up to 3%

    HDB Financial Personal Loan payment charges

    HDB Financial Services provides personal loans with interest rates ranging from 12% to 31% p.a., determined by factors such as the applicant's CIBIL score and credit profile. The actual interest rates for HDB Personal Loans are contingent upon variables like monthly income, job profile, employer's profile, and other relevant criteria of the loan applicant.

     

    0-6 months

    6-12 months

    12-36 months

    36 months and above

    Personal loan

    (On fixed interest rate)

    Not allowed

    4%

    4%

    2%

    Floating rate personal loan offered to individual borrowers

    Not allowed

    NIL

    NIL

    NIL

    Floating rate personal loan offered to non-individual borrowers

    Not allowed

    4%

    4%

    2%

    HDB Finance loan customer care support

    • Visit a branch or send an email to customer.support@hdbfs.com for assistance.
    • Call the call centre team on 044 - 4298 4541 between 10:00 am to 06:00 pm, Monday to Friday (excluding national and regional holidays) to submit a loan request.

    Feel free to connect with HDB Finance loan customer care to address any questions or issues you may have about our personal loan offerings. The customer care department is readily available to provide support and information. Whether you prefer reaching out via helpline number or seeking face-to-face assistance at the branch, the team of HDB Financial Services is committed to ensure a seamless experience for your personal loan inquiries.

    Fees and charges

    A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

    Note: For failed transactions, the total amount including charges except taxes are reversed.

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Steps to repay HDB Finance loan online on the Bajaj Finserv app

You can make HDB loan payments on the Bajaj Finserv app by following these steps:

  1. Download the Bajaj Finserv app from the Google Play Store or App Store and install it on your device
  2. Open the app, log in, or register if you are a new user
  3. Go to ‘BILLS AND RECHARGES’ and select ‘LOAN REPAYMENT’
  4. Choose your issuer
  5. Enter your loan number and click on ‘FETCH YOUR BILL’
  6. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
  7. After choosing your preferred payment mode, enter the requested payment details
  8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Frequently asked questions

How do I get my loan statement from HDB Financial Services?

You can get your HDB statement through the ‘HDB ON THE GO’ mobile application. Download the app, log in using your credentials and click on ‘LOAN SUMMARY’ to get the statement.

How can I check my HDB loan payment details?

You can check your HDB loan payment details by logging into your account on HDB’s mobile application - ‘HDB ON THE GO’.

How do I get my HDB statement?

You can view your HDB Financing loan statement by following these steps:

  1. Visit the official website of HDB Financial Services
  2. Click on ‘MY ACCOUNT’
  3. Enter your registered mobile number
  4. Enter your Date of Birth/PAN Card number
  5. Solve the captcha
  6. Click on ‘SEND OTP’
  7. Fill in the OTP sent to your mobile number
  8. View your loan details
Where can I find my HDB account number?

You can find your HDB account number on your loan statement. You can give a missed call on 044-45602401 from your registered mobile number to get your loan details.

Can I pay my HDB loan early?

Yes, you can make your HDB loan repayment early, but you will have to pay prepayment or foreclosure charges. In the case of HDB Pl loan, you need to pay 4% of the principal as a foreclosure charge and applicable taxes.

How do I download my loan statement online?

Through the mobile app

You can simply download the bank’s mobile app on your smartphone. Use your log in credentials and click on ‘LOAN’. You can view not only your personal loan statement, but also other details of the loan/s availed by you.

Through the log-in portal

If you visit the official website of a bank. You will be able to view ‘LOAN’ under the ‘PRODUCTS’ section. Under loans, you can click on ‘personal loan’ which will direct you to a new page. You can click on ‘LOGIN’ and using your log in credentials you can view your personal loan statement.

Through mail ID

You can send a mail to the bank’s email ID asking them to send you your personal loan e-statement. The bank will send you the e-statement to your email ID. If you use the net banking or mobile facility, you can provide your email ID, and you will receive the e-statement.

How can I check my balance loan amount in HDB using the loan number?

Missed call service

To provide hassle-free and convenient services, HDB introduced the missed call facility for loan related information to customers. By just giving a missed call from your registered mobile number to 080-69856108, you can now get your loan related information on your mobile phone.

The call made to the above number will be automatically disconnected after choosing the service. The customer will then receive details of their loan account as an SMS based on the service opted.

Services available for this facility are:

Balance inquiry

EMI clearance status

Loan details

Refund

Application status

Why missed call service

How can I pay my monthly HDB instalment?

To pay your HDB monthly instalment, you can use either the Bill Desk Payment Gateway through your bank account or digital payment methods like UPIs, Bajaj Pay UPI, etc. Additionally, cash payments are accepted at Airtel Payments Bank (APB), ICICI bank branches (I-Sure), and HDB Financial Services branches.

Does Bajaj Finserv provide recharge services apart from loan payment?

Yes, Bajaj Finserv also provides other recharge services such as:

Does Bajaj Finserv provide bill payment services apart from loan payment?

Yes, Bajaj Finserv also provides other bill payment services such as:

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