ICICI Bank loan repayment online
ICICI Bank offers a variety of loan options for individuals and businesses, including home loans, personal loans, and car loans. For ICICI home loan payment, you can choose from several repayment options, including EMI and step-up EMI. Additionally, you can avail of a part-prepayment or foreclosure option, which lets you pay off your home loan before the end of the loan term.
Customers can make their loan payments online through the Bajaj Finserv BBPS platform. BBPS (Bharat Bill Payment System) is an integrated bill payment system that enables you to pay various types of bills using a single platform. You can make ICICI home loan payments, car loan payments, or personal loan payments online using Bajaj Pay, the BBPS platform on Bajaj Finserv.
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Steps to pay ICICI loan EMI payment on the Bajaj Finserv app
Follow these steps to repay your loan via the Bajaj Finserv app:
- Download the Bajaj Finserv app from Google Play Store or App Store
- Open the app on your mobile phone
- To 'GENERATE OTP,' enter your 10-digit mobile phone number
- Enter the OTP and click the 'PROCEED' button
- Click on 'LOAN REPAYMENT' in the 'FINANCIAL SERVICES AND TAXES' section
- From the drop-down menu, choose your loan provider
- 'PROCEED' after entering your loan account number
- Choose your preferred payment method and finish the transaction
Steps to pay ICICI loan EMI payment on the Bajaj Finserv website
Follow these steps to repay your loan via the Bajaj Finserv website:
- Visit the Bajaj Finserv website
- Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
- Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
- Choose your biller from the drop-down
- Enter your loan number and click on ‘FETCH YOUR BILL’
- Select a payment method from the list of available payment options such as credit cards, debit cards, UPI, e-wallet, and net banking
- After choosing your preferred payment mode, enter the requested payment details
- Check the details you entered and click on 'PAY NOW’
You will receive a notification from Bajaj Finserv after successful payment.
Benefits of making ICICI loan payment on Bajaj Finserv
The benefits of paying the ICICI loan online on Bajaj Finserv BBPS platform include:
- Safe and secure
The Bajaj Finserv BBPS provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures. - Instant payment
Bajaj Finserv ensures quick and seamless transactions wherein you will not encounter any technical issues. - Multiple payment channels
You can choose your preferred payment mode from debit cards, credit cards, net banking, and UPI. - Easily accessible
Pay your ICICI loan seamlessly, from anywhere, at anytime.
Benefits of making ICICI loan payment on Bajaj Finserv
The benefits of paying the ICICI loan online on Bajaj Finserv BBPS platform include:
Safe and secure: The Bajaj Finserv BBPS provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.
Instant payment: Bajaj Finserv ensures quick and seamless transactions wherein you will not encounter any technical issues.
Multiple payment channels: You can choose your preferred payment mode from debit cards, credit cards, net banking, and UPI.
Easily accessible: Pay your ICICI loan seamlessly, from anywhere, at any time.
Steps to make your loan payment online on the Bajaj Finserv website
Paying the loan through the Bajaj Finserv website is simple. Here are the steps:
- Visit the Bajaj Finserv website
- Navigate to the ‘BILLS AND RECHARGES’ section and select the ‘LOAN PAYMENT’ option
- A pop-up will request for sign-in, enter your mobile number, and click on ‘GET OTP’ to log in
- Select your service provider from the list of loan service providers
- Enter your ‘LOAN ACCOUNT NUMBER’ and along with your loan type, and click on ‘FETCH YOUR BILL’
- Verify the bill amount and click on ‘PAY NOW’
- Pay using the multiple payment methods available such as Bajaj Pay UPI, debit card, credit card, net banking, and Bajaj Pay Wallet.
Post the transaction, you will be receiving a confirmation to intimate about successful payment.
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes is reversed.
Pay other banks’ loan EMIs
You can repay other loans from banks and financial organisations such as:
Recharge and Pay Bills
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked questions
You can use serval payment methods such as:
- Credit card
- Debit card
- UPI
- Net banking
- Bajaj Pay Wallet
Once the payment is completed, you will get a message for successful payment. You will also receive the BBPS bill receipt in email/SMS/print form and the transaction ID. A confirmation/transaction success message will also appear on your screen once the transaction is complete. Check your transaction history for future reference.
The financial institution will not allow you to cancel the payment since you have already made the payment. You can raise a request through My Account by following the below steps:
- Visit the ‘MENU’ tab
- Go to ‘TRANSACTION HISTORY’
- Select the transaction
- Raise a request
There are several ways to clear your ICICI Bank overdue amount:
Online banking: Use ICICI Bank's internet banking platform or ‘CLICK TO PAY’ option with your existing bank account.
Debit card: Pay using a debit card on the ICICI Bank website.
UPI: Scan the QR code provided by ICICI Bank using any UPI app to pay.
Branch visit: Visit your nearest ICICI Bank branch and make a cash payment.
ICICI Bank allows you to prepay your personal loan, which essentially means paying extra towards the principal amount to settle the loan faster.
The customer service hotline for ICICI bank personal loans is reachable at 1860-120-7777. By dialing this number, individuals can enquire about their loan information or track their application status. In case you have any lingering questions that need attention, you can reach out to 1800-200-3344 from 9:00 a.m. to 6:00 p.m., Monday through Friday.
If you have missed an EMI payment for your ICICI Bank loan, follow these steps:
- Visit the Bajaj Finserv website.
- Go to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS.’
- Select ‘LOAN REPAYMENT’ under ‘FINANCIAL SERVICES AND TAXES.’
- Choose your biller from the drop-down menu.
If you delay an EMI payment by just one day, ICICI Bank may charge a late payment fee or penalty. The specific amount depends on the type of loan and the terms agreed upon when you took the loan. It is essential to pay your EMIs on time to avoid any additional charges or negative impact on your credit score.
It is possible to make online vehicle loan EMI payments. Through their websites or mobile applications, the majority of banks and financial institutions provide online payment solutions. Debit and credit cards, online banking, and other electronic payment options are available to you. To make the payment, log in to your account, go to the loan section, and follow the instructions.
Go into the web portal of your bank or lender to download your vehicle loan statement. Go to the loan account area and select "Statements" or "Documents" as alternatives. After choosing the preferred time frame, download the statement in PDF or another supported format.
Use the mobile app or web portal provided by your lender to view your loan history. Navigate to the loan area of your account after logging in. You ought to be able to access your loan history, transaction record, and data. As an alternative, you can ask for help by contacting customer support.
Yes, Bajaj Finserv also provides recharge services such as:
Yes, ICICI Bank allows customers to change their EMI date for loans, subject to bank approval. You need to submit a formal request by visiting the nearest branch or contacting customer support. Charges may apply, and the bank will review eligibility based on loan type and repayment history.
You can get your ICICI loan repayment statement by logging into the ICICI Bank net banking portal or mobile app. Navigate to the loan section and download the statement. Alternatively, you can request it at a branch or call customer support to receive it via email.
