About Tata Capital and Loan Repayment
Tata Capital is one of India's largest diversified non-banking financial companies, offering personal, home, business, vehicle and used-car loans. Following its reverse merger with Tata Motors Finance in 2024 and its listing on the NSE and BSE in October 2025, Tata Capital serves retail and commercial borrowers across India.
Through Bajaj Pay, the Bharat Connect platform on Bajaj Finance, you can complete your Tata Capital loan repayment without logging into the Tata Capital portal. Enter your Tata Capital loan account number and the amount, select the EMI payment option, then pay using UPI, debit card, credit card or net banking. This makes online payment for Tata Capital quick and available anytime.
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Benefits of making Tata Capital loan payment on Bajaj Finance
The benefits of paying the Tata Capital loan online on Bajaj Finance Bharat Connect platform include:
- Safe and secure
The Bajaj Finance Bharat Connect provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.
- Instant payment
Bajaj Finance ensures quick and seamless transactions wherein you will not encounter any technical issues.
- Multiple payment channels
You can choose your preferred payment mode from debit cards, credit cards, net banking, and UPI.
- Easily accessible
Pay your Tata Capital loan seamlessly, from anywhere, at anytime.
How to check your Tata Capital loan EMI due date
You can check your Tata Capital EMI payment due date in a few ways: the Tata Capital customer portal, the Tata Capital mobile app, your latest loan statement, or by entering your loan account number on Bajaj Pay, which auto-fetches the current due amount.
- Online customer portal: Register or log in to the Tata Capital portal with your mobile number or email and password. Open a section like 'Loan Account' or 'Manage EMI' to see your EMI due date and upcoming payment schedule. This Tata Capital login payment view shows your full loan details.
- Loan statement: Download your latest loan statement from the portal or your email. It clearly mentions the next EMI due date.
- Mobile app: Log in to the Tata Capital app and go to the section showing your loan details or upcoming EMI due date.
- Customer care: Contact Tata Capital customer care with your loan account details, and they can tell you the upcoming EMI due date.
- Bajaj Pay: Enter your Tata Capital loan account number on Bajaj Pay, the Bharat Connect platform, and the current due amount is fetched automatically so you can pay right away.
How to pay Tata Capital loan EMI payment on the Bajaj Finance platforms
On the Bajaj Finance app
- Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device
- Open the app, log in, or register if you are a new user
- Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’
- Search and select your loan provider as Tata Capital
- Fill the required details
- Click on ‘FETCH YOUR BILL’
- Your bill amount appears, select ‘PROCEED TO PAY’
- Choose your preferred payment option and click on ‘PAY NOW’
- Once you have completed the transaction, you will get notified that the payment was successful
On the Bajaj Finance website
- Go to the Bajaj Finance website
- Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’
- Enter your mobile number and login with an OTP
- Search and select your loan provider as Tata Capital
- Fill the required details
- Click on ‘FETCH YOUR BILL’
- Your bill amount appears, select ‘PROCEED TO PAY’
- Choose your preferred payment option and click on ‘PAY NOW’
- Once you have completed the transaction, you will get notified that the payment was successful
Pay other banks’ loan EMIs
You can repay other loans from banks and financial organisations such asd
Recharge and Pay Bills
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Frequently asked question
Tata Capital Online Personal Loan Disbursement Time: Tata Capital aims to disburse your personal loan within 72 hours after successful application approval and document verification. However, this timeframe can vary depending on several factors, such as:
- Completeness of your application: Ensure all documents are submitted correctly to avoid delays.Bank processing times: Once Tata Capital approves, the transfer might rely on your bank's processing speed.
While the exact late payment charge can vary depending on the loan amount and terms, Tata Capital typically levies a late payment fee and charges interest on the overdue amount.
Yes, Tata Capital’s online payment facility is available 24/7. You can make payments at any time through the Bajaj Finance Bharat Connect platform.
Yes, you can pay multiple EMIs at once through Tata Capital’s online portal. The Bajaj Finance Bharat Connect platform allows you to make bulk payments, ensuring that you can manage your loan repayments efficiently.
To access Tata Capital's payment gateway, follow these steps:
- Visit the Tata Capital Online Payment Facility.
- Enter your loan number and registered mobile number.
- Generate an OTP and complete the verification process.
- Choose your preferred payment method (Internet banking, Debit card, UPI) and proceed with the payment.
To check the status of your Tata Capital loan EMI:
- Log in to the Tata Capital Customer Portal.
- Use your registered mobile number or email ID along with an OTP to access your account.
- Once logged in, you can view your loan account details, download statements, and check your EMI status.
A Tata Capital EMI paid through Bajaj Pay is usually processed quickly, and the payment typically reflects in your loan account within 1 to 3 working days through the Bharat Connect cycle. Keep your payment confirmation until the EMI shows as paid.
If your Tata Capital EMI payment fails but money is debited, it is usually auto-reversed to your source account within a few working days. Check your Bajaj Pay transaction history for the status, and pay again only after confirming the amount has reversed.
Yes. A missed or late Tata Capital EMI is reported to credit bureaus and can lower your CIBIL score, and late payment charges may also apply. Paying on or before the due date helps protect your credit score.
Auto-debit is set up directly with Tata Capital by submitting a NACH mandate with your bank account details, through its portal, app or branch. Once active, your EMI is debited automatically on the due date. Bajaj Pay is for one-time EMI payments, not NACH setup.
Your Tata Capital loan account number is printed on your sanction letter, loan statement and welcome kit. You can also find it by logging in to the Tata Capital customer portal or mobile app under your loan details.
Yes, you can repay a Tata Capital business loan EMI on Bajaj Pay if it is available as a biller. Enter your loan account number to fetch the due amount, then pay using UPI, debit card, credit card or net banking.
Any grace period depends on your loan agreement with Tata Capital. Paying after the due date can attract late payment charges and affect your credit score, so pay on time or check your specific terms with Tata Capital.
