In the realm of music, the soulful strumming of a guitar resonates deeply, often inspiring individuals to embrace the instrument. However, the initial cost of purchasing a guitar might pose a financial challenge for many aspiring musicians. No Cost EMI solutions emerge as a promising avenue, offering a way to make this musical dream a reality without the burden of immediate hefty payments. Understanding the process of buying a guitar through this method, especially without the necessity of a credit card, can bridge the gap between the desire for a guitar and its actual attainment for music enthusiasts.
How to buy a guitar on No Cost EMI
Getting a guitar through a No Cost EMI plan involves a series of simple steps, offering music enthusiasts a pathway to own their dream instrument without immediate financial strain. Here is a guide to navigating this process:
Research and selection |
Begin by researching the various types of guitars available in the market, considering factors such as skill level, preferred music genre, and budget. Different types include acoustic, electric, classical, and bass guitars, each catering to diverse playing styles and preferences. |
Explore No Cost EMI options |
Look for retailers or online platforms that offer No Cost EMI plans specifically for musical instruments, particularly guitars. Ensure they offer zero-interest instalment plans. |
Comparing EMI plans |
Compare the terms and conditions of different EMI plans, considering factors such as instalment durations, associated fees, and the availability of No Cost options. |
Application process |
Once you have selected the guitar and the favourable EMI plan, proceed to apply for it. This usually involves providing necessary documents and details for approval. |
Different types of guitars available on No Cost EMI
Guitars come in various types, each designed for specific playing styles and musical genres:
- Acoustic guitars: Ideal for folk, country, and unplugged performances, these guitars generate sound acoustically without amplification.
- Electric guitars: Suited for rock, blues, and various genres requiring amplification, these guitars have a solid body and rely on amplifiers for sound projection.
- Classical guitars: Often used in classical, flamenco, or fingerstyle music, these guitars have nylon strings and a distinct sound.
- Bass guitars: Vital for creating the low-end rhythm in music, these guitars are essential in bands and certain music genres.
Understanding the different guitar types is crucial in making an informed decision based on individual preferences and playing styles.
Benefits of buying a guitar using the Insta EMI Card
Opting for a guitar through the EMI route offers several advantages:
- No additional interest: EMI plans with no added interest make the purchase financially feasible and lighter on the pocket.
- Flexible payment schedules: EMI plans allow the cost of the guitar to be spread over manageable equal monthly instalments, relieving immediate financial pressure.
- Accessible without credit card: Especially advantageous for those without a credit card, this method provides access to musical instruments without traditional credit-based purchases.
Check benefits & features of Insta EMI Card
How to get a guitar on EMI with Bajaj Finserv Insta EMI Card
Bajaj Finserv Insta EMI Card opens doors for individuals seeking to purchase a guitar without a credit card. To avail of the EMI card, one can visit the Bajaj Finserv website and apply online or approach their representative at partnered stores. Since it is a digital card, after its instant activation, you can start using the EMI card immediately. To shop for a guitar using the Insta EMI Card, you need can follow these steps:
- Find your nearest musical instrument store using the Bajaj Finserv Partner Store Locator
- Visit the store and choose your desired guitar
- Provide your Insta EMI Card details at the store during checkout
- Select a favourable EMI tenure and make the purchase
- To shop for a guitar online, visit any one of our online partner stores like Amazon, Flipkart, Bajaj Mall, etc.
- Select the guitar of your choice and add it to the cart
- Proceed to the payment process and choose EMI as your option
- Add your Insta EMI Card details and select your desired EMI tenure
- Complete the remaining process and finalise the purchase
That is it. You now own a guitar of your choice.
Eligibility criteria to shop for guitar on Insta EMI Card
Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.
- You should be an Indian citizen
- You must be between 21 years to 65 years
- You must have a regular source of income
- Your credit score should be 720 or higher
You also need the following documents handy, during the application process.
- PAN card
- Aadhaar card number for KYC confirmation
- Address proof
- Bank account number and IFSC code for e-mandate registration
Meeting these criteria facilitates a smooth application process for the Insta EMI Card.
Check documents required for the Insta EMI Card
Conclusion
Purchasing a guitar without a credit card through a No Cost EMI plan is a great option for music lovers. EMI cards like the Bajaj Finserv Insta EMI Card make it easier to get musical instruments, removing money hurdles. Using these plans helps people make owning a guitar a real possibility, whether they are starting or already skilled, making music more joyful and accessible for everyone.
