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EMI Network Card

How to Apply for Bajaj Finserv EMI Network Card

Apply for Bajaj Finserv EMI Network Card

You can get a Bajaj Finserv EMI Network Card either online or offline by following just a few simple steps. Existing customers can apply for the card online via the customer portal- Experia. New customers can get a Bajaj Finserv Insta EMI Card by filling out an online form. Alternatively, any eligible person can apply for it offline and avail No Cost EMI financing by opting for in-store financing at any of Bajaj Finserv's partner store.

How to Apply for Bajaj Finserv EMI Network Card Online?

 
If you meet the eligibility criteria, you can apply for the Bajaj Finserv Insta EMI Card online in just 3 easy steps:

  1. Check your pre-approved offer
    Share a few basic details and check the pre-approved limit on your Insta EMI Card.

  2. Verify your KYC
    Verify your KYC via OKYC or CKYC.
    • Offline KYC (OKYC) involves an online submission & verification of your Aadhar number
    • CKYC involves validation of your personal details pre-registered with CKYC

  3. Make the payment
    Pay a joining fee of Rs. 567.
    Your Insta EMI Card gets instantly activated on the Bajaj Finserv Wallet App.

How to Apply for the Bajaj Finserv EMI Network Card Offline?

 
You can apply for an EMI Network Card when you purchase electronics, gadgets, and lifestyle products from any of our partner stores like Vijay Sales, Ezone, Croma, Reliance Digital, Sargam Electronics etc. You can reach out to our in-store representative for assistance.

To apply Bajaj Finserv EMI Network card offline, just follow the below steps -

  1. Visit any of the Bajaj Finserv EMI Network partner stores.
  2. Fill-in the Bajaj Finserv EMI Network card application form.
  3. Submit your KYC documents.

Click here to find the nearest store.

Eligibility Criteria to Apply for a Bajaj Finserv EMI Network Card

 
The eligibility criteria to apply for a Bajaj Finserv EMI Network Card is:

  • You should be between 21 to 60 years of age.
  • You must have a regular source of income.

How to Get a Bajaj Finserv EMI Network Card?
 

  1. Walk into any of our partner stores.
  2. Select the product you want to purchase.
  3. Submit some basic documents.
  4. Get your EMI Network Card in your Bajaj Finserv Wallet app.

Where can I use the Bajaj Finserv EMI Network Card?

 
You can use the Bajaj Finserv EMI Network Card online to shop for all your favourite products on easy EMIs. You can also shop for the latest launches of smartphones, tablets, laptops, TVs, home entertainment systems, speakers, cameras, and more on the EMI store. You can also shop for the best home appliances such as fridges, ACs, washing machines, air coolers, water purifiers, inverters, fitness equipment, travel fashion and more! Just use the Bajaj Finserv EMI Network Card online or at an offline partner to avail exclusive deals and offers on all these and much more.

Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.

Bajaj Finserv EMI Network Card Fees & Charges

 
Annual fee of Rs. 117 (inclusive of applicable taxes) will only be charged to the EMI Network Card holders who have not availed any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card.

For example, if your EMI Network Card is issued in the month of February 2019 the date for payment of the annual fee will be February 2020.

FAQs for the EMI Network Card

Can I apply for a Bajaj Finserv EMI Network Card online?

Yes, you can apply for a Bajaj Finserv EMI Network Card online using the customer service portal- Experia.

Can I get Bajaj Finserv EMI Network Card without making a purchase?

If you are an existing Bajaj Finserv customer, then you can get an EMI Network Card before purchasing any product.

What are the documents required to apply for a Bajaj Finserv EMI Network Card?

In order to apply for a Bajaj Finserv EMI Network Card, you need to submit a copy of your:

How long does it take to get a Bajaj Finserv EMI Network Card?

Once you apply for a Bajaj Finserv EMI Network Card, it takes 8 weeks to reach you. However, you can expedite the process and get an Insta Card by paying a nominal fee.

How Bajaj Finserv EMI Network Card works?

The Bajaj Finserv EMI Network Card is a payment system that lets you convert your purchases into affordable EMIs with a swipe. You get a pre-assigned loan on your Bajaj Finserv EMI Network Card of up to Rs. 4 lakh. Not only this, you can use the card to shop for the electronics like television, laptops, mobile phones, cameras, etc. as well as home appliances like air conditioners, refrigerators, washing machines, inverters, printers, water purifiers, and more.

What home appliances I can buy on EMI?

You can visit any of our 1 lakh+ EMI Network partner stores present in more than 1,900 cities and purchase home appliances such as, washing machine, AC, refrigerator, water purifier, air purifier, air cooler, etc. on EMI.

What electronic appliances I can buy on EMI?

You can select your favourite electronic items from over 1 million products such as TVs, laptops, mobile phones, cameras, etc. Once you select the product that you opt to purchase, you can convert the cost of the product into easy EMIs.