LOT Mobile – Buy Mobiles Easily with Bajaj Finserv Insta EMI Card

Discover how to shop for the latest smartphones at LOT Mobile with the Bajaj Finserv Insta EMI Card. Enjoy easy EMIs, no-cost financing, and a hassle-free shopping experience.
LOT Mobile - Shop Mobile using Insta EMI Card
3 min
26 Aug 2025

Shopping for mobile at LOT Mobile is now easier and more affordable with the Bajaj Finserv Insta EMI Card. This card offers a hassle-free way to purchase smartphones without the need for upfront payments. You can simply choose a phone, use your Insta EMI Card at checkout, and convert your purchase into easy monthly instalments. LOT Mobile provides a range of the latest smartphones, and with the Insta EMI Card, you can shop stress-free while enjoying flexible payment terms.

LOT Mobile 2025 overview

LOT Mobile is a popular electronics retail chain in India, offering a wide selection of smartphones and accessories. Known for its exceptional customer service, it provides the latest mobile phones from top brands such as OnePlus, Vivo, and Samsung. LOT Mobile also features various mobile accessories and gadgets, making it a one-stop shop for all your mobile needs. With multiple store locations across Andhra Pradesh and Telangana, it is easily accessible to customers. The Insta EMI Card is a great way to shop at LOT Mobile, as it allows you to enjoy zero down payment and affordable EMI options on a variety of smartphones.

LOT Mobile Stores - address, timings and more

Store Address City State Postcode
Shop No. 4-3-8/4/6/1, Cinema Road, Opp Iob Bank Adilabad Telangana 504001
Door No. 9/4/1, MM Road, Kurnool, Adoni Adoni  Andhra Pradesh  518301


List of available products at LOT Mobile

Model Name

Brand

Offer Price

MRP

Key Features

iPhone 13 (128GB)

Apple

₹46,400

₹49,900

A15 Bionic, 6.1” OLED Display, Cinematic Mode

iPhone 15 (128GB)

Apple

₹64,900

₹79,900

A16 Bionic, Dynamic Island, 48MP Advanced Camera

iPhone 16 (128GB)

Apple

₹74,900

₹79,900

A18 Bionic, AI-driven Photography, Longer Battery Life

Oppo A3x 5G (4GB/128GB)

Oppo

₹11,999

₹16,999

5G Connectivity, 6.6” Display, 5000mAh Battery

Samsung Galaxy S25 5G (12GB/256GB)

Samsung

₹74,999

₹90,999

Snapdragon 8 Gen 4, Flagship Performance, Premium Design

Samsung Galaxy S25 Ultra 5G (12GB/256GB)

Samsung

₹117,999

₹139,999

S-Pen, 200MP Quad Camera, Pro Display

Redmi Note 14 5G (8GB/128GB)

Redmi

₹17,999

₹22,099

Snapdragon 4 Gen 2, 120Hz Display, 5000mAh

Redmi Note 14 Pro 5G (8GB/256GB)

Redmi

₹24,999

₹29,099

200MP Camera, AMOLED Display, 67W Charging

Vivo Y29 5G (6GB/128GB)

Vivo

₹15,599

₹19,499

Stylish Design, 5G Speed, Long Battery

Redmi 14C 5G (6GB/128GB)

Redmi

₹11,499

₹17,999

Budget 5G, 90Hz Display, Lightweight Build

Vivo V50 5G (8GB/256GB)

Vivo

₹33,999

₹38,999

Slim Design, 5G Ready, High-Res Camera

Samsung Galaxy A16 5G (8GB/128GB)

Samsung

₹17,499

₹19,999

5G Ready, 50MP Triple Camera, 5000mAh Battery

How to use an Insta EMI Card at LOT Mobile?

Using the Insta EMI Card at LOT Mobile is a simple and convenient process. First, choose the smartphone or accessory you want to buy. Once you’ve selected your items, proceed to checkout and present your Insta EMI Card to the cashier. The total amount of your purchase will then be divided into manageable monthly instalments, with zero down payment required. You can choose the tenure of your EMIs, which can range from three months to twenty-four months, depending on your preference. This flexible option ensures that you can enjoy your new device without worrying about the financial burden.

Check Also: How Does Bajaj Insta EMI Card Works

Benefits of using the Insta EMI Card at LOT Mobile

The Insta EMI Card offers several advantages for customers shopping at LOT Mobile.

  • Shop freely with a generous pre-qualified card loan limit of up to Rs. 3 lakh.
  • Pay for your purchase with minimal interest and no hidden costs.
  • Select a tenure between 1 - 60 months that aligns with your repayment capacity.
  • Close your loan at any time without incurring foreclosure charges.
  • During festive seasons, purchase without paying anything upfront with the zero down payment offers.
  • Accepted at all major e-commerce websites and over 1.5 lakh partner stores in more than 4,000 cities in India.

Check Also: Features of Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Indian national between the ages of 21 - 65 years
  • Applicant must have a regular source of income and good credit score
  • Applicant must furnish valid documentation, including PAN and Aadhaar card, proof of address, and bank account information and IFSC code for e-mandate registration

Check Also: Insta EMI Card Documents Required

How to apply for an Insta EMI Card?

Applying for the Insta EMI Card is straightforward and can be done both online and offline.

Online

  • Visit the official Bajaj Finserv website
  • Enter your mobile phone number and verify it with an OTP
  • Fill in the application form with your personal details, employment type, and gender to find out your card limit
  • Complete the KYC verification using your Aadhaar card or DigiLocker
  • Pay the one-time joining fee
  • Activate your card and enter your bank account number and IFSC code to complete the e-mandate registration.

Offline

  • Visit any Bajaj Finserv partner store and choose the product you wish to purchase
  • During the billing process, avail the assistance of the store representative to apply for your Insta EMI Card
  • Submit your documents for verification
  • Once approved, pay the one-time joining fee to have your card issued

Check Also: How to Apply for Bajaj Insta EMI Card

So, why wait? Apply for the Bajaj Finserv Insta EMI Card to make your shopping expeditions hassle-free and affordable and manage your finances better.


List of Biggest Upcoming Sale in 2025

Amazon Upcoming Sale

Flipkart Upcoming Sale

Amazon Great Indian Festival 2025

Croma Diwali Sale with Insta EMI Card

Diwali offers with Insta EMI Card

Amazon fridge offers 2025

Amazon mobile offers 2025

Reliance Digital Diwali offer 2025

Amazon Diwali offer sale 2025

Sangeetha Mobiles Diwali offers 2025

Poorvika Mobiles Diwali offers 2025

How to shop on Amazon without a credit card

Amazon Great Indian Festival 2025

Flipkart Cooling Days

Amazon Prime Day Sale

Amazon Electronics Sale

Other stores

Computer Gallery

Vasanth and Co online shopping

Sales India

Darling Retail

Sister Mobile

Saraf Computers

BBCC IT Solution

Girias Mobiles

Sonovision Electronics

Prakash Electric

Sathya Mobiles Store

Great Eastern Electronics

Libra Infotech

New Gen Computers

Pai International Electronics

Croma Store

Khosla Electronics

Big C Mobiles

Computer Zone

James and Co

Vijay Sales Store

Electronic Paradise

Mishra Computers

Popular Electronics

Digi1 Electronics

Aditya Vision

Adishwar Electronics

Sagar Computer

Digital Equipments

Poonam Trading Corporation

How to use Bajaj Finserv Insta EMI Card on Flipkart

Arcee Electronics

Bajaj Electronics online shopping

Balaji Infosys

Kohinoor Electronics Santacruz

Tirumala Music Center

Agarwal Computer

Devi International online shopping

Computer Care

Snehanjali Electronics

Vivek Electronics

Faith Computers

Aditi Enterprises

CPR Distributors

Zapnet Computers

QRS Retail

 

 

 

 

Frequently asked questions

Does LOT Mobile accept Bajaj EMI cards?
Yes, LOT Mobile accepts the Bajaj Finserv Insta EMI Card, allowing customers to purchase smartphones, accessories, and other products on easy monthly instalments. This facility makes it convenient for shoppers to buy high-value items without any upfront payment, with flexible EMI options available at checkout.

How to buy products on EMI at LOT Mobile?
To buy products on EMI at LOT Mobile, select your desired item, present your Bajaj Finserv Insta EMI Card at checkout, and choose a suitable EMI tenure. The total amount will be converted into monthly instalments, making the purchase affordable without requiring any down payment.

Which product is best to shop at LOT Mobile stores?
LOT Mobile stores offer a wide range of products, but smartphones from brands like OnePlus and Vivo are particularly popular due to their advanced technology, performance, and design. Additionally, mobile accessories, such as chargers and earphones, are also highly recommended for quality and variety.

What are the benefits of shopping using an Insta EMI Card at LOT Mobile?
Shopping with the Insta EMI Card at LOT Mobile provides several benefits, including zero down payment, flexible EMI tenures, and instant approval. Customers can easily afford high-end smartphones without upfront costs, and the process requires minimal documentation, offering a smooth and convenient shopping experience.

Show More Show Less

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

Explore and apply for co-branded credit cards online.

Invest in fixed deposits and mutual funds on the app.

Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.

Shop from over 100+ brand partners that offer a diverse range of products and services.

Use specialised tools like EMI calculators, SIP Calculators

Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.