How to Apply for Bajaj Finserv Insta EMI Card

Understand how to apply for an Insta EMI Card within 10 minutes to convert your big purchases into Easy EMIs!

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How to apply for the Insta EMI Card

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Step-by-step guide to applying for the Bajaj Finserv Insta EMI Card

  1. Enter your 10-digit mobile number and click on “GET IT NOW” on the top of the page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on “Yes, Auto-Fetch Details”
  4. Verify your pre-filled personal details. Select your gender and employment type and click on “PROCEED”
  5. Click on proceed and check your pre-qualified card loan offer amount
  6. Click on Proceed to verify your KYC details.
  7. Post successful KYC, check your card loan offer amount details.
  8. Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530/-
  9. After successful payment, view your card details on the Bajaj Finserv app

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Eligibility criteria on to apply for Insta EMI Card

To apply for the Insta EMI Card, you must meet some basic eligibility requirements, including:

  • Indian nationality
  • Age between 21 – 65 years
  • Regular income source
  • Credit score as per risk policies

Check detailed documents required for Insta EMI Card

Depending on your eligibility, you might qualify for a Bajaj Finserv Insta EMI Card limit of up to Rs. 3 lakh as a pre-qualified card loan offer amount. Enter your mobile number and OTP to check your eligibility now!

Frequently asked questions

How to get Bajaj Finserv Insta EMI Card?
Getting a Bajaj Finserv Insta EMI card is quite easy with an online application. If you have a regular income and have a good credit score, you can apply for the card online by clicking here. As it is a digital card, you can access it on the Bajaj Finserv app.
Do I need to submit any physical documents to shop with the Insta EMI Card?

No documentation submission is required when you have your Bajaj Finserv Insta EMI Card. Simply authenticate your purchase with the OTP sent to your registered mobile number, and you're good to go.

What merchant categories can the Insta EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across various other 1.5 LAKH online and offline partner stores like

What is the approval time for an Insta EMI card?

Approval for the Bajaj Finserv Insta EMI Card is instant upon successful application and verification, allowing immediate use for shopping.

Is the Insta EMI Card free?

The Insta EMI Card is not free. It comes with a one-time joining fee of ₹530 (inclusive of applicable taxes).

How much CIBIL Score is required for Bajaj Finserv Insta EMI Card?

A reliable repayment history and a good CIBIL Score per Bajaj Finserv risk policies are required for approval.

Why is my Insta EMI Card blocked?

Your Insta EMI Card may be blocked due to missed payments, poor credit history, or failure to meet eligibility criteria.

How can I make improve my eligibility for the Insta EMI Card?

To improve your eligibility, ensure a stable income, maintain a good credit score, and provide accurate details during application.

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