Sethi Telecom: Shop Smartphones Using the Insta EMI Card

Zero down payment and Easy EMIs — shop the latest smartphones at Sethi Telecom with the Bajaj Finance Insta EMI Card.
Sethi Telecom: Shop Smartphones Using the Insta EMI Card
4 Min Read
April 30, 2026

Sethi Telecom is a trusted premium mobile retail store based in Jalandhar, Punjab — serving over 10,000 happy customers with a curated range of 500-plus products from leading smartphone and electronics brands. From iPhones and Samsung flagships to Redmi, OnePlus, Vivo, and Realme, Sethi Telecom covers every segment and budget. 

Shop at Sethi Telecom using the Bajaj Finance Insta EMI Card and convert your purchase into Easy EMIs — making premium mobile devices more accessible without upfront financial strain.
 

Overview of Sethi Telecom stores

Sethi Telecom is a premium mobile retail destination located at 24, Phagwara Road, Jalandhar Cantt Market, Jalandhar, Punjab — 144001. The store stocks 500-plus products across smartphones, tablets, LED TVs, laptops, home appliances, air conditioners, accessories, and audio products from brands including Apple, Samsung, OnePlus, Redmi, Vivo, OPPO, Realme, Motorola, Nothing, Tecno, Daikin, LG, boAt, Portronics, and HP. Sethi Telecom also offers a dedicated mobile app on Android and iOS for exclusive offers, faster checkout, and real-time order tracking.
 

Key benefits of shopping from Sethi Telecom stores

Sethi Telecom delivers a comprehensive retail experience that goes well beyond standard mobile shops. Here is what makes it a worthwhile destination.

  • Latest models from top brands at competitive prices: Sethi Telecom stocks the newest smartphone models from Apple, Samsung, OnePlus, Vivo, and more — with exclusive launch offers and combo deals that add value beyond the standard retail price.
  • Wide range across every budget segment: From budget Redmi and Tecno models to flagship iPhones and Samsung Galaxy S-series devices, Sethi Telecom covers every price point under one roof.
  • Easy EMI and exchange offers: Sethi Telecom actively promotes Easy EMI and exchange offers — making it straightforward to upgrade your current device without the full upfront cost.
  • Dedicated mobile app for exclusive deals: The Sethi Telecom app on Android and iOS provides exclusive offers, faster checkout, and real-time order tracking — adding digital convenience to the in-store experience.
  • Trusted by over 10,000 customers: Sethi Telecom's established customer base and positive buyer reviews reflect consistent product quality, reliable delivery, and helpful post-purchase support.
     

List of Sethi Telecom stores

Sethi Telecom currently operates from its flagship store in Jalandhar, Punjab. The table below provides the confirmed store details.

Store nameAddressCityState
Sethi Telecom — Jalandhar Cantt Market24, Phagwara Road, Jalandhar Cantt Market, Jalandhar CanttJalandharPunjab

Store details are subject to change. Contact Sethi Telecom directly or visit their website for the most current information.
 

Top-selling products at Sethi Telecom stores (2026)

Sethi Telecom stocks a broad range of smartphones and electronics from leading brands. The table below covers popular products available at the store across price segments.

Product nameWhy should you get thisPrice
Redmi 14CReliable entry-level Android with large display, strong battery life, and everyday camera performanceRs. 8,999 onwards
Realme 16 SeriesFeature-rich mid-range with fast charging, vibrant display, and strong Realme ecosystem supportRs. 15,999 onwards
Vivo V70 SeriesSlim design, capable camera, and fast charging — a well-rounded everyday mid-range smartphone choiceRs. 24,999 onwards
OPPO Reno 15 SeriesPremium design with AI camera features and fast charging — ideal for photography-focused buyersRs. 29,999 onwards
Samsung Galaxy S26 SeriesSamsung's latest flagship with advanced AI features, premium build, and class-leading camera systemRs. 79,999 onwards
Apple iPhone (latest series)iOS ecosystem, premium build, and long software support — the definitive flagship smartphone choiceRs. 79,900 onwards

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the partner store. 
 

Why should you shop from Sethi Telecom stores

Sethi Telecom stands out as a trusted, customer-first premium mobile retailer in Jalandhar — combining product depth, exclusive offers, and flexible payment options. Here is why it is worth choosing.

  • Exclusive combo deals and launch offers: Sethi Telecom regularly runs exclusive deals — including free accessories, free LED TVs with select smartphones, and free audio products with select launches — delivering value that standard retail pricing does not offer.
  • Multi-category range beyond smartphones: LED TVs, laptops, home appliances, air conditioners, and audio accessories from brands like Daikin, LG, HP, and boAt make Sethi Telecom a genuinely comprehensive electronics destination.
  • Bajaj Finance Insta EMI Card acceptance: Sethi Telecom accepts the Bajaj Finance Insta EMI Card for purchases above Rs. 5,000 — with zero down payment on select products and flexible repayment tenure options across 3 to 60 months.
  • Dedicated app for seamless shopping: The Sethi Telecom Android and iOS app provides exclusive app-only offers, real-time order tracking, and faster checkout — giving both in-store and online buyers a streamlined purchase experience.
  • 10,000-plus happy customers confirm reliability: A verified customer base of over 10,000 buyers and consistent positive reviews reflect Sethi Telecom's commitment to product quality, delivery reliability, and after-sales support.
     

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card offers a pre-approved card loan offer that lets you purchase products across Bajaj Finance partner stores — including Sethi Telecom — and pay for them in Easy EMIs rather than as a lump sum. The card provides a pre-approved card loan offer of up to Rs. 3 lakh, usable across over 1.5 lakh partner stores in more than 4,000 cities across India. You can apply online in minutes, with zero down payment available on select products and flexible repayment tenures across 3 to 60 months to suit your budget.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphone, laptop, or home appliance at Sethi Telecom easily and affordably.
 

How to shop at a Sethi Telecom store using the Insta EMI Card

Shopping at Sethi Telecom on Easy EMIs using the Bajaj Finance Insta EMI Card is a quick and straightforward process. Here are the steps to follow.

  • Check your Insta EMI Card eligibility online: Visit the Bajaj Finance website or app, enter your mobile number and OTP, and check your pre-approved card loan offer in minutes — no lengthy paperwork or branch visit required.
  • Activate your Insta EMI Card before visiting the store: Complete the digital activation process after approval — your card is ready to use at any Bajaj Finance partner store including Sethi Telecom immediately after activation.
  • Visit Sethi Telecom and select your product: Browse the available smartphones, LED TVs, laptops, and home appliances — confirm your chosen product with store staff before proceeding to the billing counter.
  • Inform the billing counter that you wish to pay via Bajaj Finance Insta EMI Card: Store staff will process the transaction through the Bajaj Finance system — select your preferred EMI tenure from the flexible repayment tenure options available across 3 to 60 months.
  • Complete the purchase and collect your product: Once the EMI is confirmed, collect your product, warranty card, and accessories — your Easy EMI repayment begins from the following month as per your selected tenure.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finance Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

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Frequently asked questions

Does Sethi Telecom accept the Bajaj Finance Insta EMI Card?

Yes — Sethi Telecom accepts the Bajaj Finance Insta EMI Card at its Jalandhar store. You can use the card to purchase smartphones, LED TVs, laptops, home appliances, and accessories on Easy EMIs. Check your Insta EMI Card eligibility before getting started. Present your card at the billing counter, select your preferred repayment tenure, and the store staff complete the transaction through the Bajaj Finance system.

How do you buy products on Easy EMIs at Sethi Telecom?

Visit the Sethi Telecom store select your preferred product, and inform the billing counter that you wish to pay via the Bajaj Finance Insta EMI Card. Share your registered mobile number and OTP with the store representative, select your repayment tenure from the available options, and the total purchase amount converts into Easy EMIs. Your first instalment begins the following month.

Which product is best to shop at Sethi Telecom stores?

Sethi Telecom stocks products across every budget — from Redmi and Realme entry-level smartphones to Samsung Galaxy S26 and Apple iPhone flagship models. For buyers seeking the best value, the Vivo V70 Series and OPPO Reno 15 Series offer a strong camera and feature set at mid-range prices. For premium buyers, the Samsung Galaxy S26 Series and latest iPhone models represent Sethi Telecom's most sought-after flagship offerings with exclusive launch-period deals.

What are the benefits of shopping using an Insta EMI Card at Sethi Telecom?

Shopping at Sethi Telecom with the Bajaj Finance Insta EMI Card gives you access to Easy EMIs on purchases above Rs. 5,000, zero down payment on select products, flexible repayment tenures across 3 to 60 months, and a pre-approved card loan offer of up to Rs. 3 lakh. You also benefit from Sethi Telecom's exclusive combo deals and Bajaj Finance's periodic cashback and discount schemes available specifically to Insta EMI Card holders at partner stores.

What is the minimum EMI amount for shopping at Sethi Telecom?

The Bajaj Finance Insta EMI Card requires a minimum invoice amount of Rs. 5,000 to activate Easy EMI on a purchase. Most smartphones, LED TVs, laptops, and home appliances at Sethi Telecom comfortably exceed this threshold. The minimum monthly EMI amount depends on the total purchase value, your chosen tenure, and the applicable interest rate — these figures are displayed clearly at the billing counter before you confirm the transaction.

Is zero down payment available on all products at Sethi Telecom?

Zero down payment is available on select products at Sethi Telecom through the Bajaj Finance Insta EMI Card. Eligibility depends on the specific product, the offer active at the time of purchase, and your Insta EMI Card terms. Confirm zero down payment availability for your chosen product directly with Sethi Telecom store staff or check current offers on the Bajaj Finance website before visiting the store at Jalandhar Cantt Market.

Which mobiles offer the best EMI deals at Sethi Telecom?

Sethi Telecom regularly runs exclusive EMI deals on flagship and mid-range smartphones — including Samsung Galaxy S26, Apple iPhone, Vivo V70, OPPO Reno 15, and Realme 16 Series models. EMI offers vary by model and season, with the best deals typically available during product launches and festive periods. Visit sethitelecom.in or contact Sethi Telecom to confirm the latest EMI deals available before your store visit.

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Bajaj Finance App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finance App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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