An Instant Pot is an electric multi-cooker that combines several kitchen appliances into one. It functions as a pressure cooker, slow cooker, rice cooker, steamer, sauté pan, and even a yoghurt maker. You add your ingredients, select a cooking mode, and it handles the rest, significantly reducing cooking time compared to a stovetop. It suits busy households that cook a variety of meals daily and want to reduce both cooking time and kitchen clutter.
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In summary
An Instant Pot is a multi-cooker that pressure cooks, slow cooks, sautés, and steams, while a rice cooker is a dedicated appliance built to cook fluffy rice with no monitoring.
Here is a quick look at the key differences:
- An Instant Pot typically costs Rs. 8,000 to Rs. 20,000 and above, while a rice cooker costs Rs. 1,500 to Rs. 7,000.
- An Instant Pot handles curries, soups, meat, and desserts, while a rice cooker suits rice, congee, and basic steaming.
- An Instant Pot takes up more counter space, while a rice cooker is compact and lightweight.
- An Instant Pot needs a few extra minutes for pressure build-up and release, while a rice cooker offers simple, one-button operation.
You can buy either appliance using the Bajaj Finance Insta EMI Card and repay across 3 to 60 months. Check your Insta EMI Card eligibility online before you shop.
What is an Instant Pot?
What is a rice cooker?
A rice cooker is a dedicated kitchen appliance designed to cook rice perfectly every time without any monitoring. You add rice and water, press a button, and it automatically switches to a keep-warm mode once the rice is ready. Most models available in India also steam vegetables and cook porridge. Compact, affordable, and easy to use, a rice cooker suits households that eat rice daily and want a reliable, no-fuss appliance.
What are the key differences between an Instant Pot and a rice cooker?
Both appliances make cooking easier, but they differ significantly in what they can do and who they are best suited for. The table below sets these differences apart.
| Feature | Instant Pot | Rice cooker |
| Primary function | Multi-purpose cooking: pressure cooking, slow cooking, sautéing, steaming, and more | Dedicated rice cooking with a keep-warm function |
| Cooking versatility | Handles curries, soups, stews, legumes, meat, rice, and desserts | Best suited for rice, congee, and basic steaming |
| Ease of use | Requires learning multiple modes and settings | Simple one-button or few-button operation |
| Cooking speed | Faster than conventional cooking due to pressure cooking | Standard cooking time; no speed advantage |
| Size and footprint | Larger and heavier; takes up more counter space | Compact and lightweight; fits easily in small kitchens |
| Price range | Rs. 8,000 to Rs. 20,000 and above | Rs. 1,500 to Rs. 7,000 |
| Safety features | Multiple built-in safety mechanisms for pressure cooking | Basic thermal cut-off protection |
| Energy efficiency | Uses more energy due to multiple functions and longer warm-up | Energy-efficient for its single purpose |
| Cleaning | More parts to wash, including the lid, sealing ring, and inner pot | Fewer parts; inner pot and lid are easy to clean |
| Best for | Families that cook diverse, complex meals regularly | Families or individuals who primarily eat rice daily |
What are the advantages and disadvantages of an Instant Pot?
An Instant Pot brings impressive versatility to your kitchen, but it comes with a few trade-offs worth considering before you buy. Here is a quick breakdown:
Advantages:
- It replaces multiple appliances, including a pressure cooker, slow cooker, and steamer.
- It significantly reduces cooking time for lentils, meat, and legumes.
- Sealed cooking retains more nutrients and flavour.
- It is ideal for batch cooking and meal prepping.
- The keep-warm function maintains food temperature for hours.
- It works well for Indian cooking, including dal, biryani, and khichdi.
Disadvantages:
- It takes time to learn all the cooking modes and settings.
- Its larger size makes it harder to store in compact kitchens.
- Pressure build-up and release adds time to the overall cooking process.
- It has a higher price point compared to a dedicated rice cooker.
- The sealing ring absorbs odours and requires regular replacement.
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What are the advantages and disadvantages of a rice cooker?
A rice cooker is a reliable and affordable kitchen staple, but its limited functionality means it may not suit every household's needs. Here is a quick breakdown:
Advantages:
- It cooks rice perfectly every time with no monitoring required.
- It is simple to operate, with minimal buttons and settings.
- It is compact and lightweight, making it easy to store and move.
- It is more affordable than an Instant Pot.
- It is energy-efficient for its specific purpose.
- It is easy to clean, with fewer removable parts.
Disadvantages:
- It is limited to rice, porridge, and basic steaming in most models.
- It cannot pressure cook, slow cook, or sauté.
- It is not suitable for cooking curries, soups, or one-pot meals.
- Its keep-warm function can dry out rice if left on for too long.
What is the price of popular Instant Pot and rice cooker models in India?
Actual prices vary by capacity, brand, and features, so it helps to see real models side by side. Here is a sample price list for both appliance types.
Instant Pot price list
| Model | Capacity | Price |
| Instant Pot Duo 3Qt (2.8L), 7-in-1 | 2.8 L | Rs. 11,999 onwards |
| Instant Pot Duo60, 6Qt, 7-in-1 | 5.7 L | Rs. 14,999 onwards |
| Instant Pot Duo 6Qt Electric Pressure Cooker | 5.7 L | Rs. 20,499 onwards |
Rice cooker price list
| Model | Capacity | Price |
| Panasonic SR-WA22H | 5.4 L | Rs. 1,950 onwards |
| Havells RISO Plus | 1.8 L | Rs. 2,399 onwards |
| Panasonic SR-G18(SUS) Stainless Steel | 1.8 L | Rs. 6,999 onwards |
Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.
Please note: Easy EMIs are applicable on purchases above Rs. 5,000.
Since most rice cookers on this list are priced under Rs. 5,000, you can bundle your purchase with a few kitchen accessories to bring your total invoice above Rs. 5,000 and use your Insta EMI Card on the full order. You can use the Bajaj Finance Insta EMI Card to split the cost of any of these appliances into Easy EMIs, regardless of which one you choose.
Which one should I choose: an Instant Pot or a rice cooker?
Your cooking habits and household size determine which appliance delivers more value. Both can be bought using the Bajaj Finance Insta EMI Card for easier payment.
- Choose an Instant Pot if you cook a wide variety of meals, such as dal, biryani, soups, stews, and meat dishes, and want one appliance to handle it all. It suits busy families that value speed, versatility, and reduced kitchen clutter.
- Choose a rice cooker if rice is a daily staple in your household and you want a simple, reliable, and affordable appliance that requires minimal effort. It is ideal for small families, students, and anyone with limited counter space.
- Choose both if your household has varied cooking needs alongside a daily rice requirement, using a rice cooker for everyday rice and an Instant Pot for more complex, time-intensive dishes.
What are my financing options to buy a kitchen appliance in India?
The Bajaj Finance Insta EMI Card gives you a straightforward way to buy an Instant Pot or rice cooker without paying the full amount upfront. Here is what the card offers:
- A card loan offer of up to Rs. 3 lakh, so you can plan for the appliance and features you want.
- Easy EMIs across a flexible tenure of 3 to 60 months, letting you choose a plan that suits your monthly budget.
- Acceptance at 1.5 lakh partner stores across 4,000 cities, including Croma, Reliance Digital, and Vijay Sales, as well as online at Amazon and Flipkart.
- Zero down payment on select products and during festive season offers, reducing the amount you pay at checkout.
What is a Bajaj Finance Insta EMI Card?
The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you shop for kitchen appliances and other electronics, and repay the amount in Easy EMIs. It works at 1.5 lakh partner stores and online platforms, and you can activate it without submitting physical documents.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Instant Pot or rice cooker easily and affordably.
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How do I apply for a Bajaj Finance Insta EMI Card?
Applying for the Bajaj Finance Insta EMI Card is a quick, fully online process that takes only a few minutes. Follow these steps to get started:
- Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page.
- Enter the OTP and submit.
- Enter your full name and click on 'Yes, Auto-Fetch Details'.
- Verify your pre-filled personal details and click on 'CONTINUE'.
- Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
- Review your wallet setup details and verify the OTP.
- Complete your identity verification by confirming your current residential address.
- Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes).
- After successful payment, view your card details on the Bajaj Finance app.
Note: The online process may differ slightly based on whether you are a new customer or have an existing relationship with us.
Also read: How to apply for the Insta EMI Card
How do I use the Insta EMI Card?
At a partner store
Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores, such as Croma, Vijay Sales, or Reliance Digital, is quick and straightforward. Follow these steps:
- Select the Instant Pot or rice cooker you want to buy.
- Tell the store executive you want to pay using the Bajaj Finance Insta EMI Card.
- Share your registered mobile number and card details with the executive.
- Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
- Authenticate the transaction using the OTP sent to your registered mobile number.
- Your purchase is approved instantly, so you can take your appliance home the same day.
For online purchases
You can also use the Bajaj Finance Insta EMI Card to shop on partner platforms including Amazon and Flipkart. Follow these steps:
- Browse for an Instant Pot or rice cooker and add your preferred model to the cart.
- At checkout, select the Bajaj Finance Insta EMI Card as your payment option.
- Enter your card details and registered mobile number.
- Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
- Confirm the transaction using the OTP sent to your registered mobile number.
- Your order is confirmed, and your Easy EMIs begin from the next billing cycle.
You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.
Benefits of using the Insta EMI Card
The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
What is the eligibility criteria for the Insta EMI Card?
Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.
- Nationality: Indian Citizen.
- Age: 21 years to 65 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
- Form 60: In case of non-availability of PAN, Form 60 is required.
Also read: Eligibility criteria for the Insta EMI Card
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Frequently asked questions
Instant Pots vs rice cookers
Insta EMI Card
Can an Instant Pot cook rice as well as a rice cooker?
Yes, an Instant Pot has a dedicated rice cooking mode and can cook rice well, though a dedicated rice cooker is simpler to use for rice alone. Before you decide, check your Insta EMI Card eligibility online to know your card loan offer in advance.
Is an Instant Pot worth it if I only cook rice daily?
If rice is your only regular cooking need, a dedicated rice cooker is usually the better choice, since it costs less and is simpler to operate. An Instant Pot makes more sense if you also want to pressure cook, slow cook, or sauté other dishes.
Does an Instant Pot take longer to use than a rice cooker?
An Instant Pot can cook many dishes faster than conventional methods due to pressure cooking, but it needs extra time for pressure build-up and release. A rice cooker has no such delay, so it stays quicker for straightforward, everyday rice, even though it cannot pressure cook or sauté.
Should I check my Insta EMI Card eligibility before buying a kitchen appliance?
Yes, checking your eligibility first helps you understand your card loan offer before you shop for an Instant Pot or rice cooker. You only need your mobile number and OTP to check. This way, you know your budget in advance and can check your Insta EMI Card eligibility online within minutes.
Can I buy an Instant Pot or rice cooker on EMI using the Bajaj Finance Insta EMI Card?
Yes, you can use the Bajaj Finance Insta EMI Card to buy an Instant Pot or rice cooker at partner stores, such as Croma and Reliance Digital, or online through Amazon and Flipkart. You choose a repayment tenure across 3 to 60 months and pay in Easy EMIs that suit your monthly budget.
What documents do I need to apply for the Insta EMI Card?
You need your PAN card and Aadhaar card for KYC verification, along with your registered mobile number, to apply for the Bajaj Finance Insta EMI Card. The entire process is completed online, so you do not need to submit any physical documents. Approval and activation usually happen within minutes.
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
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- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Disclaimer
1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.
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