Choosing between the OnePlus 12 and the OnePlus 12R comes down to one straightforward question — how much performance do you need and at what price? The OnePlus 12 is a flagship device powered by the Snapdragon 8 Gen 3, a 2K LTPO AMOLED display, and a Hasselblad triple camera system, making it one of the best Android phones available in India. The OnePlus 12R, meanwhile, delivers strong performance with the Snapdragon 8 Gen 2 at a noticeably lower price point.
Whichever model suits you best, the Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs and bring your preferred phone home today.
Overview of the OnePlus 12
The OnePlus 12 is a flagship smartphone built for users who want the very best. It features a 6.82-inch 2K LTPO AMOLED display with 4,500 nits peak brightness, a Snapdragon 8 Gen 3 chipset, and a Hasselblad-tuned triple camera system with a 64MP telephoto lens. A 5,400 mAh battery with 100 W wired and 50 W wireless charging keeps you powered all day. With IP65 water resistance, Wi-Fi 7, and up to 16GB RAM with 512GB storage, it sets a high bar for flagship performance in India.
Overview of the OnePlus 12R
The OnePlus 12R targets performance-focused buyers on a tighter budget. It features a 6.78-inch FHD+ LTPO AMOLED display, a Snapdragon 8 Gen 2 chipset, and a 50MP primary camera setup. Its 5,500 mAh battery — the largest ever in a OnePlus device at launch — pairs with 100 W fast charging for all-day endurance. Available with up to 16GB RAM and 256GB storage, it delivers near-flagship performance at a significantly lower price, making it an excellent value-for-money choice for most users in India.
OnePlus 12 vs OnePlus 12R: Feature comparison
Both phones share OnePlus's signature design language and software experience, but differ meaningfully in features that matter for day-to-day use.
| Feature | OnePlus 12 | OnePlus 12R |
|---|---|---|
| Camera system | Hasselblad-tuned triple camera with OIS and 120x digital zoom | Standard triple camera without Hasselblad tuning |
| Wireless charging | 50 W wireless + 10 W reverse wireless charging | Not supported |
| Water resistance | IP65 certified | IP64 certified |
| Haptic feedback | Premium haptic motor (stronger and more precise) | Standard haptic motor |
| Alert slider | Yes | Yes |
| Wi-Fi standard | Wi-Fi 7 | Wi-Fi 6E |
| NFC | Yes | Yes |
| Gaming features | Snapdragon 8 Gen 3 with Adreno 750 GPU | Snapdragon 8 Gen 2 with Adreno 740 GPU |
| Software | OxygenOS 14, Android 14 | OxygenOS 14, Android 14 |
OnePlus 12 vs OnePlus 12R: Specification comparison
Here is a side-by-side look at the key specifications of both phones to help you compare them directly.
| Specification | OnePlus 12 | OnePlus 12R |
|---|---|---|
| Display | 6.82-inch LTPO AMOLED, 2K (1440 x 3168 pixel), 120Hz | 6.78-inch LTPO AMOLED, FHD+ (1264 x 2780 pixel), 120Hz |
| Processor | Snapdragon 8 Gen 3 | Snapdragon 8 Gen 2 |
| RAM | 12GB / 16GB LPDDR5X | 8GB / 16GB LPDDR5 |
| Storage | 256GB / 512GB UFS 4.0 | 128GB / 256GB UFS 3.1 |
| Rear cameras | 50MP (main) + 64MP (telephoto) + 48MP (ultrawide) | 50MP (main) + 8MP (ultrawide) + 2MP (macro) |
| Front camera | 32MP | 16MP |
| Battery | 5,400 mAh | 5,500 mAh |
| Charging | 100 W wired, 50 W wireless, 10 W reverse | 100 W wired only |
| Peak brightness | 4,500 nits | 4,500 nits |
| Weight | 220 g | 207 g |
OnePlus 12 vs OnePlus 12R: Price comparison
The OnePlus 12 commands a premium over the 12R, reflecting its flagship chipset, superior camera system, and wireless charging support. Here is the current pricing in India:
| Variant | OnePlus 12 | OnePlus 12R |
|---|---|---|
| Base variant | Rs. 57,999 (12GB + 256GB) | Rs. 36,999 (8GB + 128GB) |
| Mid variant | Rs. 58,999 (16GB + 512GB) | Rs. 39,999 (8GB + 256GB) |
| Top variant | — | Rs. 45,999 (16GB + 256GB) |
Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store.
Which one should you choose?
Your budget and use case determine which phone wins for you. Here is a quick guide:
- Choose the OnePlus 12 if you want flagship-grade performance, the full Hasselblad camera experience with a 64MP telephoto lens, wireless charging, and the latest Snapdragon 8 Gen 3 chipset. It is the better long-term investment for power users and photography enthusiasts.
- Choose the OnePlus 12R if you want near-flagship performance at a lower price. The Snapdragon 8 Gen 2 handles everything from gaming to multitasking with ease, and the larger 5,500 mAh battery gives you better all-day endurance.
- For gaming, both phones perform excellently, but the OnePlus 12's Snapdragon 8 Gen 3 and Adreno 750 GPU offer a noticeable edge in sustained performance under heavy workloads.
What is a Bajaj Finance Insta EMI Card?
The Bajaj Finance Insta EMI Card is a pre-loaded card loan offer that lets you buy your preferred smartphone and pay for it in Easy EMIs. It offers a card loan offer of up to Rs. 3 lakh and is accepted at over 1.5 lakh partner stores across more than 4,000 cities in India. You can choose a repayment tenure across 3 to 60 months and enjoy zero foreclosure charges. Zero down payment is available on select products with no hidden charges.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred OnePlus smartphone easily and affordably.
How to buy the OnePlus 12 or OnePlus 12R using the Insta EMI Card
Purchasing either OnePlus model on Easy EMIs with the Bajaj Finance Insta EMI Card takes just a few simple steps, online or in-store.
- Step 1 – Check eligibility: Visit the Bajaj Finance website and check your Insta EMI Card eligibility using your mobile number and OTP.
- Step 2 – Activate your card: Once approved, your card activates instantly with no physical card required for online purchases.
- Step 3 – Select your phone: Choose the OnePlus 12 or OnePlus 12R on Flipkart, Amazon, or at a OnePlus authorised store.
- Step 4 – Choose the Insta EMI Card at checkout: Select the Bajaj Finance Insta EMI Card as your payment method at the billing counter or online checkout.
- Step 5 – Pick your tenure: Select a repayment tenure across 3 to 60 months that suits your monthly budget.
- Step 6 – Authenticate with OTP: Complete the transaction with a quick OTP. Your order confirms immediately.
Benefits of using the Insta EMI Card
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| No foreclosure charges | Close your loan early without any penalties or extra fees. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
Eligibility criteria for the Insta EMI Card
- Nationality: Indian Citizen.
- Age: 19 years to 70 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.
Also read: Eligibility criteria for the Insta EMI Card
How to apply for an Insta EMI Card
- Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
- Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
- Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
- Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
- Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
- Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
- Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
- View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
Also read: How to apply for the Insta EMI Card
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