Difference Between OnePlus 12 and 12R: Performance, Features, and Price

Choosing between the OnePlus 12 and the OnePlus 12R comes down to one straightforward question: how much performance do you need, and at what price? The OnePlus 12 is a flagship device powered by the Snapdragon 8 Gen 3, a 2K LTPO AMOLED display, and a Hasselblad triple camera system, making it one of the strongest Android phones available in India.

The OnePlus 12R, meanwhile, delivers strong performance with the Snapdragon 8 Gen 2 at a noticeably lower price point. Whichever model suits you best, the Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs and bring your preferred phone home today.

The OnePlus 12 is a flagship smartphone built for users who want the very best. It features a 6.82-inch 2K LTPO AMOLED display with 4,500 nits peak brightness, a Snapdragon 8 Gen 3 chipset, and a Hasselblad-tuned triple camera system with a 64MP telephoto lens.

A 5,400 mAh battery with 100 W wired and 50 W wireless charging keeps you powered all day. With IP65 water resistance, Wi-Fi 7, and up to 16GB RAM with 512GB storage, it sets a high bar for flagship performance in India.

The OnePlus 12R targets performance-focused buyers on a tighter budget. It features a 6.78-inch FHD+ LTPO AMOLED display, a Snapdragon 8 Gen 2 chipset, and a 50MP primary camera setup.

Its 5,500 mAh battery, the largest ever in a OnePlus device at launch, pairs with 100 W fast charging for all-day endurance. Available with up to 16GB RAM and 256GB storage, it delivers near-flagship performance at a significantly lower price, making it a strong value-for-money choice for most users in India.

The OnePlus 12 commands a premium over the 12R, reflecting its flagship chipset, superior camera system, and wireless charging support. Here is the current pricing in India.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Your budget and use case determine which phone suits you best. Here is a quick guide to help you decide.

• Choose the OnePlus 12 if you want flagship-grade performance, the full Hasselblad camera experience with a 64MP telephoto lens, wireless charging, and the latest Snapdragon 8 Gen 3 chipset. It is the better long-term investment for power users and photography enthusiasts.
• Choose the OnePlus 12R if you want near-flagship performance at a lower price. The Snapdragon 8 Gen 2 handles everything from gaming to multitasking with ease, and the larger 5,500 mAh battery gives you better all-day endurance.
• For gaming, both phones perform well, but the OnePlus 12's Snapdragon 8 Gen 3 and Adreno 750 GPU offer a noticeable edge in sustained performance under heavy workloads.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your OnePlus 12 or 12R purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred OnePlus model easily and affordably.

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click on 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete your identity verification by confirming your current residential address
8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card

Once your card is active, you can use it to buy either phone at a partner store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:

1. Browse and select the OnePlus 12 or 12R variant you want to buy
2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
3. Share your registered mobile number and card details with the executive
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
5. Authenticate the transaction using the OTP sent to your registered mobile number
6. Your purchase is approved instantly, so you can take your phone home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on partner e-commerce platforms including Amazon and Flipkart. Here is how:

1. Add the OnePlus 12 or 12R to your cart on your preferred online partner store
2. At checkout, select the Bajaj Finance Easy EMI option
3. Enter your Insta EMI Card details and mobile number
4. Choose your preferred repayment tenure across 3 to 60 months
5. Confirm using the OTP sent to your registered mobile number
6. Your order is placed, and the EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your phone purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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