Croma Holi Sale Offers 2026 with the Insta EMI Card

Croma Holi Sale Offers 2026 with the Insta EMI Card

The Croma Holi Sale has featured discounts up to 50% on smartphones and laptops. Buy your festive picks using the Bajaj Finance Insta EMI Card, with repayment across 3 to 60 months.

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In summary

The Croma Holi Sale, expected around Holi 2027 (22–23 March), typically brings discounts on smartphones, laptops, home appliances, and furniture.

 

  • Discounts of up to 50 per cent have been offered on smartphones, laptops, and accessories.
  • Exchange bonuses have been available for old devices on select purchases.
  • Repayment tenures across 3 to 60 months with the Bajaj Finance Insta EMI Card.
  • Zero down payment has been available on select products when using the Insta EMI Card.

 

Use your Bajaj Finance Insta EMI Card to split the cost of your Holi Sale purchase into Easy EMIs starting at Rs. 830 per month. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop.

What can I expect from the Croma Holi Sale?

Holi is a festival of colours, joy, and celebration, and it is also one of the best times of the year to shop for gadgets and appliances, thanks to the deals typically available during the Croma Holi Sale. Whether you want a smartphone, laptop, home appliance, or accessory, this sale usually offers discounts across top brands.

Shopping for big-ticket items still needs financial planning. Instead of a lump sum payment, the Bajaj Finance Insta EMI Card lets you shop with easy monthly instalments, helping you manage your festive shopping without financial strain.

What categories are typically covered in the Croma Holi Sale?

During the Croma Holi Sale, shoppers can typically expect discounts across a wide selection of products. Here is what the sale usually covers.


CategoryDescription
ElectronicsDiscounts on smartphones, laptops, smartwatches, and other gadgets, useful whether you are upgrading your tech or replacing an old device
Home essentialsDeals on furniture, home decor, and kitchen appliances, useful for a festive home makeover ahead of Holi

What have been the highlights of past Croma Holi sales?

The Croma Holi Sale has typically brought exclusive discounts and deals across categories. Here is what shoppers can typically expect.

  • Discounts on gadgets: Up to 50 per cent off on smartphones, laptops, and accessories.
  • Exchange bonuses: Trade-in offers for old devices on select purchases.
  • Zero down payment: Available on select products when using the Insta EMI Card.
  • Online exclusives: Discounts specific to the Croma website and app.
  • Flexible EMI options: Repayment tenures across 3 to 60 months.

Disclaimer: Offers and discounts are indicative and typically vary by year. For the latest and most accurate details, visit the official Croma website or a Croma store closer to the sale.

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When are Croma's other sales through the year?

Croma typically runs sales across the year, beyond just the Holi period. Here is a general sense of when to expect them, based on past patterns.


SaleTypical timing
Croma Holi SaleAround March, timed with Holi
Summer Electronics SaleApril
Monsoon DealsJuly
Diwali Mega SaleOctober
Year-End ClearanceDecember

Disclaimer: Sale timings are indicative and based on past patterns. For confirmed 2027 dates, check the official Croma website closer to each sale.

What are my financing options to buy during the Holi sale?

You have more than one way to pay for your Holi Sale purchases. You can pay the full amount upfront, or use the Bajaj Finance Insta EMI Card to convert your purchase into Easy EMIs, without needing a credit card, whether you shop in-store or online.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use to shop for smartphones, laptops, and appliances during the Croma Holi Sale, and pay in Easy EMIs. It is accepted at over 1.5 lakh partner stores across more than 4,000, including Croma.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred product easily and affordably.

How do I apply for a Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete your identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The online process may differ depending on whether you are a new customer or already have an existing relationship with Bajaj Finance.

How do I use the Insta EMI Card at a Croma store?

Using the Bajaj Finance Insta EMI Card at a Croma partner store is quick and straightforward, with checkout typically taking under 5 minutes.

  1. Browse and select the product you want to buy.
  2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details with the executive.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate the transaction using the OTP sent to your registered mobile number.
  6. Your purchase is approved instantly. Take your product home.

How do I use the Insta EMI Card to shop online?

You can use the Bajaj Finance Insta EMI Card on the Croma website and app. Here is how:

  1. Add the product to your cart on croma.com or the Croma app.
  2. At checkout, select the Bajaj Finance Easy EMI option.
  3. Enter your Insta EMI Card details and mobile number.
  4. Choose your preferred repayment tenure across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your Holi Sale purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

Also read: Eligibility criteria for the Insta EMI Card


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Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Croma Holi Sale

Electronics on EMIs

When is the Croma Holi Sale 2027, and can I use the Insta EMI Card to shop it?

Holi 2027 is expected around 22–23 March 2027, and the Croma Holi Sale typically runs in the lead-up to the festival. Yes, you can shop the sale using the Bajaj Finance Insta EMI Card, a pre-qualified card loan of up to Rs. 3 lakh, without needing a credit card. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop.

What kind of discounts can I expect during the Croma Holi Sale?

Past editions have offered discounts of up to 50 per cent on smartphones, laptops, and accessories, along with exchange bonuses on select purchases. Exact discounts vary each year, so check Croma's official channels closer to the 2027 sale for confirmed offers.

Can I shop the Croma Holi Sale both online and in-store?

Yes, the Croma Holi Sale is typically available both at physical Croma stores and online on croma.com and the Croma app. The Bajaj Finance Insta EMI Card works at both online and offline partner stores.

Do I need a credit card to buy electronics on EMI during the Holi sale?

No, the Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, so you do not need a credit card to use it. It is accepted at Croma and other partner platforms, letting you convert your Holi Sale purchase into Easy EMIs.

Can I get zero down payment during the Croma Holi Sale?

Yes, the Bajaj Finance Insta EMI Card offers zero down payment on select products during the Holi Sale, meaning your purchase can arrive home without any upfront payment.

How quickly can I get my Insta EMI Card activated before the sale?

The Bajaj Finance Insta EMI Card offers a fully digital application process. Once you complete your application and pay the one-time joining fee of Rs. 530, your card is typically activated instantly, so you can start shopping the Holi Sale right away. Check your Insta EMI Card eligibility online to get started.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.