Buy Croma Air Coolers on Easy Instalments with the Insta EMI Card

You can buy a Croma air cooler today without a credit card and repay the cost in small monthly parts. The Bajaj Finance Insta EMI Card turns your purchase into Easy EMIs across 3 to 60 months.

• Get a card loan offer of up to Rs. 3 lakh to cover your Croma air cooler and other purchases together.
• Shop at 1.5 lakh partner stores across 4,000 cities in India, both online and in-store.
• Choose a repayment tenure across 3 to 60 months, based on what suits your monthly budget.
• Pay a one-time joining fee of just Rs. 530 to activate your card.

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your new Croma air cooler within minutes.

Croma air coolers are a popular, budget-friendly way to stay cool during Indian summers, without the high running cost of an air conditioner. The range covers compact personal coolers, slim tower units, and large-capacity desert coolers for bigger rooms and halls.

These coolers use water and honeycomb cooling pads to bring down room temperature, which makes them a practical choice for homes across most parts of India.

Croma air coolers combine several practical features that make everyday cooling more effective and convenient. Here is what you get:

• Honeycomb cooling pads: These pads hold water for longer and cool the air more efficiently than standard pads, giving you steadier relief from the heat.
• Inverter compatibility: Many models run on a home inverter during power cuts, so your cooling does not stop when the electricity goes off.
• Air delivery and air throw: Higher air delivery, measured in cubic metres per hour, and a longer air throw help the cooler reach every corner of a large room.
• Ice chamber support: An ice chamber lets you add ice to the water tank, giving you an extra burst of cooling on especially hot days.
• Multi-directional airflow: Adjustable louvres let you direct airflow exactly where you need it, instead of cooling just one part of the room.
• Castor wheels and portability: Built-in wheels let you move the cooler from room to room easily, without needing to lift the unit.

Here is a look at some of the best-selling Croma air coolers across different capacities and room sizes.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Please note: Easy EMIs are applicable on purchases above Rs. 5,000.

If your chosen cooler is priced under Rs. 5,000, you can pair it with a related accessory, such as a cooler cover or an additional ice pack tray, to bring your total invoice above Rs. 5,000.

Choosing a Croma air cooler brings clear, practical advantages for everyday summer use. Here is what you can expect:

• Faster cooling for summer use: Honeycomb pads and strong blowers bring down room temperature quickly, giving you relief within minutes of switching the unit on.
• Low maintenance ownership benefits: Simple knob controls and easy-to-clean tanks mean you spend less time and money on upkeep compared with an air conditioner.
• Portable cooling advantages: Castor wheels let you move the cooler between rooms, so one unit can cool your bedroom at night and your living room during the day.
• Budget-friendly alternative to AC: Air coolers use far less electricity than air conditioners, which can meaningfully lower your monthly power bill during peak summer.

Picking the right Croma air cooler comes down to matching the unit to your room and how you plan to use it. Consider these factors before you buy:

• Ventilation requirements: Air coolers work best with some cross-ventilation, so make sure your room has a window or door that can stay slightly open.
• Cooling capacity selection: Match the cooler's coverage area, in sq ft, to your room size, choosing a desert cooler for larger halls and a tower or personal cooler for smaller rooms.
• Air throw consideration: A longer air throw helps the cooler reach every corner of a bigger room, so check this figure if your space is large.
• Maintenance and cleaning tips: Clean the honeycomb pads and water tank every few weeks to prevent mould and keep the airflow fresh and hygienic.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use across 1.5 lakh partner stores in 4,000 cities to buy your Croma air cooler and other everyday products.

Once activated, you can convert your purchase into Easy EMIs and repay across 3 to 60 months, choosing a monthly amount that fits your budget. The card is entirely digital, so you can view and manage it through the Bajaj Finance app without any physical paperwork.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Croma air cooler easily and affordably.

Applying for the card takes only a few minutes and can be completed entirely online. Follow these steps:

1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
2. Enter the OTP sent to your phone and submit it.
3. Enter your full name and click on "Yes, Auto-Fetch Details".
4. Verify your pre-filled personal details and click "CONTINUE".
5. Check your pre-qualified card loan offer amount and click "CONTINUE".
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530, inclusive of applicable taxes.
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or an existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

At a partner store

You can use your Insta EMI Card at any partner store, including Croma, Reliance Digital, and Vijay Sales, in under 5 minutes.

1. Select the Croma air cooler model you want to buy.
2. Ask the store executive to process payment through your Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the purchase using the OTP sent to your registered mobile number.
6. Your purchase is confirmed. Take your air cooler home the same day.

While shopping online

1. Add your chosen Croma air cooler to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMIs option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure, across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from your next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, which helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

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