Buy Croma Air Coolers on Easy Instalments with the Insta EMI Card

Croma air coolers are a popular, budget-friendly way to stay cool during Indian summers, without the high running cost of an air conditioner. The range covers compact personal coolers, slim tower units, and large-capacity desert coolers for bigger rooms and halls.

These coolers use water and honeycomb cooling pads to bring down room temperature, which makes them a practical choice for homes across most parts of India.

Choosing a Croma air cooler brings clear, practical advantages for everyday summer use. Here is what you can expect:

• Faster cooling for summer use: Honeycomb pads and strong blowers bring down room temperature quickly, giving you relief within minutes of switching the unit on
• Low maintenance ownership benefits: Simple knob controls and easy-to-clean tanks mean you spend less time and money on upkeep compared with an air conditioner
• Portable cooling advantages: Castor wheels let you move the cooler between rooms, so one unit can cool your bedroom at night and your living room during the day
• Budget-friendly alternative to AC: Air coolers use far less electricity than air conditioners, which can meaningfully lower your monthly power bill during peak summer

Picking the right Croma air cooler comes down to matching the unit to your room and how you plan to use it. Consider these factors before you buy:

• Ventilation requirements: Air coolers work best with some cross-ventilation, so make sure your room has a window or door that can stay slightly open
• Cooling capacity selection: Match the cooler's coverage area, in sq ft, to your room size, choosing a desert cooler for larger halls and a tower or personal cooler for smaller rooms
• Air throw consideration: A longer air throw helps the cooler reach every corner of a bigger room, so check this figure if your space is large
• Maintenance and cleaning tips: Clean the honeycomb pads and water tank every few weeks to prevent mould and keep the airflow fresh and hygienic

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your Croma air cooler purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Croma air cooler easily and affordably.

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click on 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete your identity verification by confirming your current residential address
8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card

Once your card is active, you can use it to buy a Croma air cooler at a partner store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:

1. Browse and select the Croma air cooler model you want to buy
2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
3. Share your registered mobile number and card details with the executive
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
5. Authenticate the transaction using the OTP sent to your registered mobile number
6. Your purchase is approved instantly, so you can take your air cooler home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on partner e-commerce platforms including Amazon and Flipkart. Here is how:

1. Add the Croma air cooler to your cart on your preferred online partner store
2. At checkout, select the Bajaj Finance Easy EMI option
3. Enter your Insta EMI Card details and mobile number
4. Choose your preferred repayment tenure across 3 to 60 months
5. Confirm using the OTP sent to your registered mobile number
6. Your order is placed, and the EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your Croma air cooler purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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