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Business Loan in Bhilai

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Overview

Well known for its steel and chemical industry, Bhilai has emerged as the “Steel City of Central India”. Bhilai was among the chief contributor to Chattisgarh’s GSDP of Rs.2.9 lakh crore, growing at a CAGR of 12.91% in 2016-17.

Keeping in mind the financial needs of businesses operating in the city, Bajaj Finserv is offering Business Loans in Bhilai, with a maximum funding of up to Rs.30 lakh.

Acquire new assets, meet your working capital requirements and fund daily operational costs with the Flexi Loan facility.

 

Business Loan in Bhilai Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    The Flexi Loan facility allows you to borrow funds as per your needs and repay when you can.

  • Collateral-free loans

    Apply for a Business Loan from Bajaj Finserv without the additional hassle of arranging any guarantor or pledging any asset as collateral.

  • Financing up to Rs.30 lakh

    Business Loans from Bajaj Finserv provide up to Rs.30 lakh in funding.

  • Pre-approved offers

    Pre-approved offers

    Existing Bajaj Finserv customers, can contact our branch for exclusive pre-approved loan offers.

  • Flexible tenors

    Flexi Loans from Bajaj Finserv have a flexible tenor with the maximum loan repayment period being 8 years.

  • Online account access

    Now manage your loan from anywhere, online with our customer portal - Experia.

Documentation and Eligibility Criteria

To avail business loans in Bhilai, you need to fulfill the following criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.
 

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Business Loan in Bhilai ?

Online Application

  • Click here to apply

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Bajaj Finserv offers business loan facilities for Steel Casting, Fabrication & Machining, Iron & Steel Traders, Wooden Furniture manufacturers, traders and suppliers operating in Bhilai.

Contact Us

You can visit us at our Bhilai branch at,

1St Floor, Plot No. 8, Nehru Nagar Commercial Complex, Nehru Nagar, Bhilai - 490 020. Dist : Durgapur

You can also write to us at [email protected].

Bajaj Finserv Business Loan is also available in other Indian cities like Jamshedpur, Siliguri, Hubli and Raipur.

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