Published Jan 12, 2026 3 Min Read

Introduction

Amazon gift cards have revolutionised the way we shop and gift, offering unparalleled convenience and versatility. Whether you want to surprise a loved one, manage your own shopping budget, or explore corporate gifting options, Amazon gift cards are a go-to solution. Now, with the Bajaj Finserv Insta EMI Card, you can take this convenience a step further by purchasing Amazon gift cards on EMI. This means you can buy gift cards without making a full upfront payment or even needing a credit card. This article will guide you through everything you need to know about Amazon gift cards and how the Insta EMI Card makes the process easier and more flexible.


What is an Amazon gift card and how does it work?

An Amazon gift card is a prepaid card that can be used to purchase products and services on Amazon India. These cards are available in both digital and physical formats, making them an ideal choice for gifting or personal use.

When you purchase an Amazon gift card, you can load it with a specific amount, ranging from Rs. 100 to Rs. 10,000. The recipient can redeem the card to shop for millions of products on Amazon, including electronics, groceries, clothing, books, and more. The balance on the card is deducted as purchases are made, and any remaining balance can be used for future shopping.

What makes Amazon gift cards even more appealing is the option to purchase them on EMI using the Bajaj Finserv Insta EMI Card. This feature allows you to split the cost of the gift card into manageable monthly instalments, even if you do not have a credit card.


 

Types of Amazon gift cards available in India

Amazon offers a variety of gift card options to suit different preferences and occasions. Here are the main types:

  1. Digital Gift Cards: These are delivered instantly via email and are perfect for last-minute gifting.
  2. Physical Gift Cards: These come in attractive packaging and can be delivered to your doorstep, making them an excellent choice for special occasions.
  3. Bulk or Corporate Gift Cards: Ideal for businesses, these cards can be used for employee rewards, client gifts, or promotional activities.

No matter which type you choose, you can purchase Amazon gift cards in denominations ranging from Rs. 100 to Rs. 10,000. With the Insta EMI Card, you can spread out the cost of these cards over flexible EMI tenures, making them more affordable.


 

Amazon gift card prices and validity details

Amazon gift cards are available in a variety of denominations, allowing you to choose the amount that best suits your needs. The denominations typically range from Rs. 100 to Rs. 10,000.

One of the key features of Amazon gift cards is their validity. Most cards are valid for 12 months from the date of purchase, giving you or the recipient ample time to use them.



 

Why buy Amazon gift cards on EMI instead of full payment

Buying Amazon gift cards on EMI using the Bajaj Finserv Insta EMI Card offers several advantages:

  • Flexibility with monthly instalments: Spread the cost of the gift card over affordable EMIs that suit your budget.
  • No upfront full payment: Avoid the need to pay the entire amount at once, freeing up your finances for other expenses.
  • No credit card required: The Insta EMI Card allows you to make EMI-based purchases without relying on a traditional credit card.
  • Exclusive offers and discounts: The Insta EMI Card often comes with exclusive deals, making your purchase even more rewarding.

Whether you are buying a gift card for personal use or as a thoughtful gift for someone else, purchasing on EMI ensures financial convenience and flexibility.


 

Best use cases of Amazon gift cards

Amazon gift cards are versatile and can be used in various scenarios. Here are some of the best use cases:

  1. Gifting for festivals and special occasions: Amazon gift cards are a perfect choice for birthdays, anniversaries, weddings, and festive celebrations. They allow recipients to choose their own gifts, making them a thoughtful and practical option.
  2. Corporate gifting: Businesses can use Amazon gift cards to reward employees, thank clients, or incentivise partners. Bulk gift cards are available for easy distribution.
  3. Personal shopping: Amazon gift cards can help you manage your own shopping budget. By purchasing them on EMI with the Bajaj Finserv Insta EMI Card, you can plan your expenses without overspending.

With the Insta EMI Card, you can easily buy Amazon gift cards for any of these purposes and pay for them in small, manageable instalments.


 

Amazon gift card vs other gift cards: Which is better?

When it comes to gift cards, Amazon gift cards stand out for several reasons:

  • Convenience: Amazon gift cards can be used to shop for millions of products across categories, offering unmatched versatility.
  • Flexibility: These cards are available in both digital and physical formats, catering to different preferences.
  • Widespread usability: Unlike many other gift cards that are limited to specific stores or brands, Amazon gift cards can be used for a wide range of purchases.

Additionally, the option to purchase Amazon gift cards on EMI using the Bajaj Finserv Insta EMI Card makes them even more accessible and appealing. This unique feature sets Amazon gift cards apart from many other options, as it allows you to enjoy financial flexibility while gifting or shopping.

 

Conclusion

Amazon gift cards are a versatile and convenient solution for gifting and shopping. Whether you are looking to surprise a loved one, reward employees, or manage your personal expenses, these cards offer unmatched flexibility and usability. By purchasing Amazon gift cards on EMI using the Bajaj Finserv Insta EMI Card, you can enjoy the added benefit of spreading the cost over affordable monthly instalments.

The Insta EMI Card eliminates the need for a credit card, making it an ideal choice for customers who want financial flexibility without the hassle. With denominations ranging from Rs. 100 to Rs. 10,000 and a validity period of up to 12 months, Amazon gift cards are a practical and thoughtful choice for any occasion.

Apply online for your Bajaj Finserv Insta EMI Card today and experience the ease of purchasing Amazon gift cards on EMI. Enjoy shopping now, pay later with flexible EMI options!

Your Requirement

Frequently asked questions

What is an Amazon gift card and how does it work?

An Amazon gift card is a prepaid card available in digital and physical formats that allows the recipient to shop for products or services on Amazon India. They can be purchased in varying denominations and redeemed for purchases on the platform.

 

Can I buy an Amazon gift card on EMI?

Yes, you can purchase Amazon gift cards on EMI using the Bajaj Finserv Insta EMI Card. This financing option allows you to convert the cost into affordable monthly instalments.

 

Is it possible to buy an Amazon gift card without a credit card?

Absolutely. The Bajaj Finserv Insta EMI Card enables customers to buy Amazon gift cards without needing a traditional credit card.

 

Can I use an Insta EMI Card to buy Amazon gift cards?

Yes, the Insta EMI Card can be used to purchase Amazon gift cards and split the expense into manageable EMIs.

 

What is the validity of an Amazon gift card?

Typically, Amazon gift cards are valid for up to 12 months from the purchase date.

 

Are there any limits on Amazon gift card amounts?

Amazon gift card denominations usually start from Rs. 100 and go up to Rs. 10,000, offering flexibility for various needs.

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