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Co-applicant for Joint Home Loan

Who can be a Co-applicant for Home Loan?

A co-applicant is a person who applies with the borrower for a joint home loan. This is done so that the co-applicant’s income may be used to supplement the income of the borrower and increase their joint home loan eligibility. Only a few mentioned relations can be co-applicants and also a minor cannot be co-applicant. A co-owner has to be a co-applicant of the home loan applied for.

A joint home loan with friend cannot be taken. A son and an unmarried daughter can apply for a joint home loan with parents. For joint home loan husband wife can also apply together. Brothers can take home loan together but brother-sister and sister-sister joint home loan is not allowed. Calculate your home loan interest rates with Bajaj Finserv’s home loan emi calculator.

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