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What is No Cost EMI?

The Bajaj Finserv’s No Cost EMI facility helps you convert the cost of your purchase into interest-free EMIs with no additional fees or hidden charges involved.

You can shop from 1.2 million+ products spread across various categories such as laptops, smartphones, air conditioners, washing machines, refrigerators and much more on No Cost EMIs, using the Bajaj Finserv Insta EMI Card.

The Insta EMI Card comes with a pre-approved loan of up to Rs. 2 lakh, with a flexible tenor of up to 24 months.

Freuquently asked questions

What is a No Cost EMI?
A No Cost EMI is a unique feature of the Insta EMI Card. Using this facility, you can convert all your Insta EMI Card purchases into interest-free monthly instalments.

How can I avail of No Cost EMIs?
You can avail of No Cost EMIs with the Insta EMI Card. When you shop online and offline using the Insta EMI Card, you can select a convenient repayment tenure and pay on No Cost EMIs.

Is No Cost EMI beneficial?
The No Cost EMI facility offered by the Bajaj Finserv Insta EMI Card is beneficial because it allows you to pay interest-free affordable EMIs.

Is No Cost EMI better than a standard EMI?
The No Cost EMI facility helps you to pay your monthly EMIs without any additional cost. This means, when repaying your purchase cost, you only have to pay the actual cost of the product without any interest. On the other hand, with a standard EMI facility, you would have to pay an additional cost of about 10-15% over the original price of the product.

Read more about No Cost EMI and how it works

Apply for Insta EMI Card and shop for your favourite products on easy EMIs

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?