Recharge and Pay Bills
In summary
Snapmint personal loan repayment lets premium Snapmint customers clear a loan of up to Rs. 40,000 online, and you can pay each EMI on Bajaj Finance in a few minutes.
- Loan details: Snapmint offers a personal loan of up to Rs. 40,000 to premium customers with an advance or on-time payment history, with tenures of 3 to 12 months and an APR of 16% to 35%.
- Lender status: Snapmint Financial Services Private Limited is an NBFC registered with the Reserve Bank of India.
- Repayment platform: pay on Bajaj Pay, the Bharat Connect platform on Bajaj Finance.
- Payment modes: debit card, credit card, net banking, Bajaj Pay UPI and the Bajaj Pay Wallet.
- Confirmation: you receive a payment confirmation by email and SMS, and if a payment fails the amount, excluding taxes, is reversed.
To make your Snapmint loan repayment, open Bajaj Pay on Bajaj Finance, select Snapmint under loan repayment, enter your loan number and pay.
What is Snapmint personal loan repayment on Bajaj Finance?
A Snapmint personal loan is an unsecured loan of up to Rs. 40,000, offered at an APR of 16% to 35% by Snapmint Financial Services Private Limited, an RBI-registered NBFC. Snapmint personal loan repayment is the process of paying back that loan in EMIs, which you can do online on Bajaj Finance.
You repay through Bajaj Pay, the Bharat Connect platform on Bajaj Finance, so your Snapmint loan repayment is processed on RBI and NPCI-regulated infrastructure. Snapmint offers these personal loans in addition to its buy-now-pay-later instalment plans, so it works as both a lender and a BNPL provider.
Once your payment is done, you receive a confirmation by email and SMS.
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Why repay your Snapmint personal loan on Bajaj Finance?
Making your Snapmint loan payment on Bajaj Finance gives you one place to pay every EMI, with a record of each transaction. The table below shows what you get.
Benefit What it means Why it matters to you Instant confirmation A confirmation reaches you by email and SMS as soon as you pay You have proof that your Snapmint personal loan EMI is paid Multiple payment modes Debit card, credit card, net banking, Bajaj Pay UPI and Bajaj Pay Wallet You pay with whatever is convenient that month Bharat Connect platform Payments run on RBI and NPCI-regulated infrastructure, with many billers in one place Your payment is secure and traceable Failed-payment reversal If a payment fails, the amount excluding taxes is reversed You are not left out of pocket on a failed attempt Repay your Snapmint personal loan on Bajaj Pay before the due date to keep your loan on track.
How to check your Snapmint EMI due amount
You can check your Snapmint loan repayment due amount on the Bajaj Finance app or website using your loan account number and registered mobile number.
On the Bajaj Finance app:
- Open the app and go to Recharge and Bill Payments.
- Select Loan Repayment, then choose Snapmint as the biller.
- Enter your loan account number and registered mobile number.
- Tap Continue to view your Snapmint dues.
On the Bajaj Finance website:
- Visit bajajfinserv.in and open Bills and Recharges under Payments.
- Under Financial Services and Taxes, select Loan Repayment and choose Snapmint.
- Enter your loan account number and tap Fetch Your Bill to see the due amount.
Your outstanding Snapmint EMI is displayed on screen right away.
Is Snapmint a personal loan provider or a BNPL platform
Snapmint is both. It started as a buy-now-pay-later (BNPL) platform for shopping on EMI without a credit card, and its NBFC also offers a Snapmint personal loan of up to Rs. 40,000 to eligible premium customers. The table below shows the difference.
Feature BNPL Personal loan Product type Purchase financing on EMI without a credit card A personal loan for uses such as travel, education or home renovation Loan amount Tied to the purchase value Up to Rs. 40,000 Eligibility Any Snapmint user, subject to checks Premium customers with an advance or on-time payment history APR Varies by product and no-cost EMI offers 16% to 35% Tenure Product-specific 3 to 12 months In both cases the credit is provided through Snapmint Financial Services Private Limited, an RBI-registered NBFC, and you can repay your Snapmint loan on Bajaj Finance.
What are the eligibility criteria for a Snapmint personal loan
The main requirement for a Snapmint personal loan is that you are an existing Snapmint premium customer with a good repayment record. The table below lists the known criteria.
Criterion Requirement Customer type An existing Snapmint premium customer Payment history A record of advance or on-time EMI payments Loan amount Up to Rs. 40,000 Tenure 3 to 12 months APR 16% to 35% KYC A valid Aadhaar and PAN, with bank account details Purpose Travel, education, home renovation and other personal needs Age, income and credit-score requirements are assessed by Snapmint, so a weak repayment history or an incomplete KYC can lead to a lower limit or a declined application. You can repay an approved Snapmint loan on Bajaj Finance.
How do I apply for a personal loan on Snapmint
You apply for a Snapmint personal loan on the Snapmint app, which shows your pre-approved limit if you are an eligible premium customer.
- Download and open the Snapmint app from the Google Play Store or App Store.
- Log in with your registered mobile number and complete the OTP verification.
- Go to the Personal Loan section on the home screen.
- Check your pre-approved loan limit, available to premium customers.
- Select your loan amount, up to Rs. 40,000, and a tenure of 3 to 12 months.
- Review the APR of 16% to 35% and confirm your application.
- Complete KYC with your Aadhaar and PAN if prompted.
Documents you may need: Aadhaar card, PAN card, registered mobile number and bank account details. After approval, the amount is credited to your bank account, and you can repay each EMI on Bajaj Finance.
How to make Snapmint personal loan repayment online through Bajaj Finance platforms
On the Bajaj Finance app
- Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device
- Open the app, log in, or register if you are a new user
- Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’
- Choose Snapmint as your biller
- Fill the required details
- Click on ‘FETCH YOUR BILL’
- Your bill amount appears, select ‘PROCEED TO PAY’
- Choose your preferred payment option and click on ‘PAY NOW’
- Once you have completed the transaction, you will get notified that the payment was successful
On the Bajaj Finance website
- Go to the Bajaj Finance website
- Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’
- Enter your mobile number and login with an OTP
- Choose Snapmint as your biller
- Fill the required details
- Click on ‘FETCH YOUR BILL’
- Your bill amount appears, select ‘PROCEED TO PAY’
- Choose your preferred payment option and click on ‘PAY NOW’
- Once you have completed the transaction, you will get notified that the payment was successful
Other loan repayments across India
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
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- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
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Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Frequently asked questions
Failure to pay your Snapmint loan EMI promptly results in a late payment fee, the amount of which is determined by the loan amount and the duration of the overdue payment. Persistent non-payment may have adverse effects on your credit score and could lead to legal action.
The interest rates for Snapmint loans vary between 16% to 35%, depending on both the loan amount and the chosen tenure. The maximum Annual Percentage Rate (APR) is capped at 35%.
Yes, Snapmint allows its premium customers who make advance or on-time payments to take a Personal Loan of up to Rs. 40,000. The loan tenures can vary from 3 to 12 months, with an annual percentage rate (APR) ranging from 16% to 35%.
Yes, Snapmint is an RBI-licensed Non-Banking Financial Company (NBFC). It complies with all digital lending guidelines set by the Reserve Bank of India.
Snapmint typically does not allow skipping an EMI payment, as regular monthly payments are required. Missing a payment may lead to late fees, increased interest, or a negative impact on your credit score. However, if you’re facing financial challenges, it is best to contact Snapmint's customer support to discuss possible solutions or extensions they might offer based on your situation.
For a Snapmint personal loan you generally need your Aadhaar card and PAN card for KYC, your registered mobile number and your bank account details for disbursement. Snapmint may ask for more information based on its assessment.
You can estimate your Snapmint loan EMI using any personal loan EMI calculator by entering the loan amount (up to Rs. 40,000), the APR (16% to 35%) and the tenure (3 to 12 months). The calculator shows your monthly EMI and total interest, so you can pick a comfortable tenure.
You can repay your Snapmint loan on Bajaj Finance using a debit card, credit card, net banking, Bajaj Pay UPI or the Bajaj Pay Wallet. All payments are processed on the Bharat Connect network.
