4 mins read
27 May 26

What is Bajaj Pay UPI App?

Bajaj Pay UPI is a digital payment app that enables users to make instant UPI transactions, pay utility bills, recharge mobiles, and shop online securely. To use UPI, you need to have a UPI ID linked to your bank account.

Features and benefits of Bajaj Pay UPI

Bajaj Pay UPI is a popular UPI app that allows users to make payments and transfers using their UPI ID. It is safe, secure and offers many features and benefits.

Here are some features and benefits of Bajaj Pay UPI:

  • User-friendly interface
    Bajaj Pay UPI has a simple and user-friendly interface, making it easy for users to navigate and use.
  • Quick and easy transfers
    With Bajaj Pay UPI, users can transfer money instantly, anytime, and anywhere.
  • Multiple bank accounts
    Users can link multiple bank accounts to their UPI ID on Bajaj Pay UPI. This feature allows users to transact from any bank account without switching between different UPI apps.
  • Cashback offers
    Bajaj Pay UPI offers cashback offers on transactions made using the app.
  • Bill payments
    Users can pay their utility bills, phone bills and other bills directly through the app.
  • E-commerce payments
    Bajaj Pay UPI allows users to make payments for online shopping on e-commerce websites.
  • Security
    Bajaj Pay UPI transactions are authorised by a unique UPI PIN, which offers added security to the users.

How to link your bank account with Bajaj UPI?

To link a bank account with Bajaj Pay UPI, you need to follow these simple steps:

  1. Download the Bajaj Finance app from Google Play Store or App Store
  2. Go to Bajaj Pay on the home screen and create your UPI ID by entering your mobile number registered with the bank account
  3. Bajaj Pay UPI will send an SMS to verify your mobile number. Once your mobile number is verified, it will ask you to link your bank account
  4. Select the bank from the list of banks available. Bajaj Pay UPI will automatically fetch your account details and show the account linked to your mobile number
  5. Set a UPI PIN. UPI PIN is a four-digit code, which is used to authorise every transaction made through UPI

Your bank account is now linked to your Bajaj Pay UPI. You can start making transactions

Bajaj Pay UPI transaction limit and daily transfer limit

The transaction limit on Bajaj Pay UPI depends on various factors such as the user’s bank limit, net banking transactions limit, and the daily transaction limit set by the NPCI. The transaction limit for Bajaj Pay UPI is set at Rs. 1 lakh per transaction and Rs. 1 lakh per day.

How to reset Bajaj Pay UPI PIN and login securely

To reset the Bajaj Pay UPI PIN or reset the existing one, you need to follow these steps:

  1. Open the Bajaj Finance app and go to Bajaj Pay UPI
  2. Go to your profile on the top right corner of the screen
  3. Scroll down to your linked bank account and choose the account you wish to change the PIN for
  4. Now click on the three dots next to your linked bank account
  5. Select the ‘CHANGE PIN’ option and provide your older PIN, followed by your new PIN

That is it. Your Bajaj Pay UPI PIN is now reset

How to find Bajaj Pay UPI ID?

To find your Bajaj Pay UPI ID, follow these steps:

  1. Open the Bajaj Finance App
  2. Select ‘BAJAJ PAY UPI’ on the home screen
  3. Your UPI ID will be visible to you in the ‘MY UPI ID’ section

Frequently asked questions

Can Bajaj Pay UPI be used for QR code payments at local stores?

Yes, Bajaj Pay UPI can be used to scan and pay via QR codes at local stores, shops, and merchants. You can simply scan any UPI QR code and complete the payment instantly using your linked bank account.

Is mobile number verification mandatory for Bajaj Pay UPI registration?

Yes, mobile number verification is mandatory. The mobile number linked to your bank account must be verified via OTP to set up and use Bajaj Pay UPI services.

Can I change my primary bank account in Bajaj Pay UPI?

Yes, you can change or switch your primary bank account within the Bajaj Pay UPI app. You can also link multiple bank accounts and select one as the default for payments.

Does Bajaj Pay UPI support merchant and online shopping payments?

Yes, Bajaj Pay UPI supports:

  • Merchant payments (QR code or UPI ID)
  • Online shopping payments (via UPI option at checkout)
    This makes it convenient for both offline and online transactions.
What happens if a Bajaj Pay UPI transaction remains pending?

If a transaction remains pending, it is usually processed within a few minutes to a few hours. If it fails, the amount is automatically refunded to your bank account within 2–3 working days, as per UPI guidelines.

Show More Show Less

Related videos

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP