Samsung Galaxy Z Fold8 on EMI: Price, Features, and EMI Options

The Samsung Galaxy Z Fold8 is known for giving you a phone and a small tablet in one device. Folded, it works like a regular 5.5-inch phone for calls and WhatsApp. Unfolded, the 7.6-inch screen gives professionals, students and readers more room for documents, video calls and multitasking.

Here is why the Samsung Galaxy Z Fold8 stands out:

• Work on a bigger screen: The 7.6-inch 4:3 screen makes spreadsheets, PDFs and e-books easier to read than on a regular phone.
• Light and slim: At 201 g, it is lighter than many regular flagship phones.
• Top-end chip: The Snapdragon 8 Elite Gen 5 for Galaxy handles heavy apps and games smoothly.
• Built to last: It earned the top Class A drop rating, lasting 210 falls in EU testing.
• Long software support: Up to 7 major OS updates keep the phone current for years.

You can pay the full price at once, or buy the Samsung Galaxy Z Fold8 on EMI with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. This makes a premium foldable easier to fit into your monthly budget.

Before you choose your variant, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you buy.

The Galaxy Z Fold8 is a premium phone for specific needs. Here is who will get the most out of it:

• Working professionals: If you read reports, edit documents and join video calls on the go, the 7.6-inch screen makes work easier.
• Students in higher studies: If you read e-books, research papers and lecture notes, the 4:3 screen shows more text at once.
• Avid readers and OTT viewers: Comics, novels and shows look closer to a tablet experience.
• People who travel often: You can leave your tablet at home and still work comfortably on trains and flights.
• Buyers who keep phones for years: Up to 7 OS updates make it a long-term investment.

→ Key takeaway: If you want the biggest screen and a 200MP camera, look at the Galaxy Z Fold8 Ultra. The Galaxy Z Fold8 suits buyers who want a lighter, smaller foldable at a lower price.

You can pay the full price of the Samsung Galaxy Z Fold8 at once. You can also pay with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. Either way, the choice depends on what suits your monthly budget.

Easy EMIs make sense for a phone that costs more than Rs. 1.7 lakh. You pay a fixed amount each month and keep your savings free for business needs, travel or emergencies.

→ Real-world example: Neha, a 34-year-old chartered accountant in Pune, reviews client files and spreadsheets between meetings. She bought the Samsung Galaxy Z Fold8 (12GB/256GB) for Rs. 1,74,999 and chose 36 months. She pays about Rs. 4,861 a month*.

*EMIs are indicative.

Neha could have chosen a different tenure. The table below shows how her Rs. 1,74,999 Galaxy Z Fold8 works out across repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

→ Pro tip: Choose an EMI date a few days after your salary arrives. This way, the amount is always in your account on time.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it to buy the Samsung Galaxy Z Fold8 online or at partner stores and repay in fixed monthly amounts.

The card suits planned premium purchases, such as a foldable phone for work and study. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred Samsung Galaxy Z Fold8 variant easily and affordably.

*Inclusive of applicable taxes.

A foldable phone is a big purchase, but it can replace both your phone and tablet. Here is how Easy EMIs make it easier to own:

• Double your storage for a little more: Moving from the Rs. 1,74,999 256GB variant to the Rs. 1,99,999 512GB variant adds about Rs. 694 a month over 36 months*.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can buy a premium foldable without one.
• Skip buying a separate tablet: One EMI covers a device that works as both your phone and tablet.
• Zero down payment on select products: During festive season offers, eligible phones can go home with nothing paid upfront.
• Add accessories to the same bill: You can club a case, a 45 W charger or Galaxy Buds with your phone and repay the total monthly.

*EMIs are indicative.

→ Verdict: If you want a light foldable that doubles as a tablet and stays updated for years, the Galaxy Z Fold8 on Easy EMIs costs about Rs. 4,861 a month.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you buy the Samsung Galaxy Z Fold8:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Insta EMI Card at a partner store or online. Follow the steps below for the way you prefer to shop.

At a partner store

Paying at a partner store, such as Croma, Reliance Digital or Vijay Sales, takes under 5 minutes. Follow these steps at the billing counter:

1. Choose your Galaxy Z Fold8 variant at the partner store.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and you can take your phone home.

Online on Amazon

Paying online takes only a few steps at checkout. Follow these steps to pay in Easy EMIs:

1. Add your Galaxy Z Fold8 variant to your cart on Amazon.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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