Refrigerator Offers and Deals on EMIs

The festive refrigerator sale is known for steep price cuts on fridges of every size and type. Couples moving into their first home pick up a compact double door, and growing families switch to a large side-by-side. With brands such as LG, Samsung, Haier and Godrej cutting prices, you can get more litres and better features within your budget.

Here is why many Indian families wait for the festive sale to buy a new refrigerator instead of buying at full price:

• Big savings on large models: The LG 655-litre side-by-side drops by about Rs. 49,909, which is a huge saving on a single purchase.
• Smart features within reach: Convertible fridges, which let you turn the freezer into extra fridge space, now start at about Rs. 28,490.
• Lower power bills for years: 5 Star single doors from Godrej and IFB cost under Rs. 18,200, so saving power no longer means paying a lot more upfront.
• Exchange offers on old fridges: Many sellers take back your working old refrigerator and give you an extra discount on the new one.
• Easy upgrade timing: Buying now means your new fridge is ready for festive cooking, guests and the summer months ahead.

→ Key takeaway: You do not need to pay the full price at once to grab these deals. With Easy EMIs, the Rs. 72,990 LG side-by-side costs about Rs. 3,041 a month over 24 months*, so a large family fridge fits into your monthly budget.

*EMIs are indicative.

Before the best deals sell out, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you pick your refrigerator.

Refrigerator offers run across several sale events this season. These dates help you plan when to compare prices, when to buy and when to expect delivery:

• 8th October, 2026: The Amazon Great Indian Festival opened with deals on Samsung, LG, Haier and Godrej refrigerators, which made it a good time to start comparing prices.
• 9th to 18th October, 2026: Flipkart Big Billion Days has ended, but its prices help you judge whether newer offers are really cheaper.
• 6th November, 2026, Dhanteras: Many families buy home appliances on this day, and partner stores often add special offers.
• 8th November, 2026, Diwali: Some offers stay live until Diwali, but delivery and installation slots fill up quickly in the last week.

→ Pro tip: Large refrigerators need space at the door, the stairs and the lift. Measure all three before you order, so delivery day goes smoothly.

Also read: Differences between 2 Star and 3 Star refrigerators

Discounts vary a lot by refrigerator type. The types below see the biggest price cuts this season, so you can match the best refrigerator deals to your family size and kitchen space:

• Side-by-side refrigerators: The LG 655-litre model costs Rs. 72,990 instead of Rs. 1,22,899. That is about 41% off, and its tall shelves hold bulk groceries for large families.
• Three-door side-by-side refrigerators: The Haier 598-litre model costs Rs. 75,990 instead of Rs. 1,35,790. Its extra door gives quick access to drinks and snacks without opening the main section.
• 5 Star single door refrigerators: The Godrej 185-litre model costs Rs. 17,040 instead of Rs. 26,490. It is about 36% off and keeps power bills low for small homes.
• Convertible double door refrigerators: The Samsung 653-litre 5-in-1 model costs Rs. 79,990 instead of Rs. 1,13,000. You can change the freezer into a fridge when you need more fresh storage.
• Frost-free inverter double doors: The Whirlpool 235-litre model costs Rs. 26,990 instead of Rs. 32,850. It runs quietly and never needs manual defrosting.

→ Verdict: Side-by-side and three-door models give the biggest savings in rupees this season. If you live alone or as a couple, a discounted 5 Star single door gives the best value for money.

A few smart steps can help you save more on your new refrigerator. These tips can help you make the most of this season’s offers:

• Check prices on more than one platform: Compare the same model at Croma, Reliance Digital and Vijay Sales, and on Amazon and Flipkart. Prices can differ by a few thousand rupees.
• Trade in your old refrigerator: A working old fridge can lower the price of your new one through exchange offers.
• Buy for your actual needs: A couple rarely needs more than 250 litres, so skipping a larger model can save you Rs. 10,000 or more.
• Look at the yearly power use: Compare the kWh figure on the BEE label, as a lower number means smaller electricity bills every month.
• Check what comes with the deal: Some offers include free installation, a stabiliser or a longer compressor warranty, which saves you money later.

Once you have picked the right deal, you can choose to pay with the Bajaj Finance Insta EMI Card. It splits the cost into Easy EMIs, so the purchase fits into your monthly budget.

→ Real-world example: The Patel family in Ahmedabad lives as a joint family of 6 and buys groceries in bulk every week. They chose the LG 655-litre side-by-side at Rs. 72,990 with a 24-month tenure, so they pay about Rs. 3,041 a month*.

*EMIs are indicative.

The Patels could also have chosen a different tenure based on their monthly budget. The table below shows how their Rs. 72,990 LG refrigerator works out across different repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it to buy a refrigerator at partner stores such as Croma, Reliance Digital and Vijay Sales, or on Amazon and Flipkart.

The card is useful for big home purchases such as refrigerators, air conditioners and washing machines. Here are the key features that help when you buy a new fridge:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred refrigerator easily and affordably.

*Inclusive of applicable taxes.

A refrigerator is a big purchase, and the festive season already brings many other expenses. Here is how Easy EMIs help you grab the right deal without straining your budget:

• Choose the right size, not just the cheapest: Moving from the Rs. 26,990 Whirlpool 235-litre to the Rs. 28,490 Samsung 236-litre convertible adds only about Rs. 62 a month over 24 months*.
• Buy before the offer ends: You can buy at today’s sale price instead of waiting to save up and missing the deal.
• Use zero down payment: You can take home your refrigerator with zero down payment on select products during festive season offers.
• Keep cash for emergencies: Your savings stay free for medical needs, school fees or festive travel.
• Know your monthly cost upfront: A fixed EMI makes it easy to plan alongside rent and electricity bills.

*EMIs are indicative.

You can apply for the Bajaj Finance Insta EMI Card fully online with your PAN, Aadhaar and registered mobile number. Follow these steps to get your card before the offers end:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Insta EMI Card to buy a refrigerator at a partner store or online on Amazon or Flipkart. Both options take only a few minutes, and the steps for each are given below.

At a partner store

Using the Bajaj Finance Insta EMI Card at any of over 1.5 lakh partner stores, such as Croma or Vijay Sales, takes under 5 minutes. Follow these steps at the billing counter:

1. Browse and select the refrigerator you want to buy.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and the partner store arranges delivery.

Online on Amazon or Flipkart

You can also grab a refrigerator offer from home on Amazon or Flipkart. The steps below show how to choose the Insta EMI Card as your payment method at checkout:

1. Add the refrigerator to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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