Advantages and Disadvantages of Refrigerator

Refrigerators have become a cornerstone of modern households in India. As summers grow hotter, and with evolving lifestyles, the demand for efficient refrigeration is on the rise. Refrigerators not only preserve food but also contribute significantly to the convenience of daily life. However, they are high-value appliances, making financial planning crucial when purchasing one.

For many, the upfront cost of a quality refrigerator can be daunting. This is where EMI options provide relief, enabling consumers to manage their finances effectively. Bajaj Finserv Insta EMI Cards simplify this process, making big-ticket purchases more accessible. With benefits like pre-approved limits, flexible tenures, and zero foreclosure charges, the card ensures a seamless buying experience while safeguarding your financial health.

Let us explore the advantages and disadvantages of refrigerators and how the Bajaj Finserv Insta EMI Card can assist in making your purchase effortless.

Advantages of refrigerators

Refrigerators provide numerous benefits that enhance daily life. Here is a detailed table summarising the advantages:

Advantage	Description
Preserves food	Refrigerators keep perishable items fresh by slowing bacterial growth, reducing food wastage.
Convenience	Easily access chilled drinks, frozen treats, and fresh ingredients anytime.
Energy-efficient models	Modern refrigerators consume less electricity, reducing your power bills while helping the environment.
Advanced cooling technology	Features like frost-free cooling and multi-airflow ensure uniform cooling across compartments.
Customisable storage	Adjustable shelves and large compartments allow for better organisation of groceries.
Supports health	Fresh food storage means better nutrition and healthier meals for your family.
Adds value to homes	A sleek, modern refrigerator elevates the aesthetics of your kitchen.

Disadvantages of refrigerators

While refrigerators are indispensable, they come with certain drawbacks. Here is an overview:

Disadvantage	Description
High initial cost	Quality refrigerators are expensive, making upfront purchases challenging for many families.
Energy consumption	Older models can consume significant electricity, increasing household expenses.
Requires maintenance	Regular cleaning and servicing are essential to maintain efficiency, which adds to long-term costs.
Bulky size	Refrigerators take up considerable space in small kitchens or compact apartments.
Dependency on electricity	Refrigerators cannot function during power outages, especially in areas with inconsistent power supply.
Environmental impact	Disposal of old refrigerators can contribute to environmental pollution if not done responsibly.
Repair costs	Repairing compressors or other critical components can be expensive and inconvenient.

List of available refrigerators on EMI

Here are some of the top-rated, best-selling refrigerators available on EMI:

Brand and model	Details	Special features	Price (Rs.)	Monthly EMI starting from (Rs.)
‎‎Samsung RR23D2H359U/HL	215 litre, 5 Star, Single Door Refrigerator	‎Energy Efficient, Inverter Compressor, Base Drawer, Adjustable Shelves, Low Noise, Door Ajar Alarm, Door Lock	19,990	3,332
‎‎Whirlpool ‎FP 253D PROTTON ROY RADIANT STEEL(Z)	‎235 litre, 5 Star, Double Door Refrigerator	Frost Free, Stabilizer-free operations even in high voltage fluctuations between (160-300V), Zeolite Technology, Moisture Retention Technology, Fruit Crisper, Deli Zone, 32 L Large Storage, Air Booster, Energy Efficient	26,290	2,921
LG GL-S312SPZX	‎272 litre, 3 Star, Double Door Refrigerator	‎Inverter Compressor, Convertible, Stabilizer free operation, Adjustable Shelves, Toughened glass shelves, Frost Free	29,990	2,499
Haier HRT-683GK	‎598 litre, 3 Star, Side by Side Refrigerator	Convertible Fridge Space, Magic Convertible Zone, Expert Inverter Technology, Magic Cooling with Deo Fresh Technology, Jumbo Ice Maker, External Digital Display for temperature settingsStabilizer Free Operation (110v - 300v),| Recess Handle, Easy Clean Back, Veg & Fruit Box, 2 Sets of Freezer Box, Big Bottle Guard, LED Light, Auto Connect to Home Inverter	81,990	6,833
Samsung ‎RS76CG8003S9HL	‎598 litre, 3 Star, Side By Side AI Enabled Smart Refrigerator with WiFi	bespoke refrigerator with ai with convertible 5in1 mode, twin cooling plus, wi-fi embedded, smart things app, smart things ai energy mode, power freeze, power cool, fingerprint resistant, built-in look	79,990	4,444

How to buy refrigerator using Insta EMI Card

The Bajaj Finserv Insta EMI Card makes purchasing a refrigerator hassle-free. Here is a step-by-step guide to shop using the card:

• Browse products: Visit an e-commerce platform or Bajaj Finserv partner store and select a refrigerator that suits your requirements and budget.
• Add to cart: Once you have chosen a refrigerator, add it to your shopping cart.
• Choose payment mode: Select "EMI" as your payment option and enter your Bajaj Finserv Insta EMI Card details.
• Pick tenure: Choose a repayment tenure that fits your financial plan. Options range from 1 to 60 months.
• Complete your purchase: Complete the transaction with an OTP and enjoy your new refrigerator with Easy EMIs.

This simple process ensures you can invest in high-quality appliances without financial strain.

Features and benefits of the Insta EMI Card

The Bajaj Finserv Insta EMI Card offers numerous advantages:

• Pre-qualified loan offer amount: Enjoy a pre-approved credit limit of up to Rs. 3 lakh, enabling multiple purchases.
• Easy EMIs: Convert your expenses into affordable, low-cost monthly instalments with minimal interest charges.
• Zero foreclosure charges: Close your loan account anytime without additional fees.
• Comfortable repayment period: Choose a flexible repayment tenure of 1 to 60 months based on your financial convenience.
• Wide acceptance: Use your card at e-commerce sites like Flipkart and Amazon, and at over 1.5 lakh partner stores across 4,000+ cities in India.
• Special offers: Access exclusive zero down payment deals on select products.

How to apply for the Insta EMI Card

Getting your Insta EMI Card is quick and straightforward. Here is what you need to know:

Eligibility requirements

• Indian citizen aged 21-65 years.
• Regular income source.
• Good credit score per Bajaj Finserv risk policiws.
• Valid documentation, including PAN, Aadhaar, address proof, and bank details and IFSC code to register the e-mandate.

Application process

Online: Visit the Bajaj Finserv website, enter your mobile number, and complete OTP authentication. Submit your details, pay the one-time fee, and activate your card.

Offline: Visit a Bajaj Finserv partner store, provide the necessary documents, and pay the joining fee to receive your card.

Both methods are easy and ensure quick approval, so you can start using your card immediately.

Refrigerators bring convenience and comfort to daily life. However, their purchase can be a significant financial decision. The Bajaj Finserv Insta EMI Card bridges the gap between aspirations and affordability, offering a stress-free way to own your dream appliances.

Apply for your Bajaj Finserv Insta EMI Card today and experience the ease of purchasing premium products without compromising your budget. Turn your aspirations into reality, one EMI at a time!

Check also

EMI full form

Advantages and disadvantages of online shopping

POS full form