Features and Benefits of Personal Loan in Rishikesh
Rishikesh is the 7th most populous city in Uttarakhand and is a popular pilgrimage destination for travellers. It is considered to be one of the most religious places in India, owing to its rich cultural heritage. It is a gateway to Char Dham and is known as the ‘Yoga Capital of the World.’
You can easily avail a personal Loan in Rishikesh from Bajaj Finserv to meet immediate funding requirements. Learn more about its terms and features.
Bajaj Finserv Personal Loan in Rishikesh comes with various attractive features and benefits, making it an ideal funding option.
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High loan value
Avail an instant loan of up to Rs.25 lakh to meet multiple expenses with no end-use restrictions.
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Unsecured advances
Procure private finance loan without the need to pledge an asset as collateral against the sanctioned loan.
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No hidden charges
Bajaj Finserv Personal Loan finance comes with zero hidden charges for complete transparency.
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Flexi Loan facility
Private lenders like Bajaj Finserv offer Flexi Personal Loans. Reduce EMIs by up to 45% and ease your financial burden. Also, pay interest only on the withdrawn amount.
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Fast application approval
Submit the online application form to avail funds quickly through fast approval feature, and meet immediate funding requirements conveniently.
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Quick disbursal
Enjoy disbursal of the loan amount within 12 hours* of approval. Go through the terms and conditions to successfully apply for the loan.
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App benefits
Keep track of EMIs using the Bajaj Finserv App – Experia. The customer portal also assists in account management, sending feedback, dedicated customer care, and more.
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Pre-approved offers
Avail pre-approved offers from private financiers like Bajaj Finserv on personal loans for quick and hassle-free approval. Provide name and phone number to check your pre-approved offer.
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Customised loan tenors
Loan agents like Bajaj Finserv allow borrowers to choose among multiple tenor options till up to 60 months. With the selected loan amount and tenor, assess your EMI payments using a Personal Loan EMI Calculator.
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Minimal documentation
Submit nominal documents required for a personal loan with the loan provider such as KYC, income proof, etc.
Eligibility Criteria for Personal Loan in Rishikesh
Fulfil personal loan eligibility criteria and documents to improve chances of approval.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | 750 or more |
Interest Rates and Charges on Personal Loan in Rishikesh
Avail credits at attractive personal loan interest rates and charges. Bajaj Finserv levies the following charges on personal loans –
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
New customers can call 1800-103-3535 or message ‘PL’ to 9113633633 for additional information on personal loan in Rishikesh.
Existing customers can contact 020-3957 5152 or e-mail at personalloans1@bajajfinserv.in to easily get in touch with us.
*Conditions apply
