Bajaj Finserv in your state

Uttar Pradesh is one of India’s most populous states with a rich history. Home to the Taj Mahal and other famous attractions, the state attracts tourists from all over the world.

Bajaj Finserv offers personal loans in Uttar Pradesh to help you meet any sudden need for funds.

Visit one of our 30-odd branches across the state or click on ‘Apply Online’ to proceed online.

Features and benefits of personal loan in Uttar Pradesh

  • Less documentation

    Less documentation

    You’ll need to submit very few documents to apply for a personal loan from Bajaj Finserv.

  • Personalised pre-approved offers

    Personalised pre-approved offers

    Existing customers can check pre-approved offers to reduce their loan processing time considerably.

  • Get a lump sum of Rs. 40 lakh

    Get a lump sum of Rs. 40 lakh

    Get a substantial unsecured personal loan of up to Rs. 40 lakh with no end-use restriction.

  • Get loan amount in 24 hours*

    Get loan amount in 24 hours*

    Get funds credited to your account within 24 hours* of the approval and use them as you like.

  • Flexible tenor of up to 96 months

    Flexible tenor of up to 96 months

    The loan repayment tenor can extend up to 96 months. Use the personal loan calculator to determine a suitable tenor.

  • Instant approval

    Instant approval

    Fill and submit the online form to get approval within minutes after the application is verified.

  • No hidden fees

    No hidden fees

    Our terms and conditions for personal loans are completely transparent. There are no hidden costs.

  • Online loan management

    Online loan management

    Our dedicated customer portal, Experia, helps in conveniently managing your loan account online.

  • Flexi loan facility

    Flexi loan facility

    Apply for a Flexi loan facility and pay interest only on the amount utilised.

  • No guarantor or collateral required

    No guarantor or collateral required

    You do not need to offer any asset as security to get a high loan amount.

The fourth-largest state of India, Uttar Pradesh, is a land of multiple pilgrimage sites. Two major rivers, Ganga and Yamuna, flow through this state. Due to its proximity to the capital city, Delhi, Uttar Pradesh has developed at a brisk pace.

To address the financial needs of those living in this vast state, Bajaj Finserv offers personal loans online and offline. Apply for this unsecured loan without pledging any security or asset. We levy competitive interest rates to keep the loan affordable. These borrower-friendly features of the Bajaj Finserv Personal Loan make it a great way to get funds for large expenses.

*Conditions apply

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Eligibility criteria for instant personal loan in Uttar Pradesh

Avail of a personal loan by meeting the following eligibility criteria. Also, find out the documents required beforehand.

  • CIBIL score

    CIBIL score

  • Nationality


    Indian citizen

  • Age


    Between 21 years and 80 years*

  • Employment


    Salaried employee of an MNC or a renowned public/ private limited enterprise

  • Income


    Refer to the city list to know the minimum income criteria for your city

Bajaj Finserv offers a host of features and benefits with its personal loan. Fulfil the eligibility parameters and get your desired amount on simple terms.

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Interest rates and charges on instant loans in Uttar Pradesh

Calculate the charges and applicable interest rates on personal loan from Bajaj Finserv in seconds using the Bajaj Finserv Personal Loan EMI Calculator.



Frequently asked questions

Does the Bajaj Finserv Personal Loan come with any foreclosure and part-prepayment charges?

Yes, we levy nominal foreclosure and prepayment charges on personal loans. To know more about the applicable fees and charges.

How can I check my loan application status on this website?

You can view all your loan-related information on our customer portal, Experia. Log in to your loan account with your customer ID, email address or registered mobile number to check the loan status.

Alternatively, you can place a drawdown request on Experia.

Is making online payments on the Bajaj Finserv website safe?

All transactions made on this website are safe. We use advanced SSL data encryption to prevent unauthorised third-party access.

What is the minimum time required/ needed to get a personal loan for salaried individuals from Bajaj Finserv?

Your personal loan is transferred to your bank account 24 hours* after your documents are verified.

Is there any waiting period before I can make a part-prepayment?

You can make your first part-prepayment 36 hours after your personal loan is transferred to your bank account.

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