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Bajaj Finserv App

Personal Loan
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Instant Loan in Uttar Pradesh

One of the largest states in the country, Uttar Pradesh is home to more than 20 crore people. The state earns most of its revenue from agriculture – contributing approximately 70% of India’s sugar production – and is home to several industrial and manufacturing units.

If you are looking to avail a personal loan in Uttar Pradesh, you should check out Bajaj Finserv. One of the most trusted lenders in the country, Bajaj Finserv – through its lending arm Bajaj Finance Limited – offers personal loans with a set of unique features that make borrowing money simple and repaying it flexible.
Read on to learn about the benefits of availing a personal loan from Bajaj Finserv:

  • Features and Benefits of Personal Loan in Uttar Pradesh:

  • Sizeable loan amount

    Residents of U.P. can apply for an unsecured personal loan up to Rs.25 lakh with almost no restrictions on usage.

  • Minimal documentation

    Minimal paperwork

    Proceed with your application by only submitting a few essential documents – your KYC documents and your income proof and get approval in minutes.

  • No collateral required

    When you apply for a personal loan from Bajaj Finserv, you are not expected to submit any collateral or security. You can get your money by meeting the basic personal loan eligibility criteria.

  • Transparent terms and conditions

    The terms and conditions on your Bajaj Finserv Personal Loan are exactly as per the information shared with you at the time of application. There are no hidden fees or charges.

  • Loan disbursed within 48 hours

    Once your loan is approved, you can get the money disbursed in as little as 48 hours*. This means, you can get the money you need at a relatively short notice.

  • Instant approval

    With an online application process, you don’t need to visit any branch to apply for a personal loan. Fill up the online form and get your loan approved in minutes.

  • Tenor

    Flexible tenor

    Evaluate your financial obligations and repayment capability to select an appropriate repayment tenure between 12 and 60 months. And that’s not all, you can use the Personal Loan Calculator to manage your monthly outflow too.

  • Pre-approved offers

    Pre-approved offer

    You can also check if you are eligible for a pre-approved offer from Bajaj Finserv by visiting the website. Just share your basic details, verify your credentials with an OTP and you’re done!

  • Online account management

    Once you’ve received your amount, you can follow your loan-related details and manage your repayment better by visiting the online customer portal - Experia.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Loan feature

    The Flexi facility is a unique feature that gives you access to a pre-decided loan amount that you can access as and when you like. You can withdraw money as you please and pay interest only on the amount withdrawn. And with the option to pay interest-only EMIs for a part of the tenor, you can lower your EMIs by up to 45%*.

Eligibility Criteria for Instant Personal Loan in Uttar Pradesh

Bajaj Finserv has easy-to-meet eligibility criteria based on your salary and city of residence. Read about the documents required to get your personal loan and get your loan application started right away.

Interest Rates and Charges to get an Instant Loan in Uttar Pradesh

Learn about the nominal fees and charges related to your personal loan and see what are the applicable interest rates on personal loans.

Contact Us

Customers new to Bajaj Finserv can seek detailed information about personal loan in UP. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at

*Conditions apply