Bajaj Finserv in your city

Regarded as the ‘cultural capital of Bihar’, Darbhanga is the fifth-largest city in the state. It was home to the erstwhile Khandwala dynasty and is the proposed capital city of Mithila.

To help residents of this city get the funds they need, Bajaj Finserv offers online personal loans in Darbhanga. Meet the simple eligibility parameters, and submit your basic documents to get approval within just a few minutes.

Features of personal loan in Darbhanga

  • Substantial loan sanction

    Substantial loan sanction

    Opt for a Bajaj Finserv Personal Loan of up to Rs. 40 lakh with no end-use restrictions to meet personal and professional financial needs.

  • Minimal documentation

    Minimal documentation

    Submit your personal loan application with a few basic documents; avoid lengthy documentation with Bajaj Finserv.

  • Needs no collateral

    Needs no collateral

    Get funds without pledging any securities or listing a guarantor with Bajaj Finserv. Apply for an unsecured personal loan.

  • Quick approval

    Quick approval

    Get faster approvals within 5 minutes* by applying through an online application form.

  • Disbursal in 24 hours*

    Disbursal in 24 hours*

    Meet any financial emergency without any delay with a personal loan disbursed within 24 hours*.

  • Flexi facility

    Flexi facility

    With the Flexi loan facility, you have the option to pay interest-only EMIs for the initial part of the tenor.

  • Online account management

    Online account management

    Manage your loan accounts anytime, from anywhere through our online customer portal - Experia.

  • No hidden charges

    No hidden charges

    Avoid paying any hidden charges on your personal loan requirements with Bajaj Finserv, and enjoy a hassle-free borrowing experience.

  • Flexible repayment tenors

    Flexible repayment tenors

    Choose from repayment tenors of up to 96 months. Use a personal loan calculator to check your EMIs.

  • Pre-approved offers

    Pre-approved offers

    Streamline your loan application with the pre-approved offers from Bajaj Finserv.

Besides its cultural significance, Darbhanga is a notable educational and medical hub of the state. The economy of this city is primarily based on agriculture. However, tourism is also emerging as a notable contributor.

With attractive interest rates and a quick processing facility offered by Bajaj Finserv, get funds in no time. The repayment flexibility makes it easy to pay off your loan.

Meet an array of monetary needs with a personal loan in Darbhanga from Bajaj Finserv.

*Conditions apply

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Eligibility criteria

Note the eligibility criteria and documents needed to apply for this loan, and meet various financial needs without delay.

  • Nationality

    Nationality

    Indian, residing in the city

  • Age

    Age

    21 years - 80 years*

  • Credit score

    Credit score

    More than 685

  • Employment

    Employment

    Salaried personnel with MNC, public, or private limited companies

  • Monthly income

    Monthly income

    Differs per an applicant’s city of residence; refer to the city-wise list for additional details

Prepare a checklist to avoid missing out on any essential documents required to apply for a personal loan.

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Interest rates and charges

With affordable personal loan interest rates and charges, availing of a personal loan with Bajaj Finserv becomes convenient.

Frequently asked questions

What is considered a good CIBIL score?

Any credit score above 685 is regarded as a good one by financial institutions. If you are unsure about your credit score, you can check out the free CIBIL score facility offered by Bajaj Finserv.

What is an EMI calculator?

It is an online tool that allows prospective borrowers to calculate their personal loan EMIs accurately and instantly.

What is part pre-payment?

It is a payment method where borrowers can make lump sum payments as per their suitability to repay their loan faster.

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