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Bajaj Finserv App

Personal Loan
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Instant Loan in Bhavnagar

Once a princely state of Gujarat, Bhavnagar has gained importance due to the trading opportunities available for small and large-scale industries. Along, the largest ship-breaking yard in the world, is only 50 km from this city. Other economic drivers here include around 6,000 diamond cutting and polishing units, plastics, marine chemicals and shipbuilding industries. With 34,500 tons annual production, Bhavnagar is also the largest salt producer in the country.

If you are residing in Bhavnagar, approach trusted lenders like Bajaj Finserv for all your financing needs. Avail customised personal loan in Bhavnagar with exclusive features to suit your repayment capacity.

  • Features and Benefits of Personal Loan in Bhavnagar:

  • Flexi Loan Facility

    Our Flexi Loan facility allows you to withdraw multiple times from a pre-sanctioned loan amount and pay interest only on the amount withdrawn. Reduce your fixed monthly outflows and pay in easy EMIs with private lenders like Bajaj Finserv.

  • Immediate Approval

    Leading private financers like Bajaj Finserv offer instant approval on high-value credit within a few minutes. Ensure to apply via the online form for quick processing.

  • Manage Loan Account Online

    Our online loan account management facility makes tracking details like EMI due dates convenient. Log in to our customer portal – Experia to stay updated on loan-related information 24x7.

  • Zero Hidden Charges

    With loan agents like Bajaj Finserv, pay only those charges which you see. Our terms and conditions and fully transparent with zero hidden charges.

  • Loans of Up to Rs.25 Lakh

    Avail high-value financing of up to Rs.25 lakh from your trusted loan provider Bajaj Finserv and utilise it to fulfil diverse expenditures.

  • Money in Bank Within 24* Hours

    Enjoy the fastest disbursal of personal loan in Bhavnagar within 24 hours* of approval.

  • Tenor

    Pre-Approved Offers

    Apply for personal loan finance with customised pre-approved offers. These schemes simplify the loan availing process and make it less time-consuming.

  • Minimal documentation

    Minimum Documents Required

    The private finance loan in Bhavnagar requires only some basic documents for quick processing. Keep them handy before applying.

  • Instant Personal Loan upto Rs. 25 Lakh

    Collateral Free Advance

    You need not provide any security against the personal loan. Meet only the necessary personal loan eligibility to avail funding.

  • Pre-approved offers

    Flexible Loan Tenor

    Choose to repay the advance over a flexible tenor of up to 60 months. Evaluate the cost of the loan and a suitable schedule using our personal loan calculator for affordable repayments.

Eligibility Criteria for Instant Personal Loan in Bhavnagar

Bajaj Finserv brings one of the easily accessible advances in the market. Fulfil the few eligibility criteria and documents required for personal loan approval.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Instant Loan in Bhavnagar

Borrowers must know the interest rates on personal loan and other additional fees before applying.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

If you are a new user, call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for more information about your personal loan in Bhavnagar.

Existing customers may contact us at 020-3957 5152 or send an email to

*Conditions apply