Personal Loan in Bhavnagar

In today’s fast-paced world, financial needs can arise unexpectedly, and having access to instant funds can make all the difference. Whether it is for a medical emergency, home renovation, or higher education, a personal loan is a reliable solution to meet diverse financial requirements. For residents of Bhavnagar, Bajaj Finserv Personal Loan offers a seamless borrowing experience with benefits like instant approval, quick disbursal, and flexible repayment options.

✅Check your pre-approved loan offer in Bhavnagar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

*Terms and conditions apply.

Money credited within 24 hours*

Receive the loan amount entirely in your bank account within 24 hours*.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Few documents required

Submit only a few documents to process the personal loan from Bajaj Finance.

Approval instantly

Instant approval is available only when you apply via the online form.

No hidden fees

Pay a few nominal charges along with low interest rates. No hidden charges are imposed.

Flexible tenures

Use our Personal Loan Calculator to choose a tenure of up to 96 months. Enjoy easy repayment.

High-value loan

Avail financing of up to Rs. 55 lakh for bigger or smaller expenses from Bajaj Finance.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhavnagar with just your phone number and OTP – no need to visit the branch.

Collateral-free loan

Unsecured credit is approved based on personal loan eligibility. No guarantor or collateral is needed.

Loan account online

Our customer portal, My Account, offers online access to loan account. Stay updated 24*7.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.