Personal Loan

Paperless Loan

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How to Get Instant Paperless Personal Loans?

The Government of India's digitisation efforts have made it easier than ever to avail an instant paperless loan. Easy internet accessibility only simplifies paperless application and approval for personal loans.

Apply for a paperless personal loan with your chosen lender following a few simple steps and receive quick approval to meet big-ticket funding needs.

Steps to Apply for an Online Paperless Loan

Step 1 - Fill up the online loan application form with all necessary details such as personal, employment, and financial information.

Step 2 - Select a suitable amount and repayment tenor.

Step 3 - Submit a soft copy of the necessary documents required by your lender.

Step 4 - Receive approval on your instant personal loan.

Make sure to meet all eligibility criteria to be able to enjoy quick approval on your paperless loan. Check out the basic eligibilities below.

Eligibility Criteria for Instant Paperless Loan Online

  1. You must be between 23 and 55 years of age.

  2. You should be a salaried employee working with a private/public company or an MNC.

  3. You must be an Indian citizen residing in India.

  4. You must earn at least the minimum salary as per your city of residence.

Further, your credit score should, ideally, be more than 750.

When applying for an instant paperless personal loan, make sure to keep a soft copy of all required documents handy to fast-track the application process.

List of Documents Required

  • Identity proof - It can include PAN card, Aadhaar card, voter ID card, driving license or any other government-issued document with your name and photo affixed to it.

  • Address proof - Voter ID card, Aadhaar card, ration card, driving license, electricity bill, passport, among others serve as address proof for an online paperless loan.

  • Employee Identity Card - It serves as a proof of employment.

  • Financial documents - Salary slips for the last two months, the previous three month's statement of salary account, and Form 16.

While these are a handful of common documents required for an instant loan, the lender may ask you for additional documents during the application process.

Before applying, make sure to check personal loan interest rates and compare it with prevailing rates in the market to enjoy an affordable repayment. Also, check other costs involved to stay updated about your personal loan.

Bajaj Finserv brings its instant paperless personal loans online at attractive rates of interest and simplified online application procedure. Enjoy fast approval and disbursal of high-value loan against minimum eligibility.