Bajaj Finserv in your city

The largest city of Punjab, Ludhiana, is home to over 1.5 million people and is spread over 159 Situated on the banks of River Sutlej, it is included under the list of smart cities that the Indian Government will develop.

Residents of Ludhiana searching for the best housing finance option can opt for Bajaj Finserv Home Loan at low interest.

Apply Online or visit one of our local branch.

Features & benefits

Applicants interested in availing a housing loan in Ludhiana can read more to know about the features of the Bajaj Finserv Home Loan.

  • Get easy top-up loan

    Get easy top-up loan

    You can now enjoy an easy top up loan of up to Rs. 15 crore* over your existing Bajaj Finserv Home Loan at an affordable rate of interest.

  • Flexi-loan tenor

    Flexi-loan tenor

    Choose a tenor of up to 40 years and repay as per your financial capabilities. Know your total liability using our home loan EMI calculator.

  • Home loan balance transfer

    Home loan balance transfer

    You can now transfer existing home loan balance to Bajaj Finserv and enjoy low-interest rates.

  • Minimum documentation

    Minimum documentation

    Submit only a few documents required for home loan and reduce your loan processing time.

  • Zero foreclosure charges

    Zero foreclosure charges

    Now foreclose your Bajaj Finserv home loan right after paying the first EMI without any additional charges.

  • Property dossier

    Property dossier

    Bajaj Finserv offers a dossier to assist you through your legal and financial elements of owning a property.

  • Digital account management

    Digital account management

    Bajaj Finserv Home Loan scheme is now available online. Manage your home loan digitally with us.

  • Personalised insurance schemes

    Personalised insurance schemes

    Choose a personalised insurance scheme and secure your family from the burden of repayments in case of unforeseen circumstances.

  • 3 months interest grace period

    3 months interest grace period

    Get 3 EMI holidays with Bajaj Finserv Home Loan.

  • Flexi hybrid facility

    Flexi hybrid facility

    Now manage your loan account with our flexi hybrid home loan and pay only interest during the initial tenor.

  • Hassle-free part-prepayment

    Hassle-free part-prepayment

    Make part prepayments towards your home loan before the total tenor completion at no additional charges.

Also known as the ‘Manchester of India’, Ludhiana’s textile industry is a dominant sector renowned for beautiful shawls and stoles. Ludhiana is also the largest trade and business centre for north India and Asia’s largest bicycle manufacturing hub.

One of India’s leading NBFCs, Bajaj Finserv, is now offering affordable home loans in Ludhiana. Eligible applicants can now address their housing needs with the Bajaj Finserv Home Loan and avail funds of up to Rs. 15 crore*.

With an easy application process and minimum documentation, avail the home loan from us within a few working days.

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Home loan eligibility criteria

Know our easy to meet home loan eligibility factors and documents required. Use our online home loan eligibility calculator to know the total amount you can borrow.




Age (in years)

23 years - 70 years

23 years - 70 years

CIBIL score

725 +

725 +




Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

Our home loan eligibility criteria are easy-to-meet and hasten the entire loan application process.

Interest rates and charges

Bajaj Finserv offers affordable home loan interest rates in Ludhiana. Know more about the fees and other applicable charges before applying for the loan.