Bajaj Finserv in your city
The ‘Cultural Capital of India’, Kolkata, is an important commercial and financial hub of northeast and eastern India. With the rapid development of the IT and retail sector, the demand for housing in Kolkata has also increased.
Get a home loan from Bajaj Finserv to finance your house. Contact us now to simplify your borrowing experience.
Apply online today or visit your local branch.
Features & benefits
Applicants interested in availing a housing loan in Kolhapur can read more to know about the features of the Bajaj Finserv Home Loan.
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Pradhan Mantri Awas Yojana
Apply for a home loan under the PMAY scheme and claim a subsidy of up to Rs.2.67 lakh on interest.
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Flexible tenor
Repay over a flexible tenor of up to 30 years. Use a home loan calculator for better planning.
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Home loan balance transfer
Lower your current interest rate by transferring an existing home loan to Bajaj Finserv through balance transfer.
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Top-up loan
Meet your additional financial needs with a top-up loan from Bajaj Finserv without additional documentation.
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Hassle-free documentation
Submit only a few documents required for home loan and enjoy instant approval.
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Foreclosure and part-prepayment facility
Select either the foreclosure or the part-prepayment facility to lower interest burden.
Nicknamed the ‘City of Joy’, Kolkata is famous for its rich culture, history and architecture. It is crowned as India’s third-largest urban economy. Besides the IT, retail and hospitality sector, the city also generates ample revenues from the tourism industry.
To meet your housing requirements in a city that was home to four Nobel laureates, apply for a home loan from Bajaj Finserv. We offer a high loan amount against simple eligibility criteria and minimal documentation.
This aids loan processing and helps home buyers access required funds at the earliest. You can apply for a home loan in Kolkata online.
Home loan eligibility criteria
Satisfy basic home loan eligibility criteria to qualify for a Home Loan in Kolkata.
Criteria |
Self-employed |
Salaried |
Age (in years) |
25 years - 70 years |
23 years - 62 years |
CIBIL score |
750 + |
750 + |
Citizenship |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Choose the tenor smartly to keep the interest outgo at a minimum.
Home loan interest rate, fees & charges
The competitive housing loan interest rates make Bajaj Finserv a viable financing option for those who wish to buy a house in Kolkata. Check our additional charges to gain a better idea.
