Bajaj Finserv in your city

The ‘Cultural Capital of India’, Kolkata, is an important commercial and financial hub of northeast and eastern India. With the rapid development of the IT and retail sector, the demand for housing in Kolkata has also increased.

Get a home loan from Bajaj Finserv to finance your house. Contact us now to simplify your borrowing experience.

Apply online today or visit your local branch.

Features & benefits

Applicants interested in availing a housing loan in Kolhapur can read more to know about the features of the Bajaj Finserv Home Loan.

  • PMAY

    Pradhan Mantri Awas Yojana

    Apply for a home loan under the PMAY scheme and claim a subsidy of up to Rs.2.67 lakh on interest.

  • Flexible Repayment

    Flexible tenor

    Repay over a flexible tenor of up to 30 years. Use a home loan calculator for better planning.

  • Money in Hand-2

    Home loan balance transfer

    Lower your current interest rate by transferring an existing home loan to Bajaj Finserv through balance transfer.

  • Money in Hand

    Top-up loan

    Meet your additional financial needs with a top-up loan from Bajaj Finserv without additional documentation.

  • Minimal Documentation

    Hassle-free documentation

    Submit only a few documents required for home loan and enjoy instant approval.

  • Nil part payment

    Foreclosure and part-prepayment facility

    Select either the foreclosure or the part-prepayment facility to lower interest burden.

Nicknamed the ‘City of Joy’, Kolkata is famous for its rich culture, history and architecture. It is crowned as India’s third-largest urban economy. Besides the IT, retail and hospitality sector, the city also generates ample revenues from the tourism industry.

To meet your housing requirements in a city that was home to four Nobel laureates, apply for a home loan from Bajaj Finserv. We offer a high loan amount against simple eligibility criteria and minimal documentation.

This aids loan processing and helps home buyers access required funds at the earliest. You can apply for a home loan in Kolkata online.

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Home loan eligibility criteria

Satisfy basic home loan eligibility criteria to qualify for a Home Loan in Kolkata.

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Choose the tenor smartly to keep the interest outgo at a minimum.

Home loan interest rate, fees & charges

The competitive housing loan interest rates make Bajaj Finserv a viable financing option for those who wish to buy a house in Kolkata. Check our additional charges to gain a better idea.