Jalgaon, a vibrant city in Maharashtra, has been witnessing significant growth in recent years, making it an attractive destination for individuals seeking a place to call home. As the city develops, the dream of owning a home becomes more attainable for many residents. One of the key catalysts in this journey is the availability of home loans tailored to meet the diverse needs of home loan borrowers.
You can fulfil you dream of owning a home in Jalgaon with Bajaj Finance. Get a home loan from Bajaj Finance at an interest rate starting from 8.25%* p.a and repay over a flexible repayment tenure of up to 32 years. Apply for a home loan through our website or visit our nearest branch in Jalgaon to avail of a home loan from Bajaj Finance.
If you are looking to own a property in Jalgaon, you can apply for Bajaj Finserv Home Loan and avail of benefits. Here is a comprehensive guide to help you with the process of availing a home loan in Jalgaon:
Features and benefits
- Loan of up to Rs. 15 crore*: You can fulfil your dream of buying a home in Jalgaon with our sizeable loan amount of up to Rs. 15 crore*.
- Low interest rates: With our loan interest rates starting from 8.25%* p.a, you can pay EMIs as low as Rs. 741/lakh* and manage your EMIs conveniently.
- Approval in 48 Hours*: Your loan application will be approved within 48 Hours* of your application, thus helping you access your funds at the earliest.
- Tenure of up to 32 years*: Repay your loan conveniently with our long repayment tenure ranging up to 32 years*.
- Hassle-free application: Our doorstep document pick-up service helps to skip numerous branch visits and enables an easy application process.
- Balance transfer facility: With our home loan balance transfer facility, you can transfer your existing home loan to us and be eligible for a top-up loan of up to Rs. 1 crore* or higher.
- 5000+ approved projects: You can choose from our 5000+ approved projects to avail of a home loan.
*Terms and conditions apply
Eligibility criteria and documents required
Here are the eligibility criteria and list of documents required to apply for a home loan from Bajaj Finance.
Eligibility criteria:
Nationality: You must be an Indian citizen residing in India.
Age: A salaried applicant must be between 23 years to 67 years, and a self-employed professional must be between 23 years to 70 years.
*The upper age limit is considered as the age at the time of loan maturity.
CIBIL Score: A CIBIL Score of 725 or higher is ideal to get a home loan.
Occupation: Salaried, self-employed professionals like doctors and self-employed non-professionals are eligible to apply.
Documents required:
- KYC documents (identity and address proof)
- Proof of income (salary slips or P&L statement)
- Proof of business (for self-employed applicants), and
- Account statements for the last 6 months
Note: This is an indicative list that may change based on your actual loan application.
Home loan interest rate, fees & charges
| Type of fee | Applicable charges | ||
| Rate of interest | Salaried | Self-employed | Doctors |
| 8.25%* to 17.00%* p.a. | 8.50%* to 17.00%* p.a. | 8.30%* to 17.00%* p.a. | |
| Processing fees | Up to 4% of the loan amount | ||
| Bounce charges | For loan amounts up to Rs. 15 lakh: Rs. 500 | ||
| For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 1,000 | |||
| For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,500 | |||
| For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 2,000 | |||
| For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000 | |||
| For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 5,000 | |||
| For loan amounts more than Rs. 10 crores: Rs. 10,000. | |||
| Penal interest | Up to 24% per annum in addition to the applicable interest rate on the overdue amount. | ||
| Secure fee | Up to Rs. 10,000 + GST as applicable | ||
| Interest and principal statement charges | NIL | ||
| Part-prepayment charges | (1) For individual and non-individual borrowers with floating interest rate loans for non-business purposes:
(2) For individual and non-individual borrowers with floating interest rate loans for business purposes and all borrowers with fixed interest rate** loans:
*GST as applicable will be payable by the borrower in addition to the prepayment charges, if any. **Nil for home loans closed by borrowers out of their own sources. Own sources refer to any source, other than borrowing from a bank/NBFC/HFC and/or a financial institution. Note: In the case of dual-rate home loans (fixed for the initial period and then floating), the foreclosure/part-prepayment charges will be applicable as per the status of the loan as on the foreclosure/part-prepayment date. |
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| Foreclosure charges | (1) For individual and non-individual borrowers with floating interest rate loans for non-business purposes:
(2) For individual and non-individual borrowers with floating interest rate loans for business purposes and all borrowers with fixed interest rate** loans:
*GST as applicable will be payable by the borrower in addition to the prepayment charges, if any. **Nil for home loans closed by borrowers out of their own sources. Own sources refer to any source, other than borrowing from a bank/NBFC/HFC and/or a financial institution. Note: In the case of dual-rate home loans (fixed for the initial period and then floating), the foreclosure/part-prepayment charges will be applicable as per the status of the loan as on the foreclosure/part-prepayment date. |
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| Hard copy loan statement charges | Up to Rs. 500 + GST as applicable | ||
How to apply for a home loan in Jalgaon
Here is the step-by-step guide to applying for a home loan:
- Click on the 'APPLY' button on this page
- Enter your full name, mobile number, and employment type
- Now select the type of loan that you wish to apply for
- Generate and submit your OTP to verify your phone number
- Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property
- In the next steps, enter your date of birth, PAN card and other details as requested depending on your selected occupation type
- Click on the ‘SUBMIT’ button
That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.
