Bajaj Finserv in your city

One of West Bengal’s thriving industrial hubs and a flourishing tier-II city, Durgapur is the fourth-largest urban centre in the state. It is the only city along the Eastern coastline that has an operational dry dock. The city's growing population has a growing need for housing, and to address that - Bajaj Finserv offers you its attractive home loan propositions.

If you are looking forward to settling here, opt for Bajaj Finserv Home Loan in Durgapur and enjoy low-interest rates, flexible tenor, transparent policies, and other facilities.

Apply online or visit our local branch, to get started today.

Features and benefits

Residents of Durgapur can opt for a Bajaj Finserv Home Loan to address their home purchasing requirements with their desired financing.

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    Competitive rate of interest

    Starting from 8.30%*, Bajaj Finserv offers competitive rates that bring down the cost of borrowing and align with your finances.

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    Speedy funds disbursal

    Wait no longer than 48 hours* for your loan disbursal as Bajaj Finserv offers eligible applicants a speedy turn-around time with minimal documentation.

  • High loan amount

    No crunch in funding

    Bajaj Finserv provides loan amounts as big as Rs. 5 Crore*, and even more to applicants who meet with all the eligibility criteria.

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    5000+ approved projects

    Boost your chances of being approved for a Bajaj Finserv home loan by choosing from their 5000+ approved projects.

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    External benchmark linked loans

    Make the most of loans linked to external benchmarks, such as the repo rate by availing the same with Bajaj Finserv.

  • Online account management

    Online account management

    Retain full control over your loan details and schedules by having all your desired information at the tip of your fingertips. Use the Experia app for a seamless experience.

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    Flexible tenor

    The Bajaj Finserv home loan tenor stretches up to 30 years allowing borrowers plenty of time to comfortably repay their housing loans, basis eligibility.

  • Mobile

    Zero contact loan facility

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans.

  • Flexible repayment

    Flexi payment plans

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – allowing you to make maximum savings based on your financial standing.

  • PMAY

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Having the down payment pre-arranged and ready to go is a good way to increases your chances of getting approved for a home loan. Satisfy the abovementioned criteria and submit necessary documents to obtain a high-value loan from Bajaj Finserv.

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How to apply for a home loan?

If you want to avail of a home loan in Durgapur, all you need to do is follow these steps.

  1. 1 Select the online application form from the official website
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents to complete your application

Home loan interest rate, fees & charges

Enjoy the best housing loan interest rate and reasonable additional charges. We maintain transparency throughout and do not charge any hidden fees. Lenient tenor, zero hidden costs and favourable lending terms are few of the reasons that make Bajaj Finserv a popular lender amongst borrowers in Durgapur.

*Terms and conditions apply