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Home Loan In Jaipur

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Home Loan in Jaipur: Overview

Known for its palaces, forts, museums and textiles, Jaipur is evolving into a top real estate destination with areas like Delhi NCR bursting at its seams. Further, as per the India Brand Equity Foundation’s (IBEF) 2018 report, this city has witnessed significant real estate development. It boasts of upcoming localities like Mansarovar, Bank Park, Durgapura and Patrakar Colony that offer modern infrastructure, good connectivity and a wide range of amenities. 

Buying a house in Jaipur anywhere between Rs.20 Lakh and Rs.2.5 Crore, so to affordably, consider a Home Loan in Jaipur from Bajaj Finserv. This home loan gives you ample financing of up to Rs.3.5 crore, for a tenor of up to 20 years. Take a look at the other advantages of opting for this housing loan.


Jaipur Home Loan: Features & Benefits

Below are the features and benefits that are available to you when you opt for a Bajaj Finserv Home Loan.

  • PMAY

    When you take a Home Loan from Bajaj Finserv you can avail a subsidy of up to Rs.2.67 lakh if you opt for the PM Awas Yojana. This government scheme is open to first-time homebuyers and offers great savings courtesy of its Credit Linked Subsidy Scheme (CLSS).

  • Home Loan Balance Transfer

    A balance transfer helps you refinance an existing home loan at a lower rate of interest. Since Bajaj Finserv offers you a cost-effective housing loan interest rate, you can make repayment affordable by opting for a balance transfer. With minimal documentation and speedy processing, you can enjoy this facility quickly. 

  • Top-up Loan

    Here you can get additional funding of up to Rs.50 lakh. This home loan top up is made available at a nominal rate of interest, sans extra documentation. You can use it as you see fit, whether it is to refurbish your interiors or pay for a wedding.

  • Part-prepayment and Foreclosure Facility

    Bajaj Finserv helps you make repayment more convenient by allowing you to part-prepay and foreclose your loan without paying an extra charge. This facility applies to individual borrowers who opt for floating interest rate home loans. By making use of this option you can reduce your total interest outgo significantly.

  • Flexible Tenure

    Bajaj Finserv offers you a repayment window of up to 240 months so you can repay the loan over a tenor that you’re comfortable with. The longer the tenor, the smaller your EMIs will be. However, it’s best to choose a short tenor to keep your total loan expenditure within check.

  • Minimal Documentation

    By ensuring that the documents required for a home loan are minimal, Bajaj Finserv allows you to access home financing quickly.

Home Loan Interest Rate, Fees & Charges

Bajaj Finserv offers some of the most competitive home loan interest rates in the country. A lower rate translates into smaller EMIs and lower total expenditure. You can choose to take either a fixed or a floating interest rate home loan. To understand the rate for different types of borrowers and interest rates, as well as the additional charges, take a look at the following table.


Type of interest Amount
Promotional rate of interest (for salaried borrowers) 8.80% (up to Rs.30 lakh)
Fixed rate interest for salaried borrowers 9.05% to 10.30%
Fixed rate interest for self-employed borrowers 9.35% to 11.15%
Floating rate interest for salaried and self-employed borrowers 20.90%
Type of charge Amount
Foreclosure fees for fixed rate home loans 4% + taxes
Part-prepayment fees for fixed rate home loans 2% + taxes
Processing fees Up to 0.80% for salaried individuals and up to 1.20% for self-employed individuals
Loan statement charges Rs.50
Interest and principal statement charges Nil
EMI bounce charge Rs.3,000 per bounce
Penal interest 2% per month + applicable taxes
Secure fee Rs.9,999 (payable once)
Mortgage origination fee Rs.1,999 (non-refundable)

Home loan eligibility Criteria

Lenders set home loan eligibility terms so as to screen applicants on the basis of their repayment capabilities. Typically, home loan eligibility criteria differ depending on whether you are salaried or self-employed and also depend on the lender you pick. The eligibility terms set by Bajaj Finserv are simple, as follows.

Eligibility Criteria Requirement
Citizenship for salaried and self-employed applicants Indian
Age Salaried: 23 to 62 years
Self-employed: 25 to 70 years
Work experience Salaried: Minimum 3 years
Self-employed: Minimum 5 years
Minimum salary Rs.25,000

Calculate home loan EMI

A home loan calculator is an online tool that you can use to determine your EMIs, so that you can plan for repayment beforehand. On entering the principal, tenor and housing loan interest rate, the calculator tells you your EMI as well as your total interest outgo. For instance, if you take a loan of Rs.60 lakh for 200 months at an interest rate of 10%, your EMIs will amount to Rs.61,742 and your total interest payment will be Rs.63,48,638.

Documents Required for Home Loan

When applying for a home loan, remember to keep basic documents handy as these are required to prove your eligibility. Moreover, submitting documentation quickly will ensure that there are no delays in loan processing.

Here’s a basic home loan documents that you must submit when you apply for a Bajaj Finserv Home Loan.



  • KYC documents
  • Proof of address and identity
  • Photograph
  • Form 16 (or latest salary slips)
  • Bank account statements of the last 6 months
  • Proof of business continuity for a minimum of 5 years (if you are self-employed)

How to Apply for a Home Loan

Below is the procedure to apply for a home loan online.

  • Access the home loan application form online
  • Enter in your personal, financial and employment details
  • Use the home loan eligibility calculator and EMI calculator to determine loan parameters
  • Provide property details
  • Pay an online secure fee to book an available offer
  • Wait for a relationship manager to contact you after which you can scan and upload your documents for verification

To apply offline, send an SMS containing ‘HLCI’ to 9773633633. A Bajaj Finserv representative will communicate your pre-approved offer to you. Optionally, visit your nearest Bajaj Finserv branch to apply in person.

Now that you know what makes Bajaj Finserv’s Home Loan in Jaipur outstanding, avail the funding you need to buy the home you’ve always dreamt of. To hasten access to home loan financing, check your pre-approved loan offer before applying. Doing so gives you instant approval through a tailored deal.



Contact Us

New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.

1. For new customers


    we have a calling line set up at 1800-103-3535.


    You can also visit any of our branches. Click here to find out the address of your nearest branch.


    just SMS "HOME" to 9773633633 and our representative shall get back to you.

2. For existing customers,

Branch Address
Bajaj Finserv
5th Floor, Mangalams Ambition Tower, D-46-B, Malan Ka Chauraha,
Agrasen Circle, Subhash Marg, C Scheme,
Jaipur, Rajasthan
Phone: 1800 209 4151

How To Apply

You can apply for a Home Loan from Bajaj Finserv using one of the two modes mentioned below:

  • 1


    To apply for a Home Loan in Jaipur online, fill this online application form, and use our eligibility calculator to evaluate your loan offer

  • 2


    You can call us on 1-800-209-4151 and our representative will get in touch with you

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