Linux is a free, open-source operating system that Linus Torvalds created in 1991. It lets users view and change its source code, which led to many versions, known as distributions, such as Ubuntu, Fedora, and Linux Mint. Linux runs on everything from tiny computers to large servers. Many internet servers rely on it because it stays stable and secure, rarely crashing or slowing down over time.
Get a pre-approved card loan offer of up to Rs. 3 lakh
Enter mobile and OTP | Check offer | No branch visit needed
In summary
Linux is a free, open-source operating system that gives you full control over your device, while Windows is a paid, proprietary system built for ease of use and wide software support.
Here is a quick look at the key differences:
- Linux is free to download, while Windows 11 Home typically costs upward of Rs. 8,000.
- Linux is lightweight and runs well on older hardware, while Windows needs more powerful hardware to stay smooth.
- Linux offers deep customisation, while Windows keeps changes limited to basic settings.
- Windows supports the widest range of commercial software and games, while Linux favours free, open-source tools.
You can buy a new laptop or PC for either operating system using the Bajaj Finance Insta EMI Card and repay across 3 to 60 months. Check your Insta EMI Card eligibility online before you shop.
What is Linux?
What is Windows?
Windows is an operating system that Microsoft first released in 1985, and it has since evolved through many versions, including Windows 10 and Windows 11. Unlike Linux, Windows is a paid product with closed source code that only Microsoft can modify. Most personal computers come with Windows pre-installed, and its familiar interface makes it easy for beginners to use.
What can I use Linux for?
Linux serves as the backbone for high-performance computing and secure web infrastructure worldwide. You can use it to manage servers, develop software, and extend the life of older hardware. Here are its most common uses:
- Server and web hosting: Most of the internet runs on Linux because it handles high traffic volumes without crashing or slowing down.
- Software development: Programmers favour Linux since it supports almost every coding language and allows deep customisation of the development environment.
- Cybersecurity and privacy: Specialised distributions support penetration testing and help keep personal data private, without constant background data collection.
- Academic and scientific research: Researchers use Linux for complex simulations and data analysis, since it supports powerful open-source tools and manages system resources efficiently.
What can I use Windows for?
Windows remains the leading choice for personal computing, corporate offices, and high-end gaming, with seamless compatibility across a vast range of commercial software. Here are its most common uses:
- Corporate office productivity: Most businesses rely on Windows to run applications such as Microsoft Excel and Outlook, ensuring file compatibility across the professional network.
- High-end gaming: Windows offers the largest library of video games, with native support for the latest graphics drivers and technologies such as DirectX 12 and ray tracing.
- Creative professional work: Industry-standard software for video editing, graphic design, and 3D modelling often receives its most stable updates on Windows first.
- General home use: An intuitive interface makes web browsing, media consumption, and basic document editing simple for every family member.
What are the key differences between Linux and Windows?
The difference between Linux and Windows extends across development model, cost, performance, and security. The table below sets these differences apart.
| Feature | Linux | Windows |
| Development model | Open-source; complete access to source code | Proprietary; code restricted to Microsoft |
| Cost | Free for most distributions | Paid, typically upward of Rs. 8,000 for Windows 11 Home |
| Performance | Lightweight; runs well on older hardware | Resource-intensive; may slow down over time |
| Security | Fewer malware threats; strong permissions | Frequently targeted; often needs extra protection |
| Customisation | Highly customisable in all aspects | Limited to basic settings |
| Software compatibility | Strong for free software; limited gaming | Extensive commercial software and gaming |
Open-source versus proprietary models
- Linux: Linux gives you complete access to its source code, so anyone can study, change, and share it freely, creating a community-driven development process.
- Windows: Windows keeps its code private, and only Microsoft can view or modify it, so you must accept the system as provided.
Cost and licensing
- Linux: Linux costs nothing to download and install, and most distributions remain completely free, so you can install it on as many computers as you want without paying fees.
- Windows: Windows requires a purchase, with a single Windows 11 Home licence typically costing upward of Rs. 8,000. Each computer needs its own licence, which adds to the expense for multiple systems.
Performance and speed
- Linux: Linux runs efficiently even on older computers, using fewer system resources and maintaining speed over time. This is why Linux remains popular for extending the life of aging computers.
- Windows: Windows requires more powerful hardware for smooth operation and tends to slow down gradually as you install more programs.
Security features
- Linux: Linux faces fewer viruses and malware threats, and its permission system prevents unauthorised changes to core files.
- Windows: Windows faces more attacks due to its popularity, and while Microsoft releases regular security patches, you often need additional antivirus software for full protection.
Customisation options
- Linux: Linux allows complete system customisation, letting you change almost everything, from desktop appearance to how programs run.
- Windows: Windows limits customisation to basic settings, such as wallpaper and colours, and deeper changes require third-party tools that may affect system stability.
Software compatibility
- Linux: Linux supports thousands of free applications but has fewer commercial options, and some Windows programs run through compatibility layers with limited success.
- Windows: Windows offers the largest software library of any operating system, and almost all commercial programs and games target it first.
Show more
Show less
What are the advantages and disadvantages of Linux?
Linux offers strong benefits for cost-conscious and security-focused users, though it comes with a steeper learning curve for beginners. Here is a quick breakdown:
Advantages:
- It is completely free to download and use, saving you thousands of rupees.
- It remains highly secure against viruses and rarely needs antivirus software.
- It works well on older computers, letting decade-old machines run smoothly.
- Updates rarely force restarts, happening in the background without interrupting your work.
Disadvantages:
- New users face a steeper learning curve, since commands can seem complicated.
- It offers less support for popular games compared to other systems.
- Finding solutions for technical problems often requires searching through documentation.
What are the advantages and disadvantages of Windows?
Windows offers strong benefits for beginners and mainstream software users, though it comes with a higher cost and resource demand. Here is a quick breakdown:
Advantages:
- The user-friendly interface feels familiar even to first-time computer users.
- It offers excellent compatibility with almost all software, hardware, and drivers.
- You can find a strong support system through official channels and online resources.
- It remains the standard in most workplaces, making work files easy to share.
Disadvantages:
- The initial cost is higher, and you may face additional subscription fees for some services.
- It is more vulnerable to malware, making additional security software necessary.
- It uses more system resources and requires powerful hardware for smooth performance.
Also read: Advantages and disadvantages of computers
What is the price of laptops that run Linux or Windows?
Most new laptops ship with Windows pre-installed, and prices vary by processor, RAM, and storage. Here is a sample price list across common configurations.
| Model | Configuration | Price |
| Lenovo LOQ 15ARP9 | Ryzen 5, 12 GB RAM, 512GB SSD, Windows 11 | Rs. 69,990 onwards |
| Lenovo IdeaPad Slim 5 13ARP10 | Ryzen 7, 16 GB RAM, 512GB SSD, Windows 11 | Rs. 78,990 onwards |
| Dell 15 G15-5530 | Core i5, 16 GB RAM, 1TB SSD, Windows 11 | Rs. 95,990 onwards |
Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.
Laptops built specifically for Linux are less common, but brands such as Dell, HP, and Lenovo offer select models with Ubuntu pre-installed, usually priced close to their Windows equivalents since the hardware is the same. You can also install Linux on most existing Windows laptops yourself, at no extra software cost, since Linux does not carry a licence fee.
You can use the Bajaj Finance Insta EMI Card to split the cost of any of these laptops into Easy EMIs, regardless of which operating system you choose.
Which one should I choose: Linux or Windows?
The difference between Linux and Windows matters most when you match it to your specific needs. Both systems can power a new laptop or PC bought using the Bajaj Finance Insta EMI Card.
- Choose Linux if you value freedom, security, and want to avoid software costs. It works especially well for programming and web browsing.
- Choose Windows if you need mainstream software compatibility and prefer a simple learning curve. It excels for gaming, creative work, and business applications.
- Either way, apply for the Bajaj Finance Insta EMI Card and choose a repayment tenure across 3 to 60 months to bring your new laptop or PC home without paying the full amount upfront.
Get the best offers near you
What are my financing options to buy a laptop or PC in India?
The Bajaj Finance Insta EMI Card gives you a straightforward way to buy a new laptop or desktop without paying the full amount upfront. Here is what the card offers:
- A card loan offer of up to Rs. 3 lakh, so you can plan for the system and specifications you want.
- Easy EMIs across a flexible tenure of 3 to 60 months, letting you choose a plan that suits your monthly budget.
- Acceptance at 1.5 lakh partner stores across 4,000 cities, including Croma, Reliance Digital, and Vijay Sales, as well as online at Amazon and Flipkart.
- Zero down payment on select products and during festive season offers, reducing the amount you pay at checkout.
What is a Bajaj Finance Insta EMI Card?
The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy laptops, desktops, and other electronics, and repay the amount in Easy EMIs. It works at 1.5 lakh partner stores and online platforms, and you can activate it without submitting physical documents.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred operating system or device easily and affordably.
How do I apply for a Bajaj Finance Insta EMI Card?
Applying for the Bajaj Finance Insta EMI Card is a quick, fully online process that takes only a few minutes. Follow these steps to get started:
- Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page.
- Enter the OTP and submit.
- Enter your full name and click on 'Yes, Auto-Fetch Details'.
- Verify your pre-filled personal details and click on 'CONTINUE'.
- Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
- Review your wallet setup details and verify the OTP.
- Complete your identity verification by confirming your current residential address.
- Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes).
- After successful payment, view your card details on the Bajaj Finance app.
Note: The online process may differ slightly based on whether you are a new customer or have an existing relationship with us.
Also read: How to apply for the Insta EMI Card
How do I use the Insta EMI Card?
At a partner store
Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores, such as Croma, Vijay Sales, or Reliance Digital, is quick and straightforward. Follow these steps:
- Select the laptop or desktop you want to buy.
- Tell the store executive you want to pay using the Bajaj Finance Insta EMI Card.
- Share your registered mobile number and card details with the executive.
- Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
- Authenticate the transaction using the OTP sent to your registered mobile number.
- Your purchase is approved instantly, so you can take your new system home the same day.
For online purchases
You can also use the Bajaj Finance Insta EMI Card to shop on partner platforms including Amazon and Flipkart. Follow these steps:
- Browse for laptops or desktops and add your preferred model to the cart.
- At checkout, select the Bajaj Finance Insta EMI Card as your payment option.
- Enter your card details and registered mobile number.
- Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
- Confirm the transaction using the OTP sent to your registered mobile number.
- Your order is confirmed, and your Easy EMIs begin from the next billing cycle.
You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.
Benefits of using the Insta EMI Card
The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
What is the eligibility criteria for the Insta EMI Card?
Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.
- Nationality: Indian Citizen.
- Age: 21 years to 65 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
- Form 60: In case of non-availability of PAN, Form 60 is required.
Also read: Eligibility criteria for the Insta EMI Card
Explore more:
| EMI full form | BNPL | POS full form |
List of the biggest upcoming sales:
Explore electronics on EMI
More articles
Frequently asked questions
Linux vs Windows
Insta EMI Card
Which operating system is better, Linux or Windows?
Neither system is universally better, since the right choice depends on your needs. Linux suits users who want a free, secure, and highly customisable system, especially for programming. Windows suits users who need mainstream software compatibility, gaming support, and an easy learning curve. Before you buy a new system, check your Insta EMI Card eligibility online to know your card loan offer in advance.
Can I run Windows software on Linux?
Some Windows programs run on Linux through compatibility layers, such as Wine, but results vary and not all software works smoothly. For guaranteed compatibility with commercial software and games, Windows remains the more reliable choice. Many users choose to dual-boot both systems for the best of each.
Is Linux safer than Windows?
Linux generally faces fewer viruses and malware threats, partly due to its strong permission system and smaller target base for attackers. Windows faces more frequent attacks because of its popularity, so you often need additional antivirus software. Both systems benefit from regular updates and safe browsing habits.
Should I check my Insta EMI Card eligibility before buying a new laptop?
Yes, checking your eligibility first helps you understand your card loan offer before you shop for a Linux or Windows system. You only need your mobile number and OTP to check. This way, you know your budget in advance and can check your Insta EMI Card eligibility online within minutes.
Can I buy a laptop or PC on EMI using the Bajaj Finance Insta EMI Card?
Yes, you can use the Bajaj Finance Insta EMI Card to buy a laptop or desktop at partner stores, such as Croma and Reliance Digital, or online through Amazon and Flipkart. You choose a repayment tenure across 3 to 60 months and pay in Easy EMIs that suit your monthly budget.
What documents do I need to apply for the Insta EMI Card?
You need your PAN card and Aadhaar card for KYC verification, along with your registered mobile number, to apply for the Bajaj Finance Insta EMI Card. The entire process is completed online, so you do not need to submit any physical documents. Approval and activation usually happen within minutes.
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Disclaimer
1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.
2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.