Bajaj Finserv in your city
Kerala, often called "God's Own Country," is a southern state in India known for its rich cultural heritage, scenic landscapes, and a thriving economy. Agriculture plays a significant role in the state's economy, with Kerala producing 97% of India's black pepper and 85% of its natural rubber. Other key agricultural products include coconut, tea, coffee, cashew, and various spices.
The state's economy is also bolstered by industries such as tourism, manufacturing, and information technology. Cities like Kochi, Thiruvananthapuram, Thrissur, Kottayam, and Kozhikode are hubs for trade, commerce, and innovation, offering ample opportunities for businesses to thrive.
With such a thriving business environment, many entrepreneurs and self-employed professionals are choosing Kerala to start or expand their ventures. However, starting or expanding ventures often require substantial capital for hiring staff, improving infrastructure, and managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Kerala to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Kerala. The entire process is online, no branch visit required:
Check your offer in Kerala with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Up to Rs. 80 lakh loan
With the right eligibility, qualify for funds up to Rs. 80 lakh to manage business expenses.
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Flexible tenor
Choose a tenor up to 96 months and facilitate smooth repayment.
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Minimal documentation
You have to present only a few vital documents to get approval for this loan.
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Flexi loan facility
Our Flexi loan facility allows you to reduce the EMI burden by up to 45%*.
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Manage loan online
Visit our customer portal - Experia, and monitor your loan account online 24/7.
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Zero hidden charges
Avoid paying any hidden charges on the business loan from us.
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Get money within 48 hours*
We take only 48 hours* to approve and credit the loan amount to your bank account.
Kerala, known as the “Spice Garden of India,” is famous for its lush greenery, rich culture, and high production of spices like black pepper, cardamom, and cloves. With a literacy rate of 96.2%, the highest in India, the state also takes pride in its well-educated workforce and strong social infrastructure. From tourism and agriculture to IT and small-scale industries, the business opportunities in Kerala are vast.
If you're looking to grow or support your business, consider applying for a business loan in Kerala from Bajaj Finserv. Whether you're based in Kochi, Kozhikode, Thiruvananthapuram or anywhere across the state, you can access easy funding to manage business expenses. Get 100% online approval for your business loan in Kerala. No branch visit needed to check your eligibility.
Documentation and eligibility criteria
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CIBIL score
Check your CIBIL Score for FREE685 and more
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Citizenship
Residents of India
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Business experience
Minimum 3 years
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Age
18 to 80*
(*Age should be 80 at the time of Loan Maturity)
Besides fulfilling the eligibility parameters, submit documents like GST registration certificate, proof of annual turnover (audited by CA) and the like. For the complete list of documents needed, click here.
Interest rates and charges
Bajaj Finserv Business Loan interest rates are reasonable, thus making the repayments easy. Check out the nominal charges associated with this credit. For the complete list of charges, click here.
Frequently asked questions
Bajaj Finserv Flexi Loan comes with a pre-sanctioned credit limit. You can withdraw your required funds as many times as you want. You have to pay interest only on the funds utilised.
Yes, partnership firms can apply for a Bajaj Finserv Business Loan by meeting specific eligibility criteria. Check your business loan eligibility and apply for a loan now.
We offer this loan to businesses with a vintage of minimum 3 years.
