Bajaj Finserv in your city
God's own country, Kerala, is a southern state in India. Agriculture is the primary source of income for its residents. Natural rubber and pepper are produced in large numbers here.
Seek a business loan in Kerala from Bajaj Finserv and easily mitigate any business-related expenses in cities like Thrissur, Kozhikode, Kochi, Thiruvananthapuram and Kottayam. We currently have 9 branches in this state.
Features and benefits
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Up to Rs. 45 lakh loan
With the right eligibility, qualify for funds up to Rs. 45 lakh to manage business expenses.
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Pre-approved offers
Enter your name and contact number to check your pre-approved offer online.
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Flexible tenor
Choose a tenor up to 84 months and facilitate smooth repayment.
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Minimal documentation
You have to present only a few vital documents to get approval for this loan.
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Flexi loan facility
Our Flexi loan facility allows you to reduce the EMI burden by up to 45%*.
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Manage loan online
Visit our customer portal - Experia, and monitor your loan account online 24/7.
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Zero hidden charges
Avoid paying any hidden charges on the business loan from us.
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Get money within 24 hours*
We take only 24 hours* to approve and credit the loan amount to your bank account.
Kerala is a state with beautiful tourist spots and is also called the “Spice Garden of India” due to its abundant spices production. This state has the highest literacy rate of 96.2% in India. The scope for business activities is immense in Kerala.
Get a business loan in Kerala and help grow your business with adequate funds. Meet the eligibility pointers and avail additional funds to utilise for your business.
Apply online or walk into your nearest branch to opt for this advance.
*Conditions apply
Documentation and eligibility criteria
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CIBIL score Check your CIBIL Score for FREE
685 and more
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Citizenship
Residents of India
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Business experience
Minimum 3 years
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Age
24 to 70 years*
*Age should be 70 years at loan maturity
Besides fulfilling the eligibility parameters, submit documents like GST registration certificate, proof of annual turnover (audited by CA) and the like. For the complete list of documents needed, click here.
Interest rates and charges
Bajaj Finserv Business Loan interest rates are reasonable and help to make repayments more easily. Check out the nominal charges associated with this credit. For the complete list of charges, click here.
Frequently asked questions
Bajaj Finserv Flexi Loan comes with a pre-sanctioned credit limit. You can withdraw your required funds as many times as you want. You have to pay interest only on the funds utilised.
Yes, partnership firms can apply for a Bajaj Finserv Business Loan by meeting specific eligibility criteria.
We offer this loan to businesses with a vintage of minimum 3 years.
