Bajaj Finserv in your city

God's own country, Kerala, is a southern state in India. Agriculture is the primary source of income for its residents. Natural rubber and pepper are produced in large numbers here.

Seek a business loan in Kerala from Bajaj Finserv and easily mitigate any business-related expenses in cities like Thrissur, Kozhikode, Kochi, Thiruvananthapuram and Kottayam. We currently have 9 branches in this state.

Features and benefits

  • Up to %$$BOL-Loan-Amount$$% loan

    Up to Rs. 45 lakh loan

    With the right eligibility, qualify for funds up to Rs. 45 lakh to manage business expenses.

  • Pre-approved offers

    Pre-approved offers

    Enter your name and contact number to check your pre-approved offer online.

  • Flexible tenor

    Flexible tenor

    Choose a tenor up to 84 months and facilitate smooth repayment.

  • Minimal documentation

    Minimal documentation

    You have to present only a few vital documents to get approval for this loan.

  • Flexi loan facility

    Flexi loan facility

    Our Flexi loan facility allows you to reduce the EMI burden by up to 45%*.

  • Manage loan online

    Manage loan online

    Visit our customer portal - Experia, and monitor your loan account online 24/7.

  • Zero hidden charges

    Zero hidden charges

    Avoid paying any hidden charges on the business loan from us.

  • Get money within %$$BOL-Approval$$%*

    Get money within 24 hours*

    We take only 24 hours* to approve and credit the loan amount to your bank account.

Kerala is a state with beautiful tourist spots and is also called the “Spice Garden of India” due to its abundant spices production. This state has the highest literacy rate of 96.2% in India. The scope for business activities is immense in Kerala.

Get a business loan in Kerala and help grow your business with adequate funds. Meet the eligibility pointers and avail additional funds to utilise for your business.

Apply online or walk into your nearest branch to opt for this advance.

*Conditions apply

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Documentation and eligibility criteria

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and more

  • Citizenship

    Citizenship

    Residents of India

  • Business experience

    Business experience

    Minimum 3 years

  • Age

    Age

    24 to 70 years*
    *Age should be 70 years at loan maturity

Besides fulfilling the eligibility parameters, submit documents like GST registration certificate, proof of annual turnover (audited by CA) and the like. For the complete list of documents needed, click here.

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Interest rates and charges

Bajaj Finserv Business Loan interest rates are reasonable and help to make repayments more easily. Check out the nominal charges associated with this credit. For the complete list of charges, click here.

Frequently asked questions

What is Bajaj Finserv Flexi loan?

Bajaj Finserv Flexi Loan comes with a pre-sanctioned credit limit. You can withdraw your required funds as many times as you want. You have to pay interest only on the funds utilised.

Can partnership firms apply for Bajaj Finserv Business Loan?

Yes, partnership firms can apply for a Bajaj Finserv Business Loan by meeting specific eligibility criteria.

Can I begin a start-up with a business loan from Bajaj Finserv?

We offer this loan to businesses with a vintage of minimum 3 years.

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