When selecting a washing machine, the debate between front-load and top-load machines often arises. Both have their merits, but understanding their differences helps you make an informed decision. With washing machines being significant investments, financial planning is crucial. This is where tools like the Bajaj Finserv Insta EMI Card step in to ease the financial burden. By offering easy instalment options, it bridges the gap between aspiration and affordability, ensuring you do not compromise on quality.
Advantages of solar energy
Front-load washing machines are known for their advanced features and efficient performance. The table below highlights the key advantages of front-load washing machines over top-load:
| Advantage | Description |
| Water efficiency | Front-load machines use less water, making them an environmentally friendly option. |
| Energy savings | These machines consume less electricity, lowering utility bills in the long run. |
| Better cleaning performance | Front-load machines provide superior stain removal and gentle fabric care. |
| Larger load capacity | They can handle more laundry in a single cycle, saving time and effort. |
| Space-saving design | Front-load machines can be stacked with dryers, optimising space in smaller homes. |
| Advanced washing programmes | These machines offer multiple wash settings, catering to different fabric types and soil levels. |
| High spin speed | The higher spin speed reduces drying time, making them more efficient. |
Disadvantages of front-load washing machine over top-load
Despite their advantages, front-load washing machines have certain drawbacks as the table below lists:
| Disadvantage | Description |
| Higher upfront cost | Front-load machines are generally more expensive than top-load machines. |
| Longer wash cycles | They typically take more time to complete a wash cycle. |
| Maintenance requirements | The door seal may require regular cleaning to prevent mould growth. |
| Heavier and less portable | Their weight makes them less convenient to move compared to top-load machines. |
| Not ideal for quick washes | Front-load machines may not perform as efficiently in quick wash modes. |
| Bending required for loading/unloading | Users may find the need to bend down inconvenient, especially without a pedestal. |
| Repair costs | Repairs and parts for front-load machines can be costlier than those for top-load machines. |
List of available front-load washing machines on EMI
Here are some of the top-rated, best-selling front-load washing machines available on
EMI:
| Brand | Details | Price (Rs.) | Monthly EMI starting from (Rs.) |
| LG FHM1207SDW | 7 Kg, 5 Star, Direct Drive Technology, 1200 RPM, Steam Wash, 6 motion DD, Smart Diagnosis, Fully Automatic, Allergy Care, Inverter, Child Lock, Hygiene Steam, Tub Clean, Inbuilt Heater, Touch Panel | 27,990 | 2,333 |
| Samsung WW70T502NAN | 7 kg, 5 Star, 1200 RPM, AI Control, Wi-Fi, Hygiene Steam with Inbuilt Heater, Digital Inverter, Fully-Automatic, Child Lock, Quick Wash, Diamond Drum | 29,990 | 1,666 |
| Bosch WAJ28262IN | 8 kg, 5 Star, 1400 RPM, Fully-Automatic, Eco silence drive, Active water, Anti-vibration, Anti-wrinkle feature, anti-bacteria programme, LED display, touch control buttons, AllergyPlus | 33,990 | 2,833 |
| IFB EXECUTIVE PLUS VX ID | 8.5 kg, 5 Star, 1400 RPM, Fully-Automatic, In-Built Heater, 4D Wash technology, Auto Tub Clean, Drum Lamp | 42,290 | 7,048 |
| Panasonic NA-148MF1L01 | 8.0 kg, 5 Star, 1400 RPM, Fully-Automatic, Inverter, Pause N Add, Gentle Hand wash, Active Foam system, Wi-Fi | 41,490 | 3,458 |
How to buy a washing machine using Insta EMI Card
The Bajaj Finserv Insta EMI Card simplifies the process of purchasing a washing machine. Follow these steps to shop on e-commerce platforms or partner stores:
- Search for your washing machine: Visit an e-commerce platform or Bajaj Finserv partner store and browse through the selection of washing machines.
- Add to cart: Once you find the right model, add it to your shopping cart online. If shopping offline, head to the billing counter.
- Select Insta EMI option at checkout: Choose the Bajaj Finserv Insta EMI Card as your payment method during checkout.
- Pick your EMI tenure: Select a repayment tenure that aligns with your financial plan, ranging from 1 to 60 months.
- Confirm and complete purchase: Finalise your order with an OTP. Your washing machine will be converted into Easy EMIs.
Features and benefits of the Insta EMI Card
The Bajaj Finserv Insta EMI Card offers a range of benefits:
- Pre-qualified loan offer amount of up to Rs. 3 lakh: Enables you to purchase high-value items without financial strain.
- Low-cost EMIs: Enjoy minimal interest charges, making repayments manageable.
- Zero foreclosure charges: Close your loan early without any penalties.
- Flexible repayment period: Choose a repayment tenure between 1 and 60 months, depending on your budget.
- Wide acceptance: Accepted on leading online platforms like Flipkart, Bajaj Mall, and Amazon. Also accepted offline in 1.5 lakh partner stores in over 4,000 cities nationwide.
- Special offers: Avail zero down payment offers on select products during festive seasons.
- Simple application process: Hassle-free online and offline application ensures convenience.
How to apply for the Insta EMI Card
Applying for the Bajaj Finserv Insta EMI Card is straightforward and can be done both online and offline.
Eligibility requirements
- Indian citizen aged between 21 and 65 years.
- Regular income source.
- Good credit score per Bajaj Finserv risk policies.
- Required documents: PAN card, Aadhaar card, address proof, and bank details for e-mandate registration.
Application process
Online:- Visit the official Bajaj Finserv website.
- Enter your mobile number and authenticate via OTP.
- Fill in the application form to check your credit limit.
- Complete KYC verification using Aadhaar or DigiLocker.
- Pay the one-time joining fee of Rs. 530.
- Activate your card for use and set up the e-mandate.
Offline: Visit a Bajaj Finserv partner store, provide the necessary documents, and pay the joining fee to have your card issued.
Front-load washing machines offer numerous advantages over top-load models, making them an excellent choice for households seeking efficiency and innovation. While their initial cost may seem higher, tools like the Bajaj Finserv Insta EMI Card ensure affordability with convenient repayment options.
Preserve your financial health while enjoying the best features modern appliances offer. Apply for your
Bajaj Finserv Insta EMI Card today and start your journey towards smarter, stress-free shopping now!.
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