AC on EMI - Latest Offers, Deals, and Discounts - 2025

Looking to beat the heat without burning a hole in your pocket? This Diwali, make comfort a priority while keeping your finances in check – all thanks to flexible EMIs and festive offers designed just for you.
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AC Offers & Deals
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3 min
11 August 2025

Purchasing an air conditioner doesn’t have to strain your finances. With AC on EMI, you can easily upgrade your cooling system without paying the full amount upfront. Instead, enjoy the flexibility of monthly payments that fit your budget.

This festive season, take advantage of special Diwali AC offers on EMI and choose from top AC brands like LG, Voltas, Samsung, and more. Whether you shop online or in-store, EMI options make high-quality air conditioners more accessible than ever.

Overview of AC on EMI

Purchasing an air conditioner is now easier than ever, thanks to AC on EMI options available through Bajaj Finserv. Whether you are shopping for the latest inverter AC or a high-capacity model, AC offers on EMI let you enjoy premium cooling without upfront financial stress.

With Diwali AC offers on EMI, you can take home your preferred brand at a lower cost, enjoy Easy EMI, and flexible tenures—making it a budget-friendly choice for every household. Bajaj Finserv EMI Network ensures a quick and paperless process, so you can shop online or offline with ease and convenience.

Best AC brands offers & deals 2024

Top brands like LG, Samsung, and Whirlpool are offering exceptional deals for 2024. LG provides up to 30% off on select models, with additional discounts on higher-end units. Samsung's offer includes flat ₹10,000 off on premium models and no-cost EMI options. Whirlpool's promotions feature significant cashback offers, making their ACs more affordable. These deals are perfect for upgrading to a more efficient and advanced cooling system while saving money.

Brand Offers
Samsung Enjoy a substantial 20% reduction on your purchase, making it an excellent opportunity to save on high-quality products without compromising on value.
Hitachi Avail a 15% discount, offering you significant savings on your favourite items, ensuring you get more for less.
Voltas & etc. Benefit from a generous 21% discount, allowing you to enjoy premium products at a fraction of the original price.
Insta EMI Card
Insta EMI Card

How to use an Insta EMI Card For buying AC?

Using the Bajaj Finserv Insta EMI Card for buying an AC is simple and convenient. First, choose your desired air conditioner from any partner retailer. At checkout, select the EMI option and present your Insta EMI Card. The card allows you to split the total amount into easy monthly instalments. The process is quick, with minimal paperwork, and you can enjoy your new AC without paying the full amount upfront.

Benefits of using the Insta EMI Card for AC deals

The Bajaj Finserv Insta EMI Card offers several benefits for AC purchases. It enables easy conversion of your total bill into manageable monthly instalments, making budgeting simpler. With minimal paperwork and a quick approval process, you can enjoy your new air conditioner without financial strain. Additionally, the card often comes with no-cost EMI options, allowing you to avoid extra interest charges.

Eligibility criteria for the Insta EMI Card

To qualify for the Bajaj Finserv Insta EMI Card, you need to meet certain eligibility criteria. Applicants must be Indian citizens aged 21 years or older. You should have a regular income source, with a minimum monthly salary as specified by Bajaj Finserv. A good credit score and financial stability are essential for approval. Additionally, you must have a valid identity proof and address proof to complete the application process.

How to apply for an Insta EMI Card?

Applying for the Bajaj Finserv Insta EMI Card is straightforward. Visit the Bajaj Finserv website or a nearby store that offers the card. Complete the online application form with your personal and financial details. Submit the required documents, including identity and address proof. After verification, you'll receive your Insta EMI Card, which you can use for purchasing an AC and enjoying flexible payment options.

Frequently asked questions

What types of AC offers and deals are available using Insta EMI Card?
Using the Bajaj Finserv Insta EMI Card, you can access a range of AC offers including discounts, no-cost EMI options, and flexible repayment plans. This card makes it easier to spread the cost of your air conditioner over several months without additional financial strain.

Can I get a price match guarantee with AC deals and AC offers?
Price match guarantees vary by retailer and brand. Some retailers may offer to match or beat competitors’ prices on AC deals and offers. It’s best to check with the specific store or online platform to confirm if they provide a price match guarantee for air conditioners.

Are AC offers valid until stocks last or for a limited period?
AC offers are generally available for a limited period or until stocks last. Promotions often have specific start and end dates, so it’s advisable to check the details and act quickly to take advantage of the best deals before they expire.

Are there any seasonal AC deals and AC offers?
Yes, seasonal AC deals and offers are common, especially during peak summer months or festive seasons. Retailers and brands frequently provide special discounts and promotions during these times to attract customers and make air conditioners more affordable.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

Explore and apply for co-branded credit cards online.

Invest in fixed deposits and mutual funds on the app.

Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.

Shop from over 100+ brand partners that offer a diverse range of products and services.

Use specialised tools like EMI calculators, SIP Calculators

Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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