In summary
You can buy an air conditioner on EMIs from brands such as LG, Samsung, Voltas, and Whirlpool, without paying the full amount upfront. Use the Bajaj Finance Insta EMI Card to spread the cost across Easy EMIs.
Here is what you should know before you buy:
- AC brands regularly offer seasonal discounts, cashback, and bundled offers throughout the year
- A card loan offer of up to Rs. 3 lakh lets you buy your AC and other appliances on Easy EMIs
- Repayment tenures across 3 to 60 months to match your monthly budget
- A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards
Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your preferred AC the same day.
What should I know about buying an AC on EMIs?
Purchasing an air conditioner does not have to strain your finances. With AC on EMIs, you can upgrade your cooling system without paying the full amount upfront. Instead, you can enjoy the flexibility of monthly payments that fit your budget.
Throughout the year, you can take advantage of seasonal AC offers on EMI and choose from top brands such as LG, Voltas, and Samsung. Whether you shop online or in-store, EMI options make quality air conditioners more accessible.
Purchasing an air conditioner is now easier than ever, thanks to AC on EMI options available through Bajaj Finance. Whether you are shopping for an inverter AC or a high-capacity model, EMI offers let you enjoy premium cooling without upfront financial stress.
With seasonal AC offers on EMIs, you can bring home your preferred brand at a lower cost, enjoy Easy EMIs, and flexible tenures, making it a budget-friendly choice for every household. The Bajaj Finance Insta EMI Card ensures a quick, paperless process, so you can shop online or offline with ease.
What are the best AC brand offers and deals?
Established brands such as LG, Samsung, and Whirlpool regularly run promotional offers on their AC ranges throughout the year. The table below gives an indicative sense of the kind of discount ranges you may find, based on brand and model.
| Brand | Typical offer range |
|---|---|
| LG | Discounts of up to 30% on select models, with additional offers on higher-end units |
| Samsung | Flat discounts on premium models, alongside Easy EMI options |
| Whirlpool | Cashback offers that make their AC range more affordable |
| Voltas, Hitachi, and others | Seasonal discounts, typically ranging from 15% to 20%, depending on the model and time of year |
Disclaimer: Discounts and offers change frequently and vary by brand, model, location, and season. This table is indicative only. For current deals, check the brand's official website or visit the partner store.
What are the top-rated air conditioners available on EMI?
Choosing the right AC comes down to matching the tonnage and star rating to your room size and budget. The table below gives an illustrative sense of how EMI amounts can vary by tenure for an AC purchase.
| Repayment tenure | What it means for you |
|---|---|
| 3 months | Higher monthly amount, shortest payoff period |
| 6 months | Moderate monthly amount, balanced repayment |
| 12 months | Lower monthly amount, spread over a year |
| 24 months or more | Smallest monthly amount, longest payoff period |
Disclaimer: These figures are illustrative only. Your actual EMI depends on the AC's price and the specific tenure you select at checkout. EMIs generally start at Rs. 830 per month, depending on the product and tenure chosen.
Check your Insta EMI Card eligibility now by entering your mobile number and verifying it with an OTP.
What financing options do I have to buy an AC?
If you have shortlisted your preferred AC, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so the cost fits comfortably into your monthly budget.
- Card loan offer of up to Rs. 3 lakh to fund your AC purchase
- Repayment tenure across 3 to 60 months, so you can choose what works for you
- Accepted at 1.5 lakh partner stores across 4,000 cities in India
- Works at online partner stores including Amazon and Flipkart, alongside offline stores such as Croma, Reliance Digital, and Vijay Sales
