Home Loan

> >

What is Joint Home Loan

What is a Joint Home Loan?

A joint home loan is a home loan taken by two people. Home loan generally involve borrowing a lot of money, which requires you to have a sizeable income. Joint home loans are useful in such cases as the liability of the loan will be shared equally between you and your co-applicant. There are higher chances of loan approval, and you can avail the tax benefits on a joint home loan than on an individual home loan.

Joint Home Loan Eligibility:
• You can take a joint home loan with your:
c. Son, if he is the primary owner in case of multiple heirs
d.Daughter, if she is unmarried and the primary owner
• You must be an Indian resident.
• You must be between 25 and 62 years of age.
• The minimum loan amount is Rs 30 lakh and the maximum is Rs 15 crore.

Fill out our online home loan application form and get easy approval, and we shall take care of the rest. For the offline loan application, you can simply visit any of our branch, call or SMS to know more.

Home Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

People Also Considered

Home Loan eligibility calculator

Determine your Home Loan eligibility and accordingly plan the application amount


Homes and Loans

Find your dream home from
18000 + properties

Explore More

Home Loan EMI calculator

Calculate your monthly EMI, installments and rate of interest applied on the loan amount


Home Loan Balance Transfer

Get a top-up loan without any extra documentation