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What is Joint Home Loan

What is a Joint Home Loan?

A joint home loan is a home loan taken by two people. Home loan generally involve borrowing a lot of money, which requires you to have a sizeable income. Joint home loans are useful in such cases as the liability of the loan will be shared equally between you and your co-applicant. There are higher chances of loan approval, and you can avail the tax benefits on a joint home loan than on an individual home loan.

Joint Home Loan Eligibility:
• You can take a joint home loan with your:
a.Spouse
b.Parent
c. Son, if he is the primary owner in case of multiple heirs
d.Daughter, if she is unmarried and the primary owner
• You must be an Indian resident.
• You must be between 25 and 62 years of age.
• The minimum loan amount is Rs 30 lakh and the maximum is Rs 15 crore.

Fill out our online home loan application form and get easy approval, and we shall take care of the rest. For the offline loan application, you can simply visit any of our branch, call or SMS to know more.

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