Home Loan EMI Payment

  1. Home
  2. >
  3. Home Loan
  4. >

What is Joint Home Loan

Quick apply

Just 60 seconds to apply

Enter your first and last name
Enter your 10-digit mobile number
Enter your pin code

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C

An OTP has been sent on your mobile number

Enter one-time password*

0 Seconds
Enter net monthly salary
select date of birth
Enter PAN card details
Select employer name from the list
Enter personal email address
Enter official email address
Enter current monthly obligations
Enter your monthly salary
Enter annual turnover (18-19)

Thank you

What is a Joint Home Loan?

A joint home loan is a home loan taken by two people. Home loan generally involve borrowing a lot of money, which requires you to have a sizeable income. Joint home loans are useful in such cases as the liability of the loan will be shared equally between you and your co-applicant. There are higher chances of loan approval, and you can avail the tax benefits on a joint home loan than on an individual home loan.

Joint Home Loan Eligibility:
• You can take a joint home loan with your:
c. Son, if he is the primary owner in case of multiple heirs
d.Daughter, if she is unmarried and the primary owner
• You must be an Indian resident.
• You must be between 25 and 62 years of age.
• The minimum loan amount is Rs 30 lakh and the maximum is Rs 15 crore.

Fill out our online home loan application form and get easy approval, and we shall take care of the rest. For the offline loan application, you can simply visit any of our branch, call or SMS to know more.

People Also Considered

Home Loan eligibility calculator

Determine your Home Loan eligibility and accordingly plan the application amount


Home Loan Balance Transfer

Get a top-up loan without any extra documentation


Home Loan Interest Rate

Check the current Home Loan
interest rates

Explore More

Home Loan EMI calculator

Calculate your monthly EMI, installments and rate of interest applied on the loan amount