Taking a home loan in Hyderabad? You have to first shortlist a property of your choice. Make sure that you do not just factor in the property price but also the property registration charges in Hyderabad and stamp duty rates in Hyderabad for you will have to pay these fees as well. For Corporations and Municipalities, the stamp duty is 4% of the value of the property and registration charge is 0.5% of the property value. Transfer duty is 1.5% of the value of the property. For other areas, these figures are the same in case of apartments. For sale agreement and GPA, stamp duty is 5% of the property value and there is no transfer duty. The registration charge is Rs. 20,000.
In case of sale agreement with possession, stamp duty is 4% of the value of the property and registration charge is 0.5%, subject to a maximum of Rs. 20,000 and minimum amount of Rs. 1,000. For sale agreement without possession, the figures are the same.
These are the things you should know while applying for home loan and choosing your desired property in Hyderabad. Calculate the stamp duty and property registration charges with our easy-to-use stamp duty calculator.
Also Read: Does a Home Loan Cover Stamp Duty and Registration Charges?
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