Stamp Duty and Property Registration Charges in Haryana

Stamp duty charges across the country vary between 4% and 8% of the total property value. In Haryana, stamp duty charges depend on several different factors, the most important of which are the location of the property and the gender of the owner.

In Haryana, the state government charges different stamp duties from men and women. While men are supposed to pay 7% of the total transaction value as stamp duty, women are charged stamp duty at only 5% in urban areas. In rural areas, men are supposed to pay 5% and women are required to pay 3% of the total transaction value as stamp duty.

Understanding these upfront costs is essential when planning your home purchase in Haryana. If you are considering buying property in the state, a home loan can help you manage the total cost, including stamp duty and registration fees. Check your eligibility for a home loan from Bajaj Finserv to see how much financing you qualify for. You may already be eligible, find out by entering your mobile number and OTP.

Stamp duty for different deeds in Haryana

The table below provides a quick overview of the Haryana stamp duty for procuring land registry documents in city and rural areas.

Registration charges in Haryana in 2025

In 2025, Haryana’s property registration charges remain fixed at 1% of the property’s market or agreement value, whichever is higher. A minimum registration fee of Rs. 1,000 applies to all transactions, regardless of property type or ownership category.

Here are the latest registration charges applicable in Haryana for 2025:

How to calculate stamp duty in Haryana?

In Haryana, stamp duty is calculated based on the property’s circle rate, which is the minimum value set by the government for property transactions in that area. If the declared transaction value exceeds the circle rate, stamp duty is applied to the higher amount. Conversely, if the declared value is below the circle rate, the circle rate will be used for calculation.

Example of stamp duty calculation:

• Circle rate: Rs. 6,000 per square metre
• Property size: 1,500 square metres
• Total value: Rs. 90,00,000

Stamp duty calculation:

Stamp Duty = 7% of Rs. 90,00,000 = Rs. 6,30,000

Therefore, for a property worth Rs. 90 lakh, the payable stamp duty in Haryana would amount to Rs. 6,30,000. Always ensure the declared value matches or exceeds the official circle rate to avoid penalties or reassessment during registration.

Once you know your total property cost including stamp duty, the next step is securing the right financing. A home loan from Bajaj Finserv offers loan amounts up to %$$HL-max-loan-amount$$% with competitive interest rates starting at %$$HL-SAL-ROI$$%, making your dream home more affordable. Check your loan offers to understand your borrowing capacity. You may already be eligible, find out by entering your mobile number and OTP.

How to pay stamp duty in Haryana?

Homebuyers in Haryana can pay stamp duty and registration fees either online or offline, depending on their preference.

Online payment method

• Visit the official e-GRAS Haryana website.
• Select the Haryana e-Stamping option and fill in the required details, including the names of the first and second parties and the property address.
• Choose the correct stamp paper type and select the payable amount.
• Carefully review all details and proceed to make payment online.

Offline payment method

Buyers choosing the offline mode can purchase stamp papers valued above Rs. 10,000 from the treasury office. The payable amount must be deposited into the State Bank of India under the account head ‘0030-Stamp and Registration’. Once payment is made, the stamp paper must be submitted to the sub-registrar’s office along with the property documents.

Both payment methods ensure legal validation of property transactions across Haryana.

What are some of the factors that affect stamp duty charges in Haryana?

Gender of the owner

The gender of the owner plays a key role in determining stamp duty charges in Haryana. Women pay a considerably lower stamp duty fee than men in Haryana.

Age of the property

In Haryana, like everywhere else, older properties attract lower stamp duty charges than newer properties.

Age of the owner

In India, senior citizens are required to pay lower stamp duty charges than young adults and Haryana is no exception.

Type of property

In general, commercial properties attract higher stamp duty than residential properties.

Location of property

Properties located in the centre of the city or other prime locations always attract higher stamp duty than properties located on the outskirts.

Amenities

Properties with more amenities, such as a swimming pool, basketball court, gym, pool house, etc., attract higher stamp duty than properties with basic amenities.

When budgeting for your property purchase in Haryana, factor in both the property price and associated costs like stamp duty and registration charges. If you need financial assistance to cover these expenses, Bajaj Finserv provides flexible repayment tenures up to %$$HL-Tenor$$% with hassle-free application processes. Check your eligibility to see what loan amount you qualify for. You may already be eligible, find out by entering your mobile number and OTP.

Knowing the available exemptions and concessions on stamp duty in Haryana can help reduce overall property transaction costs. The Haryana government offers several benefits to encourage property ownership among specific groups and to promote equitable housing.

• Women buyers: Female property buyers enjoy lower stamp duty rates—5% for urban properties and 3% for rural properties. This measure aims to empower women through property ownership and financial independence.
• Rural properties: For properties situated in rural areas, the stamp duty is 5% for male buyers and 3% for female buyers. This reduced rate helps lower the financial burden on rural families and promotes fair access to land ownership.

Stamp duty in Haryana is regulated under the Indian Stamp Act, 1899, and applies to various legal documents such as sale deeds, conveyance deeds, exchange deeds, partnership agreements, loan deeds, and gift deeds.

Property registration charges can go up to Rs. 50,000, depending on the property’s total value. Buyers can purchase e-stamps through the e-GRAS platform for convenience or obtain physical stamp papers for offline submission at the sub-registrar’s office.

Now that you understand stamp duty and registration charges in Haryana, you can better plan your property purchase budget. If you are ready to take the next step towards homeownership, a home loan from Bajaj Finserv can provide the financial support you need with competitive rates and quick approval within 48 hours*. Check your loan offers today. You may already be eligible, find out by entering your mobile number and OTP.

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