3 min
17-Dec-2024
Refrigerators, commonly known as fridges, have become essential appliances in every household, ensuring food preservation and storage convenience. From traditional single-door models to advanced smart refrigerators, these appliances cater to diverse needs. In India, with the availability of EMI options and financial tools like the Insta EMI Card, owning a fridge has become more affordable and accessible.
What is a refrigerator?
A refrigerator is an electrical appliance designed to preserve food by maintaining a cool temperature inside. It slows down bacterial growth, keeping perishable items fresh for longer durations. Modern refrigerators incorporate advanced technologies such as frost-free cooling, energy efficiency, and smart controls. They are indispensable for homes, offices, and commercial setups, catering to diverse storage needs with various configurations and capacities.
Overview
Refrigerators play a crucial role in food storage and preservation, offering advanced cooling technologies for extended freshness. They are available in multiple designs, including single-door, double-door, side-by-side, and bottom-freezer models, catering to diverse requirements. In India, their affordability is further enhanced by EMI options, allowing consumers to choose premium models without financial strain.
List of available refrigerators on EMI
Purchasing refrigerators on EMI is convenient and budget-friendly. The table below highlights popular models:
Advantages of online refrigerators
Buying refrigerators online provides numerous benefits, as summarised below:
How to buy a refrigerator using an Insta EMI Card?
Purchasing a refrigerator with the Insta EMI Card is a simple and seamless process. Follow these steps:
Visit an authorised retailer or online platform offering refrigerators.
Browse through available models and select the one best suited to your needs.
Opt for EMI payment at checkout and select Insta EMI Card as your payment method.
Enter your card details and choose a repayment tenure that suits your budget.
Confirm the transaction to complete the purchase.
The refrigerator will be delivered to your doorstep, and EMI payments will commence as per your plan.
Enjoy benefits like easy EMIs, quick approval, and exclusive deals.
Benefits of using the Insta EMI card for buying a refrigerator
The Insta EMI Card provides numerous advantages when purchasing a refrigerator. Below are its key benefits:
Easy EMIs: Spread the cost of your refrigerator over instalments with minimal interest.
Flexible repayment terms: Choose tenures ranging from 1 month to 60 months based on your convenience.
High spending limits: Pre-approved limits of up to Rs. 3 lakh enable big-ticket purchases.
Exclusive offers: Avail cashback, discounts, and special deals available to Insta EMI Cardholders.
Minimal paperwork: Simplified process requiring only basic documentation.
Instant approval: Quick eligibility checks ensure no delays in purchasing.
Wide acceptance: Use the card across various online and offline partner stores in India.
Transparency: No hidden charges ensure a hassle-free shopping experience.
Eligibility criteria for the Insta EMI Card
Meeting the eligibility criteria for the Insta EMI Card is essential. Below are the key requirements:
Age: Applicants must be between 21 and 65 years old.
Income proof: Submit bank statements, salary slips, or income tax returns.
Employment: Salaried or self-employed individuals with a stable income.
Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.
Credit score: Maintain a good credit score.
Existing Bajaj customers: Pre-approved customers enjoy faster approvals.
Bank account: Ensure an active Indian bank account for EMI repayments.
How to apply for an Insta EMI Card?
Applying for the Insta EMI Card is quick and straightforward. Follow these steps:
Visit the Bajaj Finance website or mobile app.
Navigate to the Insta EMI Card application page.
Fill in your personal and financial details accurately.
Upload necessary documents such as ID proof and income proof.
Submit the application for verification.
Receive approval and pay the one-time joining fee to activate your card.
Complete the e-mandate registration.
Use the card to purchase refrigerators or other appliances on EMI with ease.
Refrigerators are indispensable appliances in modern homes, ensuring convenience and food preservation. Online shopping, combined with EMI options, makes owning premium models accessible to Indian consumers. The Insta EMI Card enhances this experience by offering easy EMIs, flexible terms, and exclusive benefits. With an easy application process, upgrading your kitchen with a new refrigerator has never been easier.
What is a refrigerator?
A refrigerator is an electrical appliance designed to preserve food by maintaining a cool temperature inside. It slows down bacterial growth, keeping perishable items fresh for longer durations. Modern refrigerators incorporate advanced technologies such as frost-free cooling, energy efficiency, and smart controls. They are indispensable for homes, offices, and commercial setups, catering to diverse storage needs with various configurations and capacities.
Overview
Refrigerators play a crucial role in food storage and preservation, offering advanced cooling technologies for extended freshness. They are available in multiple designs, including single-door, double-door, side-by-side, and bottom-freezer models, catering to diverse requirements. In India, their affordability is further enhanced by EMI options, allowing consumers to choose premium models without financial strain.
List of available refrigerators on EMI
Purchasing refrigerators on EMI is convenient and budget-friendly. The table below highlights popular models:
| Model | Features | Price range (Rs.) | EMI starting from (Rs.) |
| LG 260 L Double Door | Inverter Compressor, Frost-Free, Energy Efficient | 25,000 - 30,000 | 1,200 |
| Samsung 345 L Triple Door | Convertible Freezer, Digital Inverter Technology | 45,000 - 50,000 | 2,000 |
| Whirlpool 200 L Single Door | Auto-defrost, Toughened Glass Shelves | 15,000 - 18,000 | 900 |
| Haier 320 L Bottom Freezer | 1 Hour Icing Technology, Twin Inverter | 35,000 - 40,000 | 1,500 |
| Bosch 559 L Side-by-Side | Multi-airflow, SuperCooling, Touch Control Panel | 1,00,000 - 1,20,000 | 4,000 |
Advantages of online refrigerators
Buying refrigerators online provides numerous benefits, as summarised below:
| Advantages | Description |
| Convenience | Shop from home without the need to visit physical stores. |
| Wide selection | Access a broad range of brands, models, and features online. |
| Price comparison | Easily compare prices, discounts, and offers across platforms. |
| Customer reviews | Make informed decisions by reading user feedback and ratings. |
| Easy financing | EMI options ensure affordability for premium refrigerator models. |
| Exclusive offers | Avail discounts, cashback, and other online-only deals. |
How to buy a refrigerator using an Insta EMI Card?
Purchasing a refrigerator with the Insta EMI Card is a simple and seamless process. Follow these steps:
Visit an authorised retailer or online platform offering refrigerators.
Browse through available models and select the one best suited to your needs.
Opt for EMI payment at checkout and select Insta EMI Card as your payment method.
Enter your card details and choose a repayment tenure that suits your budget.
Confirm the transaction to complete the purchase.
The refrigerator will be delivered to your doorstep, and EMI payments will commence as per your plan.
Enjoy benefits like easy EMIs, quick approval, and exclusive deals.
Benefits of using the Insta EMI card for buying a refrigerator
The Insta EMI Card provides numerous advantages when purchasing a refrigerator. Below are its key benefits:
Easy EMIs: Spread the cost of your refrigerator over instalments with minimal interest.
Flexible repayment terms: Choose tenures ranging from 1 month to 60 months based on your convenience.
High spending limits: Pre-approved limits of up to Rs. 3 lakh enable big-ticket purchases.
Exclusive offers: Avail cashback, discounts, and special deals available to Insta EMI Cardholders.
Minimal paperwork: Simplified process requiring only basic documentation.
Instant approval: Quick eligibility checks ensure no delays in purchasing.
Wide acceptance: Use the card across various online and offline partner stores in India.
Transparency: No hidden charges ensure a hassle-free shopping experience.
Eligibility criteria for the Insta EMI Card
Meeting the eligibility criteria for the Insta EMI Card is essential. Below are the key requirements:
Age: Applicants must be between 21 and 65 years old.
Income proof: Submit bank statements, salary slips, or income tax returns.
Employment: Salaried or self-employed individuals with a stable income.
Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.
Credit score: Maintain a good credit score.
Existing Bajaj customers: Pre-approved customers enjoy faster approvals.
Bank account: Ensure an active Indian bank account for EMI repayments.
How to apply for an Insta EMI Card?
Applying for the Insta EMI Card is quick and straightforward. Follow these steps:
Visit the Bajaj Finance website or mobile app.
Navigate to the Insta EMI Card application page.
Fill in your personal and financial details accurately.
Upload necessary documents such as ID proof and income proof.
Submit the application for verification.
Receive approval and pay the one-time joining fee to activate your card.
Complete the e-mandate registration.
Use the card to purchase refrigerators or other appliances on EMI with ease.
Refrigerators are indispensable appliances in modern homes, ensuring convenience and food preservation. Online shopping, combined with EMI options, makes owning premium models accessible to Indian consumers. The Insta EMI Card enhances this experience by offering easy EMIs, flexible terms, and exclusive benefits. With an easy application process, upgrading your kitchen with a new refrigerator has never been easier.
