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Accounts Receivable Financing

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Accounts Receivable Financing

Receivables financing is a funding solution in which a business can get funds against unpaid invoices from its customers. If you are a business owner, you can raise funds from financial institutions against those invoices for which a purchase is made but payment is pending from the customer.

Account receivable financing is a credit facility in which a company gets funds based on a portion of the company’s account receivables. Account receivables, considered as assets on a company’s balance sheet, are those invoices that are billed to customers but have not yet been paid.

For example, say you have delivered products or services worth Rs.5 lakh to your customer and raised an invoice for the same. If the invoice remains due, you can use it as an asset. Raise funds from your lender against the invoice to meet any urgent working capital needs.

  • Accounts Receivable Financing: Features and Benefits

  • Large loans made affordable

    With Bajaj Finserv, you can finance your receivables up to Rs.45 lakh at low interest rates.

  • Flexi Loan facility

    This feature is the smart way to manage your debtors as it allows you to withdraw as per your business’ cash needs and repay whenever you receive payments from your debtors. Here, you pay interest only on what you use and get an option to pay interest-only EMIs. This unique feature also helps you lower your EMIs by up to 45%.

  • Hassle-free unsecured financing

    Bajaj Finserv approves collateral-free Receivable Financing within 24 hours that can be availed by submitting only 2 documents. For the added convenience, you can also get your documents picked up right from your doorstep.

  • Pre-approved Offers

    Raise funds instantly with pre-approved offers on your Bajaj Finserv Receivable Financing as there are no queues, no paperwork and long list of formalities that are involved.

  • Manage your loan online

    You can conveniently access your loan account online from anywhere anytime with our portal, Experia.

  • Business Receivable Financing: Eligibility Criteria and Documents Needed

    Get Receivable Financing from Bajaj Finserv by providing only 2 documents and fulfilling simple eligibility criteria. Click here to know more.

  • Accounts Receivable Financing: Interest Rate and Fees

    With Bajaj Finserv, your business can fund its receivables by paying a low interest rate and nominal fees.

  • How to Apply for Receivable Financing

    Quick apply for a Receivable Financing Bajaj Finserv in just 3 easy steps.

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