Features and benefits of quick online loans
-
No hidden costs
Bajaj Finserv ensures 100% transparent loan terms, affordable interest rates on personal loans, and nominal additional fees.
-
Easy repayments
Choose a tenor of up to 96 months. Use the online Personal Loan EMI Calculator to compute your likely EMIs beforehand.
-
No collateral required
There is no need to pledge any asset as collateral, so there is zero risk to your assets.
-
Flexi loan facility
Save on EMIs with Flexi personal loan from Bajaj Finserv. Pay interest only on what you borrow from the sanctioned amount.
-
Quick approval
As the name suggests, quick online loans are sanctioned instantly and disbursed to the borrower's account within 24 hours*.
-
24*7 Online Assistance
Track your outstanding loan, monthly EMI, download certificate and more via Bajaj Finserv My Account
Online quick loans are a great way to tackle financial needs with ease. These loans provide viable access to funds whenever you require them. Whether it is for your personal use or to meet any business requirements, online quick loans allow quick access to credit and enable effortless management of your expenses.
Apply for a quick loan online from Bajaj Finserv and get a high-value amount with minimal documentation.
How can you get quick loans online
Getting quick loans online is much simpler with pre-approved loan offers. Our Insta Personal Loan provides quick, easy loans with pre-approved offers for our customers. All you must do is enter your mobile number and OTP to check your offer.
*Conditions apply
Eligibility criteria to apply for quick loans online
Bajaj Finserv provides personal loans on easy eligibility criteria. Check the following parameters before applying:
-
Nationality
Indian
-
Age bracket
21 years to 80 years*
-
Employment
Salaried individuals employed with reputed private or public limited companies or MNCs
-
CIBIL score
Check your CIBIL Score for FREE685 or higher
Bajaj Finserv provides online personal loans to applicants who meet the simple eligibility parameters. Submit your identity and income proof, and get instant approval on the funds you need.
You can also use the Bajaj Finserv Personal Loan Eligibility Calculator to get a more accurate estimation of how much you can borrow.
If you are looking for quick and easy loans, our Insta Personal Loan is an ideal choice. With pre-approved offers and minimal documentation requirement, the application process is expedited. You can get the funds you need within 30 minutes* to 4 hours.
*Applicable for select customers
Interest rates and charges applicable on quick personal loan
Bajaj Finserv offers instant personal loans at reasonable interest rates to help you manage your repayment. Make sure to look at all the fees and charges applicable to your personal loan to estimate the total cost of borrowing.
How to apply for a quick personal loan online
If you want a quick personal loan online, you can getting an Insta Personal Loan from Bajaj Finance. You only need to follow the steps below.
- Go to the Insta Personal Loan page and click on ‘CHECK OFFER’.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Frequently asked questions on quick loans online
Getting a quick personal loan is easy with pre-approved offers. You can get the Insta Personal Loan by following the below steps -
- Click on ‘CHECK OFFER’.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us. Once the process is done, the funds will be disbursed to your account immediately, within 30 minutes* to 4 hours.
*Applicable for select customers
Once you finish the short application process, you can get our Insta Personal Loan within just 30 minutes* to 4 hours.
*Applicable for select customers
Our existing customers with a pre-approved Insta Personal Loan offer can get a personal loan without income proof. Check your offer today.
Our personal loan is usually disbursed within 24 hours*. If you have a pre-approved offer, our Insta Personal Loan is disbursed within 30 minutes* to 4 hours.
*Terms and conditions apply
At Bajaj Finance, we provide quick approval on your personal loans. You may also have a pre-approved loan offer. All you need to do is enter your mobile number and OTP to check your offer.
There is no extra charge for a quick loan. Click here to read the fees and charges associated with our personal loan.
