Features and benefits

  • No hidden costs

    No hidden costs

    Bajaj Finserv ensures 100% transparent loan terms, affordable interest rates on personal loans, and nominal additional fees.

  • Easy repayments

    Easy repayments

    Choose a tenor of up to 96 months. Use the online Personal Loan EMI Calculator to compute your likely EMIs beforehand.

  • No collateral required

    No collateral required

    There is no need to pledge any asset as collateral, so there is zero risk to your assets.

  • Flexi loan facility

    Flexi loan facility

    Save on EMIs with Flexi personal loan from Bajaj Finserv. Pay interest only on what you borrow from the sanctioned amount.

  • Quick approval

    Quick approval

    As the name suggests, quick online loans are sanctioned instantly and disbursed to the borrower's account within 24 hours*.

  • 24*7 Online Assistance

    24*7 Online Assistance

    Track your outstanding loan, monthly EMI, download certificate and more via Bajaj Finserv My Account

Online loans are a great way to tackle financial needs with ease. These loans provide viable access to funds whenever you require them. Whether it’s for your personal use or to meet any business requirements, online loans allow quick access to credit and effortless management of your expenses.

Apply for a quick loan online from Bajaj Finserv and get a high-value amount with minimal documentation.

*Conditions apply

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Eligibility criteria

Bajaj Finserv provides personal loans on easy eligibility criteria. Check the following parameters before applying:

  • Nationality



  • Age bracket

    Age bracket

    21 years to 80 years*

  • Employment


    Salaried individuals employed with reputed private or public limited companies or MNCs

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or higher

Bajaj Finserv provides online personal loans to applicants who meet the simple eligibility parameters. Submit your identity and income proof, and get instant approval on the funds you need.

You can also use the Bajaj Finserv Personal Loan Eligibility Calculator to get a more accurate estimation of how much you can borrow.

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Interest rates and charges

Bajaj Finserv offers instant personal loans at reasonable interest rates to help you manage your repayment. Make sure to look at all the fees and charges applicable to your personal loan to estimate the total cost of borrowing.