Personal Loan

What are the fees and charges payable on a Personal Loan

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Types of charges and fees on a personal loan

There are no hidden charges or fees on your Bajaj Finserv Personal Loan.

Rate of Interest and Charges on Personal Loan
Types of Fees Charges Applicable
Rate of interest 13% onwards
Processing fees Up to 4% of the loan amount (plus applicable taxes)
Bounce charges Rs. 600 - Rs. 1,200 per bounce (inclusive of applicable taxes)
Penal interest A delay in payment of monthly instalment/EMI shall attract penal interest of 2% to 4% per month on the monthly instalment/EMI outstanding.
This penal interest will be chargeable from the date of default until the receipt of monthly instalment/EMI.
Document/statement charges

Statement of account/repayment schedule/foreclosure letter/no dues certificate/interest certificate/other documents
Download your e-statements/letters/certificates at no extra cost on the customer portal – Experia.
You can get a physical copy of your statements/letters/certificates/other list of documents from any of our branches at a charge of Rs.50 (Inclusive of applicable taxes) per statement/letter/certificate.
Stamp duty At actuals (as per the state)

Read more about the fees and charges applicable on your personal loan and make an informed decision.