There are no hidden charges or fees on your Bajaj Finserv Personal Loan.
| Rate of Interest and Charges on Personal Loan | |
|---|---|
| Types of Fees | Charges Applicable |
| Rate of interest | 13% onwards |
| Processing fees | Up to 4% of the loan amount (plus applicable taxes) |
| Bounce charges | Rs. 600 - Rs. 1,200 per bounce (inclusive of applicable taxes) |
| Penal interest | A delay in payment of monthly instalment/EMI shall attract penal interest of 2% to 4% per month on the monthly instalment/EMI outstanding. This penal interest will be chargeable from the date of default until the receipt of monthly instalment/EMI. |
| Document/statement charges Statement of account/repayment schedule/foreclosure letter/no dues certificate/interest certificate/other documents |
Download your e-statements/letters/certificates at no extra cost on the customer portal – Experia. You can get a physical copy of your statements/letters/certificates/other list of documents from any of our branches at a charge of Rs.50 (Inclusive of applicable taxes) per statement/letter/certificate. |
| Stamp duty | At actuals (as per the state) |
