Types of fees and charges on a personal loan
With easy to understand terms and conditions a Bajaj Finserv Personal Loan is 100% transparent and comes with zero hidden charges.
The rates and fees charged on a personal loan are listed below in the table:
Types of Charges |
Charges Applicable |
Rate of interest |
13% onwards |
Processing fees |
Up to 4.13% of the loan amount (plus taxes) |
Bounce charges |
Rs. 600 - Rs. 1,200 per bounce (inclusive of applicable taxes) |
Penal interest |
2% to 4% per month on the monthly instalment/ EMI outstanding. This penal interest will be chargeable from the date of default until the receipt of monthly instalment/ EMI. |
Document/ statement charges Statement of account/ repayment schedule/ foreclosure letter/ No Dues Certificate/ interest certificate/ other list of documents |
You can download your e-statements/ letters/ certificates without any additional cost from our customer portal- Experia. You can also get a physical copy of your statements/ letters/ certificates/ other list of documents from any of our branches at just Rs. 50 (Inclusive of applicable taxes) per statement/ letter/ certificate. |
To make an informed decision, read here to know more about the fees and charges applicable on your personal loan.
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