There are no hidden charges or fees on your Bajaj Finserv Personal Loan.
|Rate of Interest and Charges on Personal Loan|
|Types of Fees||Charges Applicable|
|Rate of interest||13% onwards|
|Processing fees||Up to 4% of the loan amount (plus applicable taxes)|
|Bounce charges||Rs. 600 - Rs. 1,200 per bounce (inclusive of applicable taxes)|
|Penal interest||A delay in payment of monthly instalment/EMI shall attract penal interest of 2% to 4% per month on the monthly instalment/EMI outstanding.
This penal interest will be chargeable from the date of default until the receipt of monthly instalment/EMI.
Statement of account/repayment schedule/foreclosure letter/no dues certificate/interest certificate/other documents
|Download your e-statements/letters/certificates at no extra cost on the customer portal – Experia.
You can get a physical copy of your statements/letters/certificates/other list of documents from any of our branches at a charge of Rs.50 (Inclusive of applicable taxes) per statement/letter/certificate.
|Stamp duty||At actuals (as per the state)|