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What are the fees and charges payable on a personal loan?
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Types of Charges & Fees on Personal Loan

There are no hidden charges or fees on your Bajaj Finserv Personal Loan.
 
Types of Fees Charges Applicable
Personal Loan Interest Rates 13% onwards
Processing fees 2.25% - 3% of the loan amount
EMI bounce charges Rs. 1,200 per bounce
Penal interest 2.38 % default interest including taxes per month
Secure fee (only for online approvals) Rs. 4,499

Read more about the fees and charges applicable on your personal loan and make an informed decision.

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Personal Loan Part Prepayment & Foreclosure Charges

Does Bajaj Finserv check the CIBIL score of personal loan applicants?

Factors checked by Lenders to decide personal loan eligibility of a borrower

How is Interest Calculated on a Personal Loan?

What is Personal Loan Part Payment & How it Works?

What is Part Prepayment of a Loan?

What Is the Rate of Interest For A Personal Loan From Bajaj Finserv?

What is the interest rate offered on Personal Loans?

What are the different types of Personal Loan in India?

How to get small loans or instant cash loans?

Gold Loan vs. Personal Loan - Which One Should You Choose?

Which one should you choose - Personal Loan or Credit Card Loan?

What happens if you don’t repay a personal loan?

What’s the difference between secured and unsecured loans?

Can you get two Personal Loans or multiple Personal Loans at the same time?

When is it a good idea to apply for a Personal Loan?

How to calculate EMI on calculator?

What is the Letter of Continuity?

What is the eligibility criteria for a Personal Loan?

What is the usual tenure of a personal loan?

What is a personal loan?

Personal Loan Documents Checklist

What are Personal Loan Foreclosure Charges?

How to Prepay a Personal Loan?

How to Get a Personal Loan?

How do you ensure that you have a good credit score?

How to Calculate Foreclosure of a Loan?

How to Check CIBIL Score for Personal Loan?

How do you check your CIBIL score?

What is CIBIL score?

What is the difference between a personal loan and car loan?

What is the impact of GST on personal loans?

Can we use a personal loan for the down payment on house?

What is the personal loan disbursement process?

How to Apply for an Instant Loan Without Documents?

What Are The Tax Benefits On Personal Loans?

What are the reasons to avail a personal loan?

How to Get a Personal Loan for Cibil Defaulters?

What is the Minimum Credit Score Required for Personal Loan Eligibility?

How to Check Bajaj Finserv Personal Loan Account Statement?

How to Track Bajaj Finserv Personal Loan Application Status?

How to Get Instant Paperless Personal Loans?

What Are the Various Personal Loan Benefits?

What Are the Things to Consider Before Applying For a Personal Loan?

How to Improve Your Chances of Getting Approved For a Personal Loan?

What Are the Do’s and Don’ts While Taking a Personal Loan?

When Should You Take a Personal Loan?

What is The Typical Personal Loan Amount And Repayment Tenure?

What is the Personal Loan Verification Process?

How to Deal With Credit Card Debt Using a Personal Loan?

How to Get Personal Loan Without Bank Statement?

How to Get an Instant Loan without Income Proof?

How to Get Instant Loan without Security?

How to Get a Personal Loan for Low Credit without Guarantor?

How to Check TransUnion Credit Score Easily?

Why A Credit Report is Important in Personal Loan Sanction?

Can You Get A Personal Loan With A Low Credit Score Below 750?

What is Personal Overdraft Facility?

What is Bajaj Finserv Moratorium Period in Personal Loan?

What is FOIR? How Does it Affect Approval for Personal Loan?

How to Take a Personal Loan on Aadhar Card?

Fixed Vs Floating Interest Rates - Which One To Choose?

What is the Difference Between Flat and Reducing Interest Rate?

NBFC vs Banks: Why Getting a Personal Loan From NBFCs is a Better Option?

How to Get a Personal Loan for Students in India?

How to Get Personal Loan without PAN Card?

Quick Links

Watch: step by step process to apply for personal loan online

Types of Loans

Calculate your Personal Loan EMI

Apply for Personal Loan Online

Check your Personal Loan eligibility

Know More About Personal Loan

Personal Loan Transfer to Bajaj Finserv

Personal Loan Tax Benefit

Check CIBIL Score for Free
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