Bajaj Finserv in your city

Kottakkal is a growing city in the Malappuram district in Kerala. The city is famous for the Arya Vaidya Sala, one of the world’s leading Ayurvedic health centres.

Residents of Kottakkal can meet their expenses by availing of an instant personal loan from Bajaj Finserv. Get a personal loan of up to Rs. 35 lakh with quick approval and affordable interest rates.

Apply online for a personal loan from Bajaj Finserv or visit the nearest branch.

Features and benefits of a personal loan in Kottakkal

  • No hidden charges

    No hidden charges

    Our transparent policies ensure that there are no hidden charges levied on our personal loans.

  • Unsecured financing

    Unsecured financing

    Avail of a Bajaj Finserv Personal Loan of up to Rs. 35 lakh without pledging any collateral. Simply meet the eligibility criteria to avail of this loan.

  • Flexi loans

    Flexi loans

    Our Flexi loans are a convenient option for those looking to borrow funds. With the Bajaj Finserv Flexi Loan facility, you can reduce your EMIs by up to 45%*.

  • Few documents

    Few documents

    Our loan application process is straightforward and hassle-free. You can apply for a personal loan online by submitting a few basic documents.

  • Flexible tenors

    Flexible tenors

    Calculate your EMIs using our personal loan EMI calculator and choose any tenor of up to 84 months convenient to you.

  • Quick approval

    Quick approval

    On meeting our eligibility criteria, get quick approval on your application from Bajaj Finserv.

  • Loan directly in account

    Loan directly in account

    Receive the loan amount in your account within 24 hours* of approval.

  • Pre-approved offers

    Pre-approved offers

    Shorten the process of getting a loan and save time with pre-approved offers from Bajaj Finserv.

  • Easy access to loan account

    Easy access to loan account

    Manage your payments and all loan-related information from anywhere using our dedicated customer portal – Experia.

Kottakkal, besides its Ayurvedic heritage, is a developing centre of healthcare, commerce and education.

In Kottakkal, Bajaj Finserv offers exclusive personal loans up to Rs. 25 lakh with no collateral or guarantor needed. Choose a flexible tenor for easy repayment in up to 60 months. You can use our online account management facility, Experia, to manage your loan repayment and for other services.

*Conditions apply

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Eligibility criteria for a personal loan in Kottakkal

Use our personal loan eligibility calculator to check if you are qualified for the loan amount you require.

  • Income


    Check the city list for the minimum salary requirement

  • Citizenship


    Indian, resident

  • Age


    Between 21 years and 67 years* of age

  • Employment status

    Employment status

    Must be an employee of a public/ private limited firm or reputed MNC

  • Credit score

    Credit score

    750 +

On meeting our eligibility criteria, borrowers can borrow up to Rs. 35 lakh from Bajaj Finserv. We offer attractive interest rates and flexible repayment tenors. For more details, refer to our terms and conditions and make an informed decision before applying for a loan.

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Interest rates and charges for personal loans in Kottakkal

Opt for an affordable personal loan in Kottakkal with nominal rates and charges.

Frequently asked questions

Can I choose a tenor less than 12 months?

No, 12 months is the minimum tenor you can choose for loan repayment.

How much should I pay for part-payment facility?

The part-payment charges are 2% or 4% only, along with taxes applicable on the amount paid.

How safe are online transactions on Bajaj Finserv?

With Bajaj Finserv, be assured of the safety of your online transactions. We prevent unauthorised access to your confidential details by installing advanced SSD data encryption system.

How many documents do I need to submit?

You only need to submit the basic KYC documents to complete the loan application process.

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