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Personal Loan in Kottakkal: Features and Benefits

Kottakkal is a growing city in the Malappuram district of Kerala. It is known for the Arya Vaidya Sala, which is among the world’s leading Ayurvedic health centres.

If you’re a resident of Kottakal looking to meet planned or unplanned financial needs, you can cover a range of financial requirements with instant personal loans from Bajaj Finserv.

Apply online and receive instant approval.

  • Collateral-free loan

    Collateral-free financing

    Get a loan of up to Rs.25 lakh without pledging any collateral or guarantor. Simply meet the eligibility criteria to get instant financing.

  • No hidden charges

    Our transparent policies ensure that there are zero hidden charges on personal loans.

  • Flexible tenors

    Flexi loans

    Opt for our Flexi loan facility to withdraw as many times as you need from sanctioned limit. Pay interest only on the amount that you utilise and lower your EMIs by up to 45%*.

  • Minimal documentation

    Just a few documents

    Save time and enjoy a hassle-free application process with minimum documents.

  • Pay up to 45% lower EMI

    Easy repayment options

    Calculate your EMIs using the personal loan EMI calculator and accordingly choose a tenor of up to 60 months most suited to your monthly budget.

  • Instant approval

    Quick approval

    Get fast loan approvals from Bajaj Finserv once you apply online. Make sure you comply with the eligibility criteria before applying.

  • Money directly in your account

    Receive the entire loan amount in your account within 24 hours* of approval to address monetary urgencies with ease.

  • Pre-approved offers

    Pre-approved offers

    Shorten the loan-taking process by seeing if you are eligible for any pre-approved offers from Bajaj Finserv.

  • Online loan account access

    Easy access to loan account

    Manage your payments and loan related information from anywhere using our dedicated customer portal – Experia.

  • Kottakkal, besides it Ayurvedic heritage, is a developing centre for health care, commerce and education. It also houses tourist attractions such as the scenic Manjeri town, Vishwambara Temple and the Padinharekara beach. People also visit the city to witness the seven-day Kottakkal Pooram temple festival, which echoes its cultural heritage.

    In Kottakkal, Bajaj Finserv brings you exclusive personal loans with no collateral or guarantor needed. Choose a flexible tenor to repay your loan easily over up to 60 months. You can use our online account management facility, Experia, to stay updated regarding your credit. Log in with accurate credentials only.

Eligibility Criteria for Personal Loan in Kottakkal

Use our online personal loan eligibility calculator to check the loan amount that you qualify for.

Income: Check the city list for minimum salary requirement
Citizenship: Resident Indian
Age: Between 20 and 60 years
Employment: Must be a salaried employee at a private/public limited company or a reputed multinational corporation
Credit score: 750 and above

Complying with the eligibility criteria allows borrowers to enjoy all the features and benefits of a personal loan. Bajaj Finserv offers loans at attractive rates of interest. To know more, refer to our terms and conditions and make an informed decision.

Interest Rates and Charges for Personal Loan in Kottakkal

Opt for an affordable personal loan in Kottakkal at nominal interest rates and charges.

Frequently Asked Questions

1. How much should I pay for part-payment facility?

The part-payment charges are 2% only, along with taxes applicable on the amount paid.

2. How safe are online transactions on Bajaj Finserv?

With Bajaj Finserv, be assured of the safety of your online transactions. We prevent unauthorised access by installing advanced SSD data encryption system.

3. How many documents need to be submitted to apply for a personal loan?

You only need to submit a few basic documents to complete the loan process. Click here to check the list of required documents.