Bajaj Finserv in your city
Kottakkal is a growing city in the Malappuram district in Kerala. The city is famous for the Arya Vaidya Sala, one of the world’s leading Ayurvedic health centres.
Residents of Kottakkal can meet their expenses by availing of an instant personal loan from Bajaj Finserv. Get a personal loan of up to Rs. 40 lakh with quick approval and affordable interest rates.
Apply online for a personal loan from Bajaj Finserv or visit the nearest branch.
Features and benefits of a personal loan in Kottakkal
-
No hidden charges
Our transparent policies ensure that there are no hidden charges levied on our personal loans.
-
Unsecured financing
Avail of a Bajaj Finserv Personal Loan of up to Rs. 40 lakh without pledging any collateral. Simply meet the eligibility criteria to avail of this loan.
-
Flexi loans
Our Flexi loans are a convenient option for those looking to borrow funds. With the Bajaj Finserv Flexi Loan facility, you can reduce your EMIs by up to 45%*.
-
Few documents
Our loan application process is straightforward and hassle-free. You can apply for a personal loan online by submitting a few basic documents.
-
Flexible tenors
Calculate your EMIs using our personal loan EMI calculator and choose any tenor of up to 96 months convenient to you.
-
Quick approval
On meeting our eligibility criteria, get quick approval on your application from Bajaj Finserv.
-
Loan directly in account
Receive the loan amount in your account within 24 hours* of approval.
-
Pre-approved offers
Shorten the process of getting a loan and save time with pre-approved offers from Bajaj Finserv.
-
Easy access to loan account
Manage your payments and all loan-related information from anywhere using our dedicated customer portal – Experia.
Kottakkal, besides its Ayurvedic heritage, is a developing centre of healthcare, commerce and education.
In Kottakkal, Bajaj Finserv offers exclusive personal loans up to Rs. 40 lakh with no collateral or guarantor needed. Choose a flexible tenor for easy repayment in up to 96 months. You can use our online account management facility, Experia, to manage your loan repayment and for other services.
*Conditions apply
Eligibility criteria for a personal loan in Kottakkal
Use our personal loan eligibility calculator to check if you are qualified for the loan amount you require.
-
Income
Check the city list for the minimum salary requirement
-
Citizenship
Indian, resident
-
Age
Between 21 years and 80 years* of age
-
Employment status
Must be an employee of a public/ private limited firm or reputed MNC
-
Credit score
685 +
On meeting our eligibility criteria, borrowers can borrow up to Rs. 40 lakh from Bajaj Finserv. We offer attractive interest rates and flexible repayment tenors. For more details, refer to our terms and conditions and make an informed decision before applying for a loan.
Interest rates and charges for personal loans in Kottakkal
Opt for an affordable personal loan in Kottakkal with nominal rates and charges.
Frequently asked questions
Yes. The minimum loan tenor you can choose for loan repayment is 6 months.
The part-prepayment charges are up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans. For Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.
With Bajaj Finserv, be assured of the safety of your online transactions. We prevent unauthorised access to your confidential details by installing advanced SSD data encryption system.
You only need to submit the basic KYC documents to complete the loan application process.
