Personal Loan in Kottakkal

Are you a resident of Kottakkal looking for quick financial assistance? Whether you need funds for a wedding, education, medical emergency, or home renovation, a Bajaj Finserv Personal Loan offers the perfect solution. With loan amounts of up to Rs. 55 lakh, instant approval, and disbursal within 24 hours*, you can achieve your goals without financial stress.

✅Check your pre-approved loan offer in Kottakkal with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

No hidden charges

Our transparent policies ensure that there are no hidden charges levied on our personal loans.

No collateral

Avail of a Bajaj Finserv Personal Loan of up to Rs. 55 lakh without pledging any collateral. Simply meet the eligibility criteria to avail of this loan.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kottakkal with just your phone number and OTP – no need to visit the branch.

Loan directly in account

Receive the loan amount in your account within 24 hours* of approval.

Easy access to loan account

Manage your payments and all loan-related information from anywhere using our dedicated customer portal – My Account.

Few documents

Our loan application process is straightforward and hassle-free. You can apply for a personal loan online by submitting a few basic documents.

Flexibility in tenure

Calculate your EMIs using our personal loan EMI calculator and choose any tenure of up to 96 months convenient to you.

Quick approval

On meeting our eligibility criteria, get quick approval on your application from Bajaj Finance.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.