Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Jhajjar
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Jhajjar, a thriving city in Haryana, is known for its rich cultural heritage and growing economic opportunities. Whether you are planning a wedding, covering medical expenses, renovating your home, or consolidating debt, a personal loan can be your go-to financial solution. Bajaj Finserv offers customised personal loans in Jhajjar, designed to cater to your unique needs with features like instant approval, competitive interest rates, and flexible repayment options.
✅Check your pre-approved loan offer in Jhajjar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
*Terms and conditions apply.
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Funds up to Rs. 55 lakh
Fulfil the minimum eligibility criteria and documentation requirement to seek up to Rs. 55 lakh.
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No collateral
With unsecured financing against minimum eligibility requirements, Bajaj Finance eliminates your worries of providing collateral to secure funds.
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Flexible tenures
Use a Personal Loan EMI Calculator to select an appropriate tenure ranging up to 108 months.
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Online loan account
Manage your loan account online from anywhere by downloading the customer portal – My Account.
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Hassle-free approval
With an online personal loan application, it’s easy to get instant approvals without any hassle.
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Money in the account within 24 hours*
Jhajjar residents can look forward to receiving the personal loan amount in their accounts within 24 hours* of approval.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Jhajjar with just your phone number and OTP – no need to visit the branch.
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Simplified application procedure
Applying for a Bajaj Finserv Personal Loan is ever so simple, thanks to the presence of pre-approved offers. Check yours today by providing simple details.
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Minimum documents required
Only a handful of documents are necessary. Submit your income proof and KYC to access the funds quickly.
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Zero hidden charges
You can rest easy knowing that there are absolutely no hidden charges when opting for a personal loan. Only pay a minor processing fee and acquire the credit.
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Flexi facility
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.
Located 55 km from Delhi, Jhajjar was separated in 1997 from the Rohtak district. The place has excellent connectivity with its railway station. Also, the largest bus station of Haryana, i.e. the ISBT, is located in Jhajjar.
If you have a big-ticket purchase lined up or need money for an emergency, the Bajaj Finserv Personal Loan in Jhajjar can be a good source of financing. Experience a simplified procedure when applying for the fund. You can also check out the personalised pre-approved offers that further make this entire process hassle-free. Trust only the reputed lenders for the affordable cost of borrowing.
*Conditions apply
Eligibility criteria and documents for personal loan in Jhajjar
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Jhajjar
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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