OPPO Find X9 Ultra on EMI: Buy at Rs. 1,69,999 with the Insta EMI Card

The OPPO Find X9 Ultra is priced at Rs. 1,69,999 in India and comes with a quad Hasselblad-tuned camera system and a 7,050 mAh battery. You can buy it using the Bajaj Finance Insta EMI Card, without needing a credit card.

Here is what you should know before you buy:

• Four storage variants available, from 256GB with 12GB RAM up to 1TB with 16GB RAM
• A card loan offer of up to Rs. 6 lakh lets you buy this phone and other electronics on Easy EMIs
• Repayment tenures across 3 to 60 months to match your monthly budget
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for the OPPO Find X9 Ultra the same day.

The OPPO Find X9 Ultra launched in India on 2 May 2026, bringing a quad Hasselblad-tuned camera system to OPPO's flagship line for the first time. It runs on the Qualcomm Snapdragon 8 Elite Gen 5 chipset, paired with a large 7,050 mAh battery and 100W wired charging, targeting buyers who want flagship-grade photography and all-day battery life in one device.

The OPPO Find X9 Ultra combines a versatile quad-camera setup, a bright high-refresh display, and strong battery life in one flagship package. Here are the standout features and what they mean for you:

• Quad Hasselblad-tuned camera with two 200MP lenses and two periscope telephoto lenses: Captures highly detailed shots at multiple zoom ranges, from wide landscapes to 10x optical zoom on distant subjects, all with optical image stabilisation
• 7,050 mAh battery with 100W wired and 50W wireless charging: Comfortably lasts through a full day of heavy use, and the fast charger tops it up quickly when you are short on time
• 6.82-inch 144Hz LTPO AMOLED display with up to 3,600 nits peak brightness: Stays clearly visible even in direct sunlight, while delivering smooth scrolling, gaming, and HDR video playback
• Qualcomm Snapdragon 8 Elite Gen 5 chipset: Handles the most demanding games and heavy multitasking with ease, backed by an octa-core CPU and an Adreno 840 GPU
• IP68 and IP69 rating: Protects the phone against dust and high-pressure water jets, suiting users who want strong everyday protection
• 50MP front camera: Delivers clear, detailed selfies and video calls

Here is a closer look at the core specifications:

The OPPO Find X9 Ultra is available in four variants in India, so your choice mainly comes down to how much RAM and storage you need.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Choosing a flagship at this price point comes down to what you actually use daily. Here is why the Find X9 Ultra stands out:

• Photography flexibility: The quad-camera system covers everything from ultrawide landscapes to 10x optical zoom, so you do not need to compromise on any shooting scenario
• All-day battery confidence: The 7,050 mAh battery, one of the largest in a flagship phone, is built to comfortably last through heavy daily use
• Future-proof performance: The Snapdragon 8 Elite Gen 5 chipset and up to 16GB RAM handle demanding games and apps smoothly for years to come
• Durability built in: The IP68 and IP69 rating protects the phone against dust, splashes, and high-pressure water jets, suited to an active lifestyle

If you have decided on the OPPO Find X9 Ultra, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so you can spread the cost over a period that suits your monthly budget.

• Card loan offer of up to Rs. 6 lakh to fund your OPPO Find X9 Ultra
• Repayment tenure across 3 to 60 months, so you can choose what fits your budget
• Accepted at 1.5 lakh partner stores across 4,000 cities in India
• Works at online partner stores including Amazon and Flipkart, alongside offline stores such as Croma, Reliance Digital, and Vijay Sales

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is available to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your OPPO Find X9 Ultra purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred OPPO Find X9 Ultra variant easily and affordably.

A flagship phone at this price point can be a significant one-time expense for many buyers. Here is why paying on EMIs makes sense:

• Budget-friendly payments: Spread the cost of your OPPO Find X9 Ultra across 3 to 60 months instead of paying the full amount upfront
• No credit card needed: Buy the phone using your pre-qualified card loan, without needing a credit card
• Predictable monthly outflow: Know exactly what you owe each month, making it easier to plan your budget
• Access to your preferred variant: Choose a higher storage option, such as the 1TB variant, without straining your immediate budget

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete identity verification by confirming your current residential address
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Once your card is active, you can use it to buy the OPPO Find X9 Ultra at a partner store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores takes under 5 minutes. Follow these steps:

1. Browse and select the OPPO Find X9 Ultra variant you want to buy
2. At checkout, ask the store executive to process payment via Bajaj Finance Insta EMI Card
3. Share your registered mobile number and card details
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
5. Authenticate using the OTP sent to your registered mobile number
6. Purchase approved, so you can take your phone home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on partner e-commerce platforms including Amazon and Flipkart. Here is how:

1. Add the OPPO Find X9 Ultra to your cart on your preferred online partner store
2. At checkout, select the Bajaj Finance Easy EMI option
3. Enter your Insta EMI Card details and registered mobile number
4. Choose your preferred repayment tenure across 3 to 60 months
5. Confirm using the OTP sent to your registered mobile number
6. Order placed, and EMI deductions begin from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your OPPO Find X9 Ultra purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

Explore more:

List of the biggest upcoming sales: