Published Jul 8, 2026 · 4 Min Read

In summary

 
 

You can buy the OnePlus N6 today without a credit card and repay the cost in small monthly parts. The Bajaj Finance Insta EMI Card turns your purchase into Easy EMIs across 3 to 60 months.

 

  • The OnePlus N6 is priced from Rs. 22,999 for the 4GB RAM and 128GB storage variant.
  • Get a card loan offer of up to Rs. 3 lakh to cover your new phone and other purchases together.
  • Shop at 1.5 lakh partner stores across 4,000 cities in India, both online and in-store.
  • Choose a repayment tenure across 3 to 60 months, based on what suits your monthly budget.
  • Pay a one-time joining fee of just Rs. 530 to activate your card.

 

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your new OnePlus N6 within minutes.

What makes the OnePlus N6 special?

The OnePlus N6 launched in India on 4 July 2026 as the first device in OnePlus's new N series, sitting below the existing Nord lineup as the brand's most affordable phone yet. Its biggest highlight is an 8,000 mAh battery, rated to last up to 3 days on normal use.

The phone pairs this large battery with 45 W SUPERVOOC fast charging, a MediaTek Dimensity 6360 Apex chipset, and a 6.8-inch display with a 120Hz refresh rate.

What features and specifications does the OnePlus N6 offer?

The OnePlus N6 packs in several features that matter for everyday use. Here is what stands out:

  • 8,000 mAh battery: This is large enough to comfortably last up to 3 days on normal use, so you spend far less time worrying about charging during the day.
  • 45 W SUPERVOOC fast charging: The battery charges from 1 percent to 50 percent in around 47 minutes, so a short charging break keeps you going for hours.
  • 120Hz display: A 6.8-inch screen with a 120Hz refresh rate makes scrolling and video playback feel noticeably smoother during everyday use.
  • IP65 dust and water resistance: The phone withstands dust and low-pressure water jets, giving you added confidence to use it outdoors or in light rain.
  • MIL-STD-810H certification: This adds extra durability against accidental drops and rough handling during daily use.
  • Bypass charging: This routes power directly to the phone during heavy use, such as gaming while charging, which reduces heat build-up and helps protect long-term battery health.

Here is a quick look at the full specification sheet:


SpecificationsDetail
Display6.8-inch IPS LCD, 120Hz refresh rate, up to 1200 nits peak brightness
ProcessorMediaTek Dimensity 6360 Apex (6 nm)
RAM and storage4GB RAM with 128GB storage, or 6GB RAM with 128GB storage
Battery8,000 mAh, with 45 W wired charging
Rear camera50MP main camera
Front camera8MP
Operating systemAndroid 16 with OxygenOS 16
Water and dust resistanceIP65 rated
Weight224 g
Dimensions166.5 mm x 78.2 mm x 8.9 mm

Price list of OnePlus N6 variants in India (2026)

The OnePlus N6 is available in two RAM and storage configurations in India, both sharing the same core hardware. Here is how the pricing compares.


VariantWhy should you choose thisPrice
4GB RAM + 128GB storageThe most affordable entry into the N6 lineup, suited to light, everyday use such as calling, browsing, and messagingRs. 22,999
6GB RAM + 128GB storageExtra RAM for smoother multitasking, a better fit if you tend to keep several apps running at onceRs. 24,999

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Why should I choose the OnePlus N6?

Choosing the OnePlus N6 makes sense if long battery life and durability matter more to you than top-end camera or gaming performance. Here is why it stands out:

  • Long-term battery value: The battery is rated for 1,600 charge cycles and is designed to retain over 80 percent of its original capacity after 7 years, which supports long-term ownership.
  • Affordable entry into OxygenOS: At Rs. 22,999, the N6 gives you access to OnePlus's OxygenOS 16 experience at a lower price than the existing Nord series.
  • Built-in durability: The IP65 rating and MIL-STD-810H certification together offer better protection against daily wear and accidental damage than many phones in this price range.
  • Competitive pricing under Rs. 25,000: Both variants sit in a tightly contested price bracket, giving you flagship-adjacent battery life without moving into a higher budget segment.

Why should I buy the OnePlus N6 on EMIs?

Buying the OnePlus N6 on EMIs means you do not have to pay Rs. 22,999 or Rs. 24,999 in one go. Here is why this approach works for most buyers:

  • No upfront cost: You can take the phone home the same day and spread the cost across smaller monthly parts instead of paying it all at once.
  • No credit card required: The Bajaj Finance Insta EMI Card is a pre-qualified card loan, so you can convert your purchase into Easy EMIs without needing an existing credit card.
  • Predictable monthly outgo: Choosing a fixed repayment tenure across 3 to 60 months helps you plan your monthly budget around a known instalment amount.
  • Cash stays free for other needs: Paying in instalments means you are not tying up a large sum of money in one purchase, leaving your savings available for other expenses.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use across 1.5 lakh partner stores in 4,000 cities to buy your OnePlus N6 and other everyday products.

Once activated, you can convert your purchase into Easy EMIs and repay across 3 to 60 months, choosing a monthly amount that fits your budget. The card is entirely digital, so you can view and manage it through the Bajaj Finance app without any physical paperwork.


Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your OnePlus N6 easily and affordably.

How do I apply for the Bajaj Finance Insta EMI Card?

Applying for the card takes only a few minutes and can be completed entirely online. Follow these steps:

  1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
  2. Enter the OTP sent to your phone and submit it.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530, inclusive of applicable taxes.
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or an existing Bajaj Finance customer.

 

Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card to buy the OnePlus N6?

At a partner store

You can use your Insta EMI Card at any partner store, including Croma, Reliance Digital, and Vijay Sales, in under 5 minutes.

  1. Select the OnePlus N6 variant you want to buy.
  2. Ask the store executive to process payment through your Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate the purchase using the OTP sent to your registered mobile number.
  6. Your purchase is confirmed. Take your new phone home the same day.

While shopping online

  1. Add your chosen OnePlus N6 variant to your cart on Amazon.
  2. At checkout, select the Bajaj Finance Easy EMIs option.
  3. Enter your Insta EMI Card details and registered mobile number.
  4. Choose your preferred repayment tenure, across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Your order is placed, and EMI deductions begin from your next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, which helps you plan your purchase better.

Insta EMI Card and EMIs with a credit card compared

Both options let you pay in instalments, but they work quite differently. This table breaks down the key differences to help you decide.


ParameterBajaj Finance Insta EMI CardCredit card EMI
Approval basisPre-qualified card loan offer, based on your profile with Bajaj FinanceDepends on the issuer-approved spending capacity on your card
Joining or annual costOne-time joining fee of Rs. 530Often carries a recurring annual fee, which varies by issuer
Repayment flexibilityChoose a tenure across 3 to 60 monthsTenure options are usually shorter and set by the card issuer
Where you can use it1.5 lakh partner stores across 4,000 cities, plus AmazonAccepted wherever card payments are supported

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

 

EMI full formBNPLPOS full form

 

List of the biggest upcoming sales:

 

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Can I buy the OnePlus N6 using the Insta EMI Card?

Yes, you can. The Insta EMI Card is a pre-qualified card loan, not a credit card, and it lets you convert your OnePlus N6 purchase into Easy EMIs across 3 to 60 months. Check your Insta EMI Card eligibility online with your mobile number and OTP before you shop, so you know your card loan offer in advance.

How long does the OnePlus N6 battery last on a single charge?

The OnePlus N6's 8,000 mAh battery is rated to last up to 3 days on normal use, covering calls, browsing, and streaming without a daily recharge. Heavy use, such as gaming or continuous video streaming, will naturally bring this down, but the battery still comfortably outlasts most phones in its price range.

Does the OnePlus N6 support fast charging?

Yes, the OnePlus N6 supports 45 W SUPERVOOC wired fast charging, which takes the battery from 1 percent to 50 percent in around 47 minutes. It also supports 5 W reverse wired charging and bypass charging, which helps manage heat during heavy use.

Is the OnePlus N6 a good choice for long-term use?

Yes, the OnePlus N6's battery is rated for 1,600 charge cycles and designed to retain over 80 percent of its original capacity after 7 years. Combined with its IP65 rating and MIL-STD-810H durability certification, it is built to hold up well over years of daily use.

Which OnePlus N6 variant offers the best value for money?

The 4GB RAM and 128GB storage variant, priced at Rs. 22,999, offers the best value if your daily use is light, such as calling, browsing, and messaging. If you multitask across several apps regularly, the 6GB RAM variant at Rs. 24,999 is a better fit.

Is the OnePlus N6 camera good for photography and videos?

The OnePlus N6 uses a 50MP main rear camera capable of recording video at up to 1080p and 60fps, along with an 8MP front camera for selfies and video calls. It covers everyday photography needs well, though it is positioned as a budget phone rather than a camera-first device.

Who should buy the OnePlus N6?

The OnePlus N6 suits buyers who want a large battery, solid durability, and a smooth 120Hz display, without spending above Rs. 25,000. It is a practical choice if you use your phone heavily through the day and want to charge it less often.

Where can I buy the OnePlus N6 on EMI?

You can buy the OnePlus N6 at any of the 1.5 lakh partner stores across 4,000 cities, including retailers such as Croma, Reliance Digital, and Vijay Sales, as well as online on Amazon. Check your Insta EMI Card eligibility online first, so you know your card loan offer amount before you buy.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

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