Jeevan Dhara loan repayment

The Jeevan Dhara Loan, offered by ESAF Small Finance Bank, is designed to provide financial support to individuals seeking unsecured loans. With a loan amount ranging from Rs. 10,000 to Rs. 100,000, the tenure spans 1 to 3 years. The interest rate is diminishing, and borrowers can choose repayment frequencies of weekly, fortnightly, or monthly.

Eligibility criteria include individuals aged between 18 and 65 years, with a minimum of one year of domicile status in their current residence. The loan requires no co-applicant or guarantor but mandates a group guarantee. Additional features include SMS alerts for disbursement and repayment, along with a foreclosure option without penalties. The processing fee is capped at 1.5%, waived for loans under Rs. 25,000. This loan aims to empower individuals by providing accessible financial solutions tailored to their needs.

When it comes to loan repayment, Jeevan Dhara ensures flexibility and convenience. Customers can make payments online, avoiding the hassle of visiting physical branches. By partnering with Bajaj Finserv, they ensure secure transactions. In this article, we will guide you in making loan repayments online on Bajaj Finserv using its Bajaj Pay platform.

Steps to repay Jeevan Dhara loan online on the Bajaj Finserv website

You can repay Jeevan Dhara loan on the Bajaj Finserv website by following these steps:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/

2. Go to the ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section

3. Click on ‘PAY NOW’

4. Select your biller from the drop-down menu

5. Enter your ‘LOAN NUMBER’ and click on ‘PROCEED’

6. Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking

7. After choosing your preferred payment mode, enter the requested payment details

8. Check the details that you entered and click on 'PAY NOW’

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Benefits of making Jeevan Dhara loan repayment on Bajaj Finserv

  • Here are the benefits of repaying Jeevan Dhara loan on Bajaj Finserv:

    Quick and hassle-free: Using the Bajaj Pay platform, you can pay your Jeevan Dhara loan quickly and effortlessly.

    Safe and secure: The Bajaj Finserv BBPS provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.

    Multiple payment options: Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.

    Instant confirmation: After making the payment, the platform immediately confirms the payment through an email and SMS.

    Mode of payment
    The Bajaj Pay platform offers a range of convenient payment options to repay your Jeevan Dhara loan online. Let us explore the available modes:

    Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India.


    Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments.


    Bajaj Pay UPI: This option leverages the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app.

    Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Frequently asked questions

What types of loans does Jeevan Dhara offer?
Jeevan Dhara offers business loans, working capital solutions, and equipment financing for small and medium enterprises.

What documents are required to apply for a loan?
Typically, you will need identity proof, address proof, income proof, and bank statements. The exact documentation may vary depending on the type of loan.

What is the usual approval time for loans?
Loan approvals are typically processed quickly, often within a few days of application submission.

Are there flexible repayment options available?
Yes, Jeevan Dhara offers various repayment plans tailored to meet the financial needs of borrowers.

Does Jeevan Dhara charge processing fees for loans?
Yes, Jeevan Dhara may charge processing fees, which will be clearly communicated during the application process.

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