Buy the iQOO Neo 10R on EMIs Without a Credit Card

Snapdragon 8s Gen 3, 6,400 mAh, and 144Hz AMOLED — buy the iQOO Neo 10R on Easy EMIs with the Bajaj Finserv Insta EMI Card.
Buy the iQOO Neo 10R on EMIs Without a Credit Card
4 Min Read
May 8, 2026

The iQOO Neo 10R launched in India on 19 March 2025 as the most powerful smartphone in its segment — combining the Snapdragon 8s Gen 3 chipset, a 6.78-inch 1.5K 144Hz AMOLED display, a massive 6,400 mAh battery with 80W FlashCharge, OIS-equipped 50MP camera, IP65 water resistance, and Hi-Res audio at a starting price of Rs. 26,999. Aimed squarely at gaming and performance-focused buyers, the Neo 10R competes strongly in the mid-range segment. 

Buy it on Easy EMIs using the Bajaj Finserv Insta EMI Card and pay across 3 to 60 months.
 

Overview of the iQOO Neo 10R

The iQOO Neo 10R is a performance-first mid-range smartphone — a rebrand of the iQOO Neo 10 from China, adapted for Indian buyers and launched on Amazon India. It runs Funtouch 15 based on Android 15 with up to 3 major Android upgrades promised. The phone ships in three configurations — 8GB + 128GB, 8GB + 256GB, and 12GB + 256GB — with UFS 4.1 storage on the 256GB variants. Available in Raging Blue and MoonKnight Titanium, the Neo 10R targets gamers and heavy users who want flagship-grade performance without flagship pricing.
 

Key features and specifications of the iQOO Neo 10R

The iQOO Neo 10R packs an impressive combination of performance, display, and battery that sets it apart from most mid-range competitors. Here is what it delivers.

  • Snapdragon 8s Gen 3 with Adreno 735 GPU: The 4 nm Snapdragon 8s Gen 3 delivers near-flagship gaming and AI performance — with Adreno 735 GPU handling 90FPS gaming in titles like BGMI and sustained performance in CPU-intensive applications throughout extended sessions.
  • 6.78-inch 1.5K 144Hz AMOLED with 3,840Hz PWM dimming: The high-resolution 1260 × 2800 pixel panel at 452 ppi delivers sharp, vivid visuals — 144Hz refresh rate ensures smooth gaming frame rates, while 3,840Hz PWM dimming reduces eye strain during extended low-brightness use.
  • 6,400 mAh battery with 80W FlashCharge: The 6,400 mAh Silicon Carbon battery charges to 50% in 26 minutes and 100% in 55 minutes — delivering multi-day battery life for moderate users and a full day of gaming without the anxiety of finding a charger.
  • 50MP OIS primary camera with 1/1.95-inch sensor: The large 1/1.95-inch primary sensor captures more light than most mid-range cameras — OIS stabilisation ensures sharp handheld shots and steady 4K video recording across varying lighting conditions.
  • IP65 water resistance and Schott Xensation Up protection: IP65 dust-tight and water-jet resistance alongside Schott Xensation Up glass on the display provides meaningful everyday durability protection — unusual at the Neo 10R's price point in the mid-range segment.
     
SpecificationiQOO Neo 10R
Display6.78-inch 1.5K AMOLED, 144Hz, 3,840Hz PWM, HDR10+, 4,500 nits peak
Resolution1260 × 2800 pixel (452 ppi)
ChipsetQualcomm Snapdragon 8s Gen 3 (4 nm)
RAM8GB / 12GB LPDDR5x
Storage128GB UFS 3.1 / 256GB UFS 4.1
Rear cameras50MP f/1.8 OIS (wide) + 8MP f/2.2 (ultrawide)
Front camera16MP
Battery6,400 mAh Si/C Li-Ion
Charging80W wired (50% in 26 min, 100% in 55 min), 7.5W reverse wired
OSAndroid 15, Funtouch 15, up to 3 major upgrades
Connectivity5G, Wi-Fi 6, Bluetooth 5.4, aptX Lossless, NavIC
Water resistanceIP65
Display protectionSchott Xensation Up
Dimensions163.7 × 75.9 × 8 mm
Weight196 g
ColoursRaging Blue, MoonKnight Titanium

Price of the iQOO Neo 10R in India (2026)

The iQOO Neo 10R is available on Amazon India and the official iQOO India website across three confirmed storage configurations. The table below covers all variants available in India.

VariantWhy should you get thisPrice
8GB RAM + 128GB (UFS 3.1)Best entry point — all core Neo 10R features including Snapdragon 8s Gen 3, 144Hz AMOLED, 6,400 mAh, and OIS camera at the most accessible priceRs. 26,999
8GB RAM + 256GB (UFS 4.1)Best value variant — double the storage with faster UFS 4.1 for quicker app loading and game installation at a modest Rs. 2,000 premiumRs. 28,999
12GB RAM + 256GB (UFS 4.1)Best for heavy multitasking and gaming — 12GB RAM keeps more apps loaded simultaneously and handles RAM-intensive game titles without slowdownRs. 30,999

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

Why should you choose the iQOO Neo 10R

The iQOO Neo 10R targets a specific buyer — someone who wants near-flagship gaming performance, a large high-quality battery, and a bright display without crossing Rs. 35,000. Here is why it stands out.

  • Snapdragon 8s Gen 3 at under Rs. 31,000 is exceptional value: The 8s Gen 3 delivers AnTuTu scores comparable to the previous generation flagship Snapdragon 8 Gen 2 — making the Neo 10R one of the most powerful Android phones available below Rs. 35,000 in India at its launch price.
  • 6,400 mAh Si/C battery enables genuine multi-day use: Silicon Carbon battery chemistry packs higher energy density into a slimmer body than standard lithium-ion — delivering 6,400 mAh in an 8 mm thin device that maintains portability without the bulk typical of large-battery mid-range phones.
  • 80W FlashCharge eliminates overnight charging dependency: A full charge in 55 minutes means the Neo 10R is ready for a full day of gaming from a 30-minute morning charge — removing the overnight charging habit that large-battery phones from competing brands typically still require.
  • 1.5K display resolution outperforms most mid-range rivals: Most mid-range phones at this price use Full HD+ panels — the Neo 10R's 1.5K 1260 × 2800 pixel resolution delivers visibly sharper text, finer detail in games, and more accurate colour rendering than competing FHD+ displays at the same viewing distance.
  • IP65 and Schott Xensation Up at this price is rare: IP65 protection and Schott Xensation Up display glass are features typically found on premium models above Rs. 50,000 — iQOO's inclusion of both at Rs. 26,999 to Rs. 30,999 provides durability assurance that most competing mid-range gaming phones cannot match.
     

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card offers a pre-approved card loan offer of up to Rs. 3 lakh — letting you buy the iQOO Neo 10R today and pay in Easy EMIs rather than a lump sum. The card is accepted across over 1.5 lakh partner stores in more than 4,000 cities, with flexible repayment tenures across 3 to 60 months and zero down payment on select products.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, apply instantly and start shopping for your preferred iQOO Neo 10R variant on Easy EMIs easily and affordably.
 

How to buy the iQOO Neo 10R on EMIs using the Insta EMI Card

Buying the iQOO Neo 10R on EMIs using the Bajaj Finserv Insta EMI Card is quick and straightforward. Here are the steps.

  • Check your Insta EMI Card eligibility online: Visit the Bajaj Finserv website or app, enter your mobile number and OTP, and receive your pre-approved card loan offer in minutes — no paperwork or branch visit required.
  • Activate your card after approval: Complete the digital activation process — your Insta EMI Card is ready to use at any Bajaj Finserv partner store or participating platform immediately after activation.
  • Select your preferred iQOO Neo 10R variant: Choose between 8GB + 128GB, 8GB + 256GB, or 12GB + 256GB — confirm EMI payment eligibility before proceeding to checkout.
  • Pay via the Insta EMI Card and select your tenure: Choose the EMI payment option, enter your card details, and select your preferred tenure from the flexible repayment tenure options across 3 to 60 months.
  • Collect your iQOO Neo 10R: Once the EMI confirms, collect your device with its box and warranty — Easy EMI repayment begins the following month per your selected tenure.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 19 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

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Frequently asked questions

Can I buy the iQOO Neo 10R on EMIs?

Yes — the iQOO Neo 10R is available on Easy EMIs through the Bajaj Finserv Insta EMI Card at Bajaj Finserv partner stores. Starting at Rs. 26,999, all three variants comfortably exceed the Rs. 5,000 minimum invoice requirement. Check your Insta EMI Card eligibility before getting started — the process takes just a few minutes using your mobile number and OTP, with near-instant approval for eligible applicants.

What is the exact price of the iQOO Neo 10R?

The iQOO Neo 10R is available in three configurations in India — the 8GB + 128GB variant at Rs. 26,999, the 8GB + 256GB variant at Rs. 28,999, and the 12GB + 256GB variant at Rs. 30,999. Prices may vary during Amazon sale events where the Neo 10R has previously been available at effective prices as low as Rs. 23,499 during Prime Day. Verify the current price on the iQOO India website or Amazon India before purchasing. You can also check your Insta EMI Card eligibility to buy on Easy EMIs at the best available price.

Is the iQOO Neo 10R good for gaming?

Yes — the iQOO Neo 10R is among the best gaming phones available under Rs. 35,000 in India. The Snapdragon 8s Gen 3 with Adreno 735 GPU delivers stable 90FPS in demanding titles like BGMI. The 144Hz AMOLED display with 2,000Hz touch sampling ensures responsive controls. The 6,400 mAh battery sustains extended gaming sessions without battery anxiety, and the Ultra Game Mode with FPS metre provides real-time performance monitoring during competitive gameplay.

Is the iQOO Neo 10R better than the POCO X7 Pro?

It depends on the use case. The iQOO Neo 10R uses the Snapdragon 8s Gen 3 while the POCO X7 Pro uses the Dimensity 8400 Ultra — both deliver excellent gaming performance with the POCO scoring marginally higher in sustained CPU benchmarks. The Neo 10R offers a 1.5K display resolution, a larger 6,400 mAh battery, and IP65 water resistance — advantages over the POCO X7 Pro. The POCO X7 Pro has a slight edge in CPU throttle performance during sustained load. For most buyers, the Neo 10R's display and battery advantages are more practically meaningful.

What are the camera specifications of the iQOO Neo 10R?

The iQOO Neo 10R features a dual rear camera system — a 50MP f/1.8 primary camera with a large 1/1.95-inch sensor, PDAF, and OIS for stable handheld photography and 4K video, paired with an 8MP f/2.2 ultrawide lens. The front camera is a 16MP shooter capable of 4K video recording. The camera system supports LED flash, HDR, panorama, and gyro-EIS — delivering reliable everyday photography with strong stabilisation for both photo and video capture.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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