Bajaj Finserv in your city – get an instant personal loan in Gorakhpur

Situated along the River Rapti, Gorakhpur is famous for the Gorakhnath Math. The city also houses the largest publisher of Hindu religious texts in the world, the Gita Press.

Residents looking for a personal loan in Gorakhpur can consider the Insta Personal Loan offered by Bajaj Finance Limited. We offer multiple borrower-friendly features and benefits such as quick disbursal, flexible repayment tenure, and more.

Features of instant personal loan in Gorakhpur

  • Access the account online

    Access the account online

    Loan details such as outstanding balance, interest rate, EMIs, etc., are accessible via our customer portal – Experia.

  • Pre-approved offers

    Pre-approved offers

    Check your pre-approved offers using a few details only. Enjoy a faster process with minimal paperwork.

  • Money in bank in %$$PL-Disbursal-RPL$$%*

    Money in bank in 24 hours*

    Bajaj Finserv credits the approved loan amount to your account within 24 hours*.

  • Get loan amount up to %$$PL-Loan-Amount$$%

    Get loan amount up to Rs. 40 lakh

    Finance your bigger expenses or consolidate multiple smaller debts with a loan amount of up to Rs. 40 lakh.

  • Collateral-free loan

    Collateral-free loan

    There’s no need to keep any asset as collateral against the personal loan. We offer unsecured credit against simple personal loan eligibility criteria.

  • Transparency

    Transparency

    We maintain 100% transparency in our terms and conditions. No hidden charges are applicable.

  • Flexi loans

    Flexi loans

    With Flexi loans, lower the monthly instalments almost by half. Pay interest only on the amount utilised and not on the total principal.

  • Flexible repayment tenor

    Flexible repayment tenor

    Choose from tenors of up to 96 months. To assess precisely, use our personal loan EMI calculator.

  • Basic documentation

    Basic documentation

    Finish the loan application process with a few basic documents only.

  • Instant loan approval

    Instant loan approval

    Eligible borrowers enjoy instant approval once they submit the duly filled online application form.

Gorakhpur houses the administrative headquarters of its district and that of Gorakhpur division and North Eastern Railway Zone. Besides, the city primarily depends on agriculture for revenue generation. In terms of educational opportunities, there are two universities, one sports college and two medical colleges.

Bajaj Finserv brings unsecured loans in Gorakhpur to help residents address various monetary needs. Select a repayment tenor that best suits your financial condition. For additional flexibility, you can go for our Flexi loans.

The Flexi loan facility allows repayment at the borrower’s convenience. Pay off the outstanding principal whenever you have a surplus or at the tenor’s end. Here, the interest rate is imposed only on the fund utilised. This reduces your EMIs by 45%*.

*Conditions apply

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Eligibility criteria

Take advantage of our easy-to-meet eligibility criteria and the documents required.

  • Employment

    Employment

    Working at a private or a public company, or an MNC

  • Minimum salary

    Minimum salary

    Check the city list

  • CIBIL score

    CIBIL score

    More than 685

  • Nationality

    Nationality

    Indian resident

  • Age

    Age

    From 21 years to 80 years*

To enhance your approval chances, clear off existing debts, bring down fixed obligations, maintain a clean credit report and improve your CIBIL score. Bajaj Finserv offers a personal loan eligibility calculator for the best assessment.

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Interest rates and charges for an instant personal loan in Gorakhpur

Personal loans with nominal interest rates from Bajaj Finserv make the cost of borrowing affordable.

Documents required for a personal loan in Gorakhpur

Minimal documentation is a key feature of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

  • KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  • PAN card
  • Cancelled cheque
  • Bank account statements for the last 3 months
  • Salary slips for the last 3 months

How to apply for a personal loan in Gorakhpur

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below to get an offer.

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What is the minimum EMI for a personal loan in Gorakhpur?

The EMI amount varies depending on your loan amount, interest rate, and tenure.

Can I get a personal loan in Gorakhpur without income proof?

Select customers can get our Insta Personal Loan without having to submit any income proof.

Is collateral required for a personal loan in Gorakhpur?

Our personal loan is unsecured, which means you do not have to pledge any asset such as gold ornaments or property as collateral.