Personal Loan in Gorakhpur

Are you looking for a hassle-free way to finance your dreams or manage unexpected expenses in Gorakhpur? Bajaj Finserv Personal Loan offers a quick, convenient, and affordable solution tailored to your needs. With loan amounts up to Rs. 55 lakh, instant approval, and disbursal within 24 hours*, you can meet your financial requirements without stepping out of your home.

Access the account online

Loan details such as outstanding balance, interest rate, EMIs, etc., are accessible via our customer portal – My Account.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gorakhpur with just your phone number and OTP – no need to visit the branch.

Money in bank in 24 hours*

Bajaj Finance credits the approved loan amount to your account within 24 hours*.

Get loan amount up to Rs. 55 lakh

Finance your bigger expenses or consolidate multiple smaller debts with a loan amount of up to Rs. 55 lakh.

Collateral-free loan

There’s no need to keep any asset as collateral against the personal loan. We offer unsecured credit against simple personal loan eligibility criteria.

Transparency

We maintain 100% transparency in our terms and conditions. No hidden charges are applicable.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Flexible repayment tenure

Choose from tenures of up to 96 months. To assess precisely, use our personal loan EMI calculator.

Basic documentation

Finish the loan application process with a few basic documents only.

Instant loan approval

Eligible borrowers enjoy instant approval once they submit the duly filled online application form.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.