Bajaj Finserv in your city

Situated along the River Rapti, Gorakhpur is famous for the Gorakhnath Math. The city also houses the largest publisher of Hindu religious texts in the world, the Gita Press.

Residents looking for personal loans in Gorakhpur can consider those offered by Bajaj Finserv. We offer multiple borrower-friendly features and benefits such as fast approval, flexible repayment tenor, and more. Apply online to receive approval instantly.

Features of personal loan in Gorakhpur

  • Access the account online
    Access the account online

    Loan details such as outstanding balance, interest rate, EMIs, etc., are accessible via our customer portal – Experia.

  • Pre-approved offers
    Pre-approved offers

    Check your pre-approved offers using a few details only. Enjoy a faster process with minimal paperwork.

  • Money in bank in %$$PL-Disbursal-RPL$$%*
    Money in bank in 24 hours*

    Bajaj Finserv credits the approved loan amount to your account within 24 hours*.

  • Get loan amount up to %$$PL-Loan-Amount$$%
    Get loan amount up to Rs. 25 lakh

    Finance your bigger expenses or consolidate multiple smaller debts with a loan amount of up to Rs. 25 lakh.

  • Collateral-free loan
    Collateral-free loan

    There’s no need to keep any asset as collateral against the personal loan. We offer unsecured credit against simple personal loan eligibility criteria.

  • Transparency
    Transparency

    We maintain 100% transparency in our terms and conditions. No hidden charges are applicable.

  • Flexi loans
    Flexi loans

    With Flexi loans, lower the monthly instalments almost by half. Pay interest only on the amount utilised and not on the total principal.

  • Flexible repayment tenor
    Flexible repayment tenor

    Choose from tenors of up to 60 months. To assess precisely, use our personal loan EMI calculator.

  • Basic documentation
    Basic documentation

    Finish the loan application process with a few basic documents only.

  • Instant loan approval
    Instant loan approval

    Eligible borrowers enjoy instant approval once they submit the duly filled online application form.

Gorakhpur houses the administrative headquarters of its district and that of Gorakhpur division and North Eastern Railway Zone. Besides, the city primarily depends on agriculture for revenue generation. In terms of educational opportunities, there are two universities, one sports college and two medical colleges.

Bajaj Finserv brings unsecured loans in Gorakhpur to help residents address various monetary needs. Select a repayment tenor that best suits your financial condition. For additional flexibility, you can go for our Flexi loans.

The Flexi loan facility allows repayment at the borrower’s convenience. Pay off the outstanding principal whenever you have a surplus or at the tenor’s end. Here, the interest rate is imposed only on the fund utilised. This reduces your EMIs by 45%*.

*Conditions apply

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Eligibility criteria

Take advantage of our easy-to-meet eligibility criteria and the documents required.

  • Employment
    Employment

    Working at a private or a public company, or an MNC

  • Minimum salary
    Minimum salary

    Check the city list

  • CIBIL score
    CIBIL score

    More than 750

  • Nationality
    Nationality

    Indian resident

  • Age
    Age

    From 21 years to 67 years*

To enhance your approval chances, clear off existing debts, bring down fixed obligations, maintain a clean credit report and improve your CIBIL score. Bajaj Finserv offers a personal loan eligibility calculator for the best assessment.

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Interest rates and charges

Personal loans with nominal interest rates from Bajaj Finserv make the cost of borrowing affordable.