Personal Loan in Bijnor

Personal Loan in Bijnor

Check your eligibility for personal loan in Bijnor with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Bijnor

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A Bajaj Finserv Personal Loan in Bijnor gives you the flexibility to manage life’s important needs—from big-ticket expenses to urgent situations. With 100% online approval, minimal paperwork, and quick disbursal, getting funds has never been easier.


    ✅ Check your pre-approved loan offer in Bijnor with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Bijnor, located in western Uttar Pradesh, is a mix of historical significance and modern development. From agriculture and trade to education and public services, the city is seeing rapid growth. A personal loan in Bijnor can help individuals and families manage evolving financial needs quickly and conveniently.

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Features and benefits of a personal loan in Bijnor

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Bijnor with just your phone number and OTP – no need to visit the branch.

  • Money in the account within 24 hours*

    With streamlined application processing and simple paperwork, Bajaj Finance provides loan disbursal under 24 hours* of approval.

  • Approval within minutes

    Meet minimum eligibility requirements to receive quick approval of your personal loan in Bijnor.

  • No collateral needed

    One only needs to fulfil the personal loan eligibility criteria for loan approval. Providing collateral to secure funds isn't required.

  • High loan amount

    With a Bajaj Finserv Personal Loan , you can get funds from Rs. 40,000 to Rs. 55 lakh.

  • Minimal documentation

    Documentation requirements for a personal loan are fairly straightforward.

  • Repayment over a flexible tenure

    Choose a suitable repayment term from 12 months to 96 months with the Bajaj Finance online personal loan EMI calculator. 

  • Zero hidden fees

    Bajaj Finance ensures zero hidden charges on the advance and 100% transparency with simple terms and conditions.

  • Online access to your loan account

    Log in to the customer portal My Account to access your loan account online and keep track of essential details.

A prominent city contributing to the Indian trade and commerce, Bijnor also has a rich historical significance. from the Medieval and the Colonial period. Its economy is mainly agriculture-based with a significant contribution from the tourism industry as well. It is also well-connected to nearby cities and towns with a planned road and rail linkage.


Personal financing for city residents is further simplified with a collateral-free personal loan from Bajaj Finance. Individuals can check their EMI affordability with the Bajaj Finserv EMI calculator to select a suitable loan amount and repayment tenure accordingly.


Our Personal Loan branches in Bijnor

Personal Loan In Bhraj Road

*Conditions apply

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Eligibility criteria and documents for personal loan in Bijnor

You can easily get the funds you need in Bijnor with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Bijnor

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000